Financial Calculator

ESOP Tax Simulator

Compute perquisite tax at exercise and capital gains at sale. Includes startup deferral under Section 80-IAC and old/new regime comparison.

ESOP Details

₹100
010,000
₹500
050,000
1,000
050,000
₹25,00,000
02,00,00,000
₹1,50,000
01,50,000

Tax Impact

ESOP Perquisite Value₹4,00,000
Incremental Tax Due₹1,24,800

Detailed Breakdown

Tax Without ESOP₹4,44,601
Tax With ESOP₹5,69,401
Total Income with ESOP₹28,25,000
Deferral Not Available

Tax on ESOP perquisite payable in current financial year.

Ad Unit — 728×90

How ESOP Taxation Works in India

Perquisite Tax at Exercise: Taxed as salary: (FMV at exercise − exercise price) × number of shares. TDS deducted by employer in the month of exercise.
Income Tax Act, 1961 — Section 17(2)(vi)

Capital Gains at Sale: Cost of acquisition = FMV at exercise. Gains are LTCG if held >12 months from exercise; STCG otherwise. Foreign ESOPs may have equalization/DTAA implications.
Income Tax Act, 1961 — Section 49

Section 80-IAC Deferral: DPIIT-registered startups can defer perquisite tax for up to 5 years or until sale/cessation, whichever is earlier.
Finance Act 2020 — Section 80-IAC

ESOP taxation depends on employer compliance, valuation, and holding period. Verify with your payroll/CA.

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