Know what your bank is charging you. Get wrongful fees refunded.
Enter any cryptic SMS or bank statement narration below. SharpScroll looks up the official tariff rule, computes 18% GST, and gives you ready-to-copy RBI dispute email templates.
Banks in India use cryptic SMS and statement abbreviations. SharpScroll normalizes these codes against official Schedule of Charges and RBI Master Directions.
Key Benefits:
- Base fee + 18% GST calculation
- Official RBI customer rights & refund scripts
- Zero paid bank ranking guarantee
How much is your bank quietly taking from your savings account every year?
Quarterly SMS alert fees, debit card AMCs, ATM cross-network penalties, and IMPS slabs add up fast.
Is your credit card making you money or bleeding annual fees & forex markups?
Simulate your custom monthly spend across 20 verified cards, check 2026 airport lounge criteria, and discover 0-Forex savings.
Verified Bank Tariffs
Explore Schedule of Charges by Bank
Official source-checked fee schedules for 34+ Indian public, private, and foreign banks.
Complete Coverage
Understand Every Fee Category
Clear rules, calculation formulas, waiver conditions, and dispute guidance for common banking costs.
Minimum Balance / AMB Penalties
Shortfall slabs, rural vs metro requirements, and mandatory 30-day prior SMS notice rules.
Debit Card Annual Fees & AMC
Issuance, annual maintenance charges, replacement fees, and zero-fee RuPay alternatives.
ATM Cash Withdrawal & Decline Fees
Free monthly transaction caps, financial/non-financial charges, and failed ATM ₹100/day compensation.
NEFT, RTGS & IMPS Transfer Slabs
Online vs branch transaction fees, timing windows, and waiver tiers across savings accounts.
Zero Paid Ranking Bias
Unlike traditional lead marketplaces, no bank can pay for higher placement or suppressed fee disclosures. All rules reflect official published tariffs.
Direct Source Citations
Every data point links directly to the bank's official Schedule of Charges PDF or RBI Master Circular with verified timestamps.
Continuous Tariff Verification
Our pipeline cross-verifies bank fee masters against RBI revisions so you always get the latest effective rates with 18% GST accuracy.