Cheque charges

₹0 (Free)

When this charge applies

Basic Savings Bank Deposit (BSBD) / PMJDY account only.

₹0 (Free)

When this charge applies

First annual 25-leaf chequebook only; applies to Easy Access Savings, Easy Access Salary, Woman's Savings, Future Stars, Insurance Agents Savings, Krishi Savings and Sahaj Savings accounts. The source does not state the post-free-limit price for these families in this row, so none is invented.

₹0 (Free)

When this charge applies

Prime Salary Account and Prime Plus Savings Account only.

₹50.00

When this charge applies

Prime Savings, Power Salute Senior Privilege Priority Savings, Priority Savings and Priority Salary Savings. The source does not define the relevant free limit in this row.

First return: ₹500.00 · Second return onward: ₹550.00

When this charge applies

Axis New Easy Access Savings Account (fee-master selected value 57, labelled Wef 15Th Feb 2025); inward cheque returned for a financial reason.

₹50.00

When this charge applies

Applies to Special Accounts, Smart Privilege, Senior Citizen Savings, Salary Power Plus, Inaam Personal Bank and Gold Loan Savings. The source says 'beyond the free limit' but does not define that free limit in the same row, so it is not invented here.

₹0 (Free)

When this charge applies

Wealth Salary, Wealth Savings, Burgundy Savings, Burgundy Salary, Pension Savings and Trust Savings accounts.

₹100.00

When this charge applies

Youth Account only.

First 50-leaf cheque book included; subsequent leaves Rs5 each (₹5.00 per item after 50 free)

When this charge applies

Current/CC/OD accounts. Source defines first cheque book as 50 leaves; subsequent cheque book Rs5 per leaf.

30 cheque leaves free per financial year, then Rs4 per cheque leaf (₹4.00 per item after 30 free)

When this charge applies

Savings Bank account at Metro/Urban branches.

Rs2.50 per cheque leaf as published (₹2.50 per item after 0 free)

When this charge applies

Savings Bank customers of Rural/Semi-Urban branches, Senior Citizen and Pensioners at any branch, using the current source wording. The source does not state a free-leaf allowance in this sub-row, so none is invented.

₹0 (Free)

When this charge applies

BOI Elite Salary Account only; official product table states Free Cheque Book Unlimited.

Below Rs 1,000: ₹200.00 · Rs 1,000 to below Rs 10 lakh: ₹300.00 · Rs 10 lakh to below Rs 50 lakh: ₹500.00 · Rs 50 lakh to below Rs 1 crore: ₹1,000.00 · Rs 1 crore and above: ₹2,000.00

When this charge applies

Canara Bank SB/CA/OD/OCC accounts; a cheque or instrument returned, inward or outward. The page states GST is not applicable to this charge. No charge is levied where the instrument is returned for technical reasons or where the customer is not at fault.

₹5.00

When this charge applies

Canara Bank Current, Overdraft and OCC accounts. The page states a per-leaf charge and no free allowance for these accounts, so none is inferred. GST is additional.

First 25 cheque leaves free in a calendar year; thereafter Rs4 per cheque leaf + GST (₹4.00 per cheque_leaf after 25 free)

When this charge applies

Canara Savings Bank Account cheque-book facility; first 25 leaves free per calendar year, then Rs4 per leaf plus GST.

₹0 (Free)

When this charge applies

DCB BSBDA only; limited to the explicitly stated free cheque book of 25 leaves per year. No beyond-allowance fee is inferred.

₹0 (Free)

When this charge applies

Dhanlaxmi Smart Salary Savings Account only; limited to the explicit free 20-leaf annual entitlement. No beyond-allowance fee is inferred.

Savings Bank — Rural: ₹2.50 · Savings Bank — Senior Citizens: ₹2.50 · Savings Bank — Other: ₹3.00 · Current / OD / CC: ₹3.00 · Fed-Selfi: ₹5.00

When this charge applies

Federal Bank liability products; charge per cheque leaf issued beyond the account's free limit, except Fed-Selfi, for which the schedule states there is no free limit and the charge applies from the first leaf. The free-limit counts themselves are not stated in this record. GST is additional.

First Cheque Book (25 leaves) per financial year: ₹0.00 · Additional Cheque Book (25 leaves): ₹100.00

When this charge applies

HDFC Bank Regular Savings Account.

First return: ₹500.00 · Second return onward: ₹550.00

When this charge applies

Regular Savings Account; cheque drawn on HDFC Bank and returned for financial reasons in the same month. Ordinary non-senior Regular Savings pricing only; excludes Senior Citizen pricing, the above-80 waiver, Speciale Senior Citizen and other special-product waivers.

Outward financial — non-rural: ₹200.00 · Outward financial — rural: ₹175.00 · Inward financial — non-rural: ₹500.00 · Inward financial — rural: ₹475.00 · Inward non-financial except signature verification — non-rural: ₹50.00 · Inward non-financial except signature verification — rural: ₹40.00

When this charge applies

Legacy Regular Savings current schedule.

Outward — financial reason: ₹200.00 · Inward — financial reason: ₹500.00 · Inward — non-financial reason except signature verification: ₹50.00

When this charge applies

New/migrated Savings mainstream rates only. Rural-specific values are deliberately excluded from this VERIFIED rule pending resolution of a discrepancy between the current PDF visual rendering and text layer.

First Cheque Book (20 leaves) per year: ₹0.00 · Additional Cheque Book (20 leaves): ₹50.00

When this charge applies

ICICI Bank Regular Savings Account.

₹0 (Free)

When this charge applies

IDFC FIRST Bank Savings Account variants covered by the current zero-fee banking promise; AMB non-maintenance charges remain separately applicable.

Up to Rs 1 lakh: ₹250.00 · Above Rs 1 lakh to Rs 1 crore: ₹500.00 · Above Rs 1 crore: ₹750.00

When this charge applies

Indian Bank accounts; a cheque received for payment that is returned. Banded by the amount of the cheque. GST is additional.

₹5.00

When this charge applies

Indian Bank Current, Cash Credit and Overdraft accounts. The schedule states a per-leaf charge and no free allowance for these accounts, so none is inferred. GST is additional.

Twenty cheque leaves free per calendar year; Rs 4 per leaf thereafter (₹4.00 per cheque leaf after 20 free)

When this charge applies

Indian Bank Savings Bank accounts. Twenty leaves are free in a calendar year and further leaves are charged per leaf. GST is additional.

Up to Rs 1 lakh: ₹250.00 · Above Rs 1 lakh: ₹500.00

When this charge applies

Indian Overseas Bank: cheque drawn on IOB and issued by the account holder, returned in local clearing. The schedule states return charges apply only where the customer is at fault. GST is additional; the schedule is stated excluding GST.

Up to Rs 1 lakh: ₹250.00 · Above Rs 1 lakh: ₹500.00

When this charge applies

Indian Overseas Bank: cheque deposited by the account holder and returned by the drawee bank in local clearing. The schedule states return charges apply only where the customer is at fault. GST is additional; the schedule is stated excluding GST.

₹0 (Free)

When this charge applies

J&K Bank BSBDA only; this zero-fee rule is limited to the minimum 25 cheque leaves per year. The page says beyond-allowance service may be charged under the extant schedule, but no amount is inferred.

25 cheque leaves free per year, then Rs3 per leaf (₹3.00 per cheque leaf after 25 free)

When this charge applies

Kotak Everyday Savings Account; annual free-leaf allowance followed by the per-leaf rate.

₹500.00

When this charge applies

Kotak Everyday Savings Account; cheque issued by the customer and returned for insufficient funds.

25 cheque leaves free per annum, thereafter Rs10 per leaf (₹10.00 per cheque_leaf after 25 free)

When this charge applies

Karur Vysya Bank Regular Savings Account (155 product) only. Senior Citizen product has a different ₹3-per-leaf treatment and is not flattened into this rule.

₹0 (Free)

When this charge applies

PNB BSBDA only; limited to the explicit minimum 25 free cheque leaves per year. No beyond-allowance amount is inferred.

₹0 (Free)

When this charge applies

RBL Bank Basic Savings Account only. The official page states two cheque books per year (40 leaves) are free; no beyond-allowance fee is inferred.

₹0 (Free)

When this charge applies

SBI BSBDA Branch Channel only; limited to the explicit 25-leaf annual free cheque-book entitlement. No beyond-allowance amount is inferred.

₹500.00

When this charge applies

SBI personal-banking and transaction-banking customers; cheque drawn on SBI and returned for insufficient funds. Technical-return and SME schedules are separate.

₹0 (Free)

When this charge applies

TMB Santhosh Savings Bank Account only. The source states a free personalized cheque book of 20 leaves per financial year; no beyond-allowance fee is inferred.

₹4.24

When this charge applies

UCO Bank savings, cash credit and overdraft accounts; charge per cheque leaf issued. No free-leaf allowance is stored: UCO's savings-account-rules page and this schedule state different free counts, so the allowance is unresolved and is not published either way. Charges are exclusive of GST.

Up to Rs 1 lakh: ₹250.00 · Above Rs 1 lakh up to Rs 10 lakh: ₹500.00

When this charge applies

UCO Bank accounts; a cheque received for payment that is returned unpaid. Only the two bands legible in the source document are stored; the band above Rs 10 lakh was not legible and no figure is claimed for it. Charges are exclusive of GST.

Cheque-return charges are restricted to 25% of the normal charges

When this charge applies

UCO Bank Basic Savings Bank accounts. The schedule restricts cheque-return charges in these accounts to 25% of the normal charges rather than stating rupee figures, so the restriction is published in the schedule's own words and no derived amount is stored. Charges are exclusive of GST.