Verified Bank Tariff

DCB Bank Limited Charges & Fees

Charges verified
3
3 checked rules · 3 fee categories · 2 account variants

Complete official Schedule of Charges for DCB Bank Limited. Every fee entry is backed by verified citations, 18% GST treatment, waiver conditions, and RBI dispute rights.

Figures are the bank’s own, before GST unless a rule says otherwise.Last verified
DCB Bank Limited
Cheapest: NEFT freeCostliest: NEFT up to ₹0

At a glance

DCB Bank Limited’s own figures, before GST. Tap a figure for its source.

Verified Fee Categories for DCB Bank Limited

Cheque charges1 checked entry
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Basic Savings Bank Deposit Account (BSBDA) · Branch

₹0 (Free)

Trigger Condition

DCB BSBDA only; limited to the explicitly stated free cheque book of 25 leaves per year. No beyond-allowance fee is inferred.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-08-15

Minimum balance charges1 checked entry
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Basic Savings Bank Deposit Account (BSBDA) · General

₹0 (Free)

Trigger Condition

DCB Basic Savings Bank Deposit Account only.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-08-15

NEFT charges1 checked entry
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DCB NRE Classic Savings Account · Other

₹0 (Free)

Trigger Condition

DCB Bank NRE Classic Savings Account only; NEFT initiated through DCB Internet Banking or Mobile Banking. The current official page also states RTGS is free, but this rule models NEFT only. No branch-channel waiver or effective date is inferred.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-08-15

What DCB Bank Limited prints on your statementStatement narrations · 3 decoded

3 narrations decoded against DCB Bank Limited's own schedule of charges — the plain-English and Hinglish meaning, the exact amount including GST, and how to avoid it.

CHQ BOOK CHG

A charge for cheque leaves issued beyond the free allowance for the year.

MIN BAL CHG

A penalty for not keeping the required average balance in your account for the month or quarter.

NEFT CHG

A charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge.

Annual Account Leakage AuditHow much is DCB Bank Limited quietly deducting every year?
Annual Account Leakage Audit

How much is DCB Bank Limited quietly deducting from your account every year?

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Audit My DCB Bank Limited Fees
Official DCB Bank Limited tariff documentsThe bank’s own Schedule of Charges and website
Official Tariffs: Visit DCB Bank Limited’s official website
Disputing a Wrongful Charge at DCB Bank LimitedDispute & Refund Assistance · RBI three-level route

Under Reserve Bank of India (RBI) consumer protection directives, account holders have statutory rights to claim refunds for unauthorized debits, failed ATM transactions, or penalties debited without prior notification.

LEVEL 1

Branch / Helpdesk Ticket

Email DCB Bank Limited customer service quoting the transaction ID and account details. TAT: 7 working days.

LEVEL 2

Principal Nodal Officer

If unresolved within 7 days, escalate to DCB Bank Limited's Principal Nodal Officer (PNO). TAT: 14–30 days.

LEVEL 3

RBI Banking Ombudsman

Lodge a statutory complaint on the RBI CMS Portal (cms.rbi.org.in) if rejected or delayed past 30 days.

Need a pre-filled grievance email draft for AMB penalties or debit card AMC?

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Frequently Asked Questions (DCB Bank Limited)4 questions

What is the minimum balance (AMB) requirement in DCB Bank Limited?

In DCB Bank Limited, the minimum average balance (AMB/MAB) varies by account tier and branch location. Regular savings accounts in metros typically require maintaining the published threshold, while salary accounts and BSBDA zero-balance accounts have ₹0 AMB requirements.

What are the debit card annual maintenance charges (AMC) for DCB Bank Limited?

Debit card maintenance charges at DCB Bank Limited are billed annually based on card variant plus 18% GST.

Can DCB Bank Limited deduct minimum balance penal charges without sending an SMS?

No. Under RBI Master Direction (DBOD.No.Leg.BC.21/09.07.006/2015-16), DCB Bank Limited is legally mandated to notify the customer via SMS or email giving them a 30-day notice window to restore their balance before any penalty can be debited. If debited without prior notification, you are entitled to a full reversal.

How do I dispute a wrongful fee or charge deducted by DCB Bank Limited?

To dispute a wrongful deduction at DCB Bank Limited: (1) Send an email to the Branch Manager / Customer Service citing the relevant RBI circular and transaction ID. (2) If unresolved within 7 days, escalate to DCB Bank Limited's Principal Nodal Officer (PNO). (3) If unresolved after 30 days, lodge a complaint with the RBI Banking Ombudsman via the CMS portal (cms.rbi.org.in).