Bank charge comparison
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Select a charge type to see how it compares across Indian banks and account types. SharpScroll only compares charges where the fee type, context and source are genuinely comparable.
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Branch Location Tier
Tariffs often vary by Metro vs Rural branch locationMinimum balance charges — Comparison Basis
See when a bank can charge for not maintaining the required average balance, what amount the source states and any documented waiver condition. Showing 83 verified rules across 33 banks. Conditions and branch tiers are kept beside each tariff.
| Bank | Product / Account | Channel | Required Balance | Amount / Rule | Location Tier | Official Source |
|---|---|---|---|---|---|---|
| Employee Reimbursement Account | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Government Salary Account | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Savings Accounts — Service Charge Portfolio | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Star Yuva Account | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Mahabank Salary Account Scheme | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Current / Cash Credit / Overdraft Accounts | General | ₹7,500 (monthly average) | ₹60.00 Waiver: Not applicable to inoperative current accounts. | Not location-specific | Official Source Verified 2026-09-05 | |
| Current / Cash Credit / Overdraft Accounts | General | ₹1,000 (monthly average) | ₹60.00 Waiver: Not applicable to inoperative current accounts. | Rural | Official Source Verified 2026-09-05 | |
| Current / Cash Credit / Overdraft Accounts | General | ₹2,000 (monthly average) | ₹60.00 Waiver: Not applicable to inoperative current accounts. | Semi-urban | Official Source Verified 2026-09-05 | |
| Current / Cash Credit / Overdraft Accounts | General | ₹5,000 (monthly average) | ₹60.00 Waiver: Not applicable to inoperative current accounts. | Not location-specific | Official Source Verified 2026-09-05 | |
| Savings Bank Account — Standard Balance Schedule | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Savings Bank Account — Standard Balance Schedule | General | Not applicable | ₹0 (Free) | Rural | Official Source Verified 2026-08-15 | |
| Savings Bank Account — Standard Balance Schedule | General | Not applicable | ₹0 (Free) | Semi-urban | Official Source Verified 2026-08-15 | |
| Savings Accounts — General Banking Service Charges | General | ₹2,000 (monthly average) | ₹0 (Free) | Metro / Urban | Official Source Verified 2026-08-15 | |
| Savings Accounts — General Banking Service Charges | General | ₹500 (monthly average) | ₹0 (Free) | Rural | Official Source Verified 2026-08-15 | |
| Savings Accounts — General Banking Service Charges | General | ₹1,000 (monthly average) | ₹0 (Free) | Semi-urban | Official Source Verified 2026-08-15 | |
| CSB Social Support (BSBDA) Savings Scheme | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Savings Account — Debit Card Variant | General | Not applicable | Up to Rs 4,000: ₹100.00 · Above Rs 4,000 and up to Rs 6,000: ₹75.00 · Above Rs 6,000 and below Rs 7,500: ₹50.00 · Rs 7,500 and above: ₹0.00 | Not location-specific | Official Source Verified 2026-08-15 | |
| Basic Savings Bank Deposit Account (BSBDA) | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Smart Salary Savings Account | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Basic Savings Bank Deposit Account (BSBDA) | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Regular Savings Account | General | Not applicable | Metro/Urban — AMB >= Rs 7,500 and < Rs 10,000: ₹150.00 · Metro/Urban — AMB >= Rs 5,000 and < Rs 7,500: ₹300.00 · Metro/Urban — AMB >= Rs 2,500 and < Rs 5,000: ₹450.00 · Metro/Urban — AMB >= Rs 0 and < Rs 2,500: ₹600.00 · Semi-Urban — AMB >= Rs 2,500 and < Rs 5,000: ₹150.00 · Semi-Urban — AMB >= Rs 0 and < Rs 2,500: ₹300.00 | Not location-specific | Official Source Verified 2026-08-09 | |
| Regular Savings Account | General | ₹2,500 (quarterly average) | Rural — AQB >= Rs 1,000 and < Rs 2,500: ₹270.00 · Rural — AQB >= Rs 0 and < Rs 1,000: ₹450.00 | Rural | Official Source Verified 2026-08-09 | |
| Roaming Current Account Standard | General | Not applicable | Metro / Urban (Req MAB Rs10,000): ₹600.00 · Semi-Urban / Rural (Req MAB Rs5,000): ₹350.00 | Not location-specific | Official Source Verified 2026-08-25 | |
| Regular Savings Account — Opened on or before 31-Jul-2025 | General | ₹10,000 (monthly average) | 6% of shortfall, max ₹500.00 | Metro / Urban | Official Source Verified 2026-08-09 | |
| Regular Savings Account — Opened on or before 31-Jul-2025 | General | ₹5,000 (monthly average) | 6% of shortfall, max ₹500.00 | Not location-specific | Official Source Verified 2026-08-09 | |
| Savings Account — Opened from 01-Aug-2025 / Migrated | General | ₹15,000 (monthly average) | 6% of shortfall, max ₹500.00 | Metro / Urban | Official Source Verified 2026-08-09 | |
| Savings Account — Opened from 01-Aug-2025 / Migrated | General | ₹2,500 (monthly average) | 6% of shortfall, max ₹500.00 | Rural | Official Source Verified 2026-08-09 | |
| Savings Account — Opened from 01-Aug-2025 / Migrated | General | ₹7,500 (monthly average) | 6% of shortfall, max ₹500.00 | Semi-urban | Official Source Verified 2026-08-09 | |
| Advantage Savings Account | General | ₹10,000 (monthly average) | 6% of shortfall, max ₹600.00 | Metro / Urban | Official Source Verified 2026-08-15 | |
| Advantage Savings Account | General | ₹2,500 (monthly average) | 6% of shortfall, max ₹150.00 | Rural | Official Source Verified 2026-08-15 | |
| Advantage Savings Account | General | ₹5,000 (monthly average) | 6% of shortfall, max ₹300.00 | Semi-urban | Official Source Verified 2026-08-15 | |
| Savings Account — ₹10,000 AMB Variant | General | ₹10,000 (monthly average) | 6% of shortfall, max ₹500.00 | Not location-specific | Official Source Verified 2026-08-15 | |
| Savings Account — ₹25,000 AMB Variant | General | ₹25,000 (monthly average) | 6% of shortfall, max ₹500.00 | Not location-specific | Official Source Verified 2026-08-15 | |
| Current / Cash Credit / Overdraft Accounts | General | Not applicable | ₹600.00 | Metro / Urban | Official Source Verified 2026-09-05 | |
| Current / Cash Credit / Overdraft Accounts | General | Not applicable | ₹350.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Savings Bank Accounts | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-09-05 | |
| IND Plus – NRE Savings Bank Account | General | Not applicable | ₹500.00 | Not location-specific | Official Source Verified 2026-08-15 | |
| Indus Delite Savings Account | General | Not applicable | ₹0 (Free) Waiver: NMC waived subject to Initial Funding + DC Charges Requirement Getting Fulfilled. | Not location-specific | Official Source Verified 2026-08-15 | |
| IOB Salary Account — Diamond / Platinum | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Basic Saving Bank Deposit Account | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Corporate Salary Account | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Kotak 811 Zero Balance Digital Savings Account | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Everyday Savings Account | General | ₹10,000 (monthly average) | 6% of shortfall, max ₹500.00 | Not location-specific | Official Source Verified 2026-08-09 | |
| Regular Savings Account | General | ₹1,000 (monthly average) | ₹200.00 | Not location-specific | Official Source Verified 2026-08-15 | |
| Basic Savings Bank Deposit Account | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Basic Saving Bank Deposit Account (PNB Zero Balance Account) | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Savings Accounts — Service Charges | General | Not applicable | Up to 50% deficit: ₹150.00 · Up to 50% deficit: ₹125.00 · Up to 50% deficit: ₹0.00 · Up to 50% deficit: ₹0.00 · Above 50% deficit: ₹225.00 · Above 50% deficit: ₹175.00 · Above 50% deficit: ₹0.00 · Above 50% deficit: ₹0.00 | Not location-specific | Official Source Verified 2026-08-15 | |
| Basic Savings Account (BSBDA) | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Imperium Savings Account (formerly RBL Rise) | General | ₹50,000 (monthly average) | 5% of shortfall, max ₹1,000.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Imperium Savings Account (formerly RBL Rise) | General | ₹50,000 (monthly average) | 10% of shortfall, max ₹1,000.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Prime Edge / Prime Max Savings Account | General | ₹10,000 (monthly average) | 5% of shortfall, max ₹500.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Prime Edge / Prime Max Savings Account | General | ₹10,000 (monthly average) | 10% of shortfall, max ₹500.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Prime Savings Account | General | ₹2,500 (monthly average) | 5% of shortfall, max ₹500.00 | Rural | Official Source Verified 2026-09-05 | |
| Prime Savings Account | General | ₹2,500 (monthly average) | 10% of shortfall, max ₹500.00 | Rural | Official Source Verified 2026-09-05 | |
| Prime Savings Account | General | ₹5,000 (monthly average) | 5% of shortfall, max ₹500.00 | Semi-urban | Official Source Verified 2026-09-05 | |
| Prime Savings Account | General | ₹5,000 (monthly average) | 10% of shortfall, max ₹500.00 | Semi-urban | Official Source Verified 2026-09-05 | |
| Revelio Savings Account (formerly Advantage Savings) | General | ₹25,000 (monthly average) | 5% of shortfall, max ₹500.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Revelio Savings Account (formerly Advantage Savings) | General | ₹25,000 (monthly average) | 10% of shortfall, max ₹500.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Seniors First Savings Account | General | ₹5,000 (monthly average) | 5% of shortfall, max ₹500.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Seniors First Savings Account | General | ₹5,000 (monthly average) | 10% of shortfall, max ₹500.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Woman's First Savings Account | General | ₹10,000 (monthly average) | 5% of shortfall, max ₹500.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Woman's First Savings Account | General | ₹10,000 (monthly average) | 10% of shortfall, max ₹500.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Basic Savings Bank Deposit Account (BSBDA) | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Savings Bank Accounts — Service Charge Portfolio | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-20 | |
| Basic Savings Bank Deposit Account (BSBDA) | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| TMB Santhosh Savings Bank Account | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Current / Cash Credit / Overdraft Accounts | General | ₹5,000 (quarterly average) | ₹600.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Current / Cash Credit / Overdraft Accounts | General | ₹2,000 (quarterly average) | ₹350.00 | Rural | Official Source Verified 2026-09-05 | |
| Current / Cash Credit / Overdraft Accounts | General | ₹2,500 (quarterly average) | ₹350.00 | Semi-urban | Official Source Verified 2026-09-05 | |
| Current / Cash Credit / Overdraft Accounts | General | ₹5,000 (quarterly average) | ₹600.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Retail Banking Service Charges | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-09-05 | |
| No-Frills Savings Bank Account | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| Savings Bank Account — Pension / Senior Citizen | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-09-05 | |
| Savings Bank Account — With Cheque Facility | General | ₹2,000 (quarterly average) | Shortfall up to Rs 500: ₹50.00 · Shortfall Rs 501 to Rs 1,000: ₹100.00 · Shortfall Rs 1,001 to Rs 2,000: ₹150.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Savings Bank Account — With Cheque Facility | General | ₹500 (quarterly average) | Shortfall up to Rs 500: ₹50.00 · Shortfall Rs 501 to Rs 1,000: ₹100.00 · Shortfall Rs 1,001 to Rs 2,000: ₹150.00 | Rural | Official Source Verified 2026-09-05 | |
| Savings Bank Account — With Cheque Facility | General | ₹1,000 (quarterly average) | Shortfall up to Rs 500: ₹50.00 · Shortfall Rs 501 to Rs 1,000: ₹100.00 · Shortfall Rs 1,001 to Rs 2,000: ₹150.00 | Semi-urban | Official Source Verified 2026-09-05 | |
| Savings Bank Account — With Cheque Facility | General | ₹2,000 (quarterly average) | Shortfall up to Rs 500: ₹50.00 · Shortfall Rs 501 to Rs 1,000: ₹100.00 · Shortfall Rs 1,001 to Rs 2,000: ₹150.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Savings Bank Account — Without Cheque Facility | General | ₹1,000 (quarterly average) | Shortfall up to Rs 250: ₹25.00 · Shortfall Rs 251 to Rs 500: ₹50.00 · Shortfall Rs 501 to Rs 1,000: ₹75.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Savings Bank Account — Without Cheque Facility | General | ₹250 (quarterly average) | Shortfall up to Rs 250: ₹25.00 · Shortfall Rs 251 to Rs 500: ₹50.00 · Shortfall Rs 501 to Rs 1,000: ₹75.00 | Rural | Official Source Verified 2026-09-05 | |
| Savings Bank Account — Without Cheque Facility | General | ₹500 (quarterly average) | Shortfall up to Rs 250: ₹25.00 · Shortfall Rs 251 to Rs 500: ₹50.00 · Shortfall Rs 501 to Rs 1,000: ₹75.00 | Semi-urban | Official Source Verified 2026-09-05 | |
| Savings Bank Account — Without Cheque Facility | General | ₹1,000 (quarterly average) | Shortfall up to Rs 250: ₹25.00 · Shortfall Rs 251 to Rs 500: ₹50.00 · Shortfall Rs 501 to Rs 1,000: ₹75.00 | Not location-specific | Official Source Verified 2026-09-05 | |
| Basic Savings Bank Deposit Account — Small Accounts (BSBDS) | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 | |
| YES Digital Salary Account | General | Not applicable | ₹0 (Free) | Not location-specific | Official Source Verified 2026-08-15 |
Looking for ATM, locker, account closure, or Demand Draft charges?
These charges depend on branch locker dimensions, account vintage, or individual service conditions and are not suited for a flat single-table comparison. View verified entries in their dedicated charge guides: