Financial Calculators & Audit Engine
Know your exact costs with source rules shown beside every calculation.
Every bank fee calculator uses the same official published tariff schedules verified on SharpScroll. No sponsored rankings or hidden markups.
30-Second Credit Card Finder & Recommendation Engine
Answer 4 quick questions about where you spend, your fee tolerance, and lounge needs for a mathematically ranked top 3 card match.
Credit Card Head-to-Head Comparison Engine
Compare any two Indian credit cards side-by-side with real-time spend simulation, 18% GST fee calculations, forex leakage, and 2026 lounge spend rules.
Consolidated Household Banking & Card TCO Audit
Combine savings account fees (Debit AMC, SMS alerts, ATM overages) with credit card annual fees and rewards to get your 360° Financial Health Score.
Credit Card True Net-Value Calculator
Simulate your custom monthly spends across Groceries, Dining, Fuel, Utilities, and International Forex to find your exact net annual profit after fees.
Annual Bank Fee Leakage Audit
Calculate what your account costs you each year, using only charges traced to your bank's published schedule.
2026 Airport Lounge Spend Eligibility Checker
Check if your previous calendar quarter spend satisfies latest bank thresholds to unlock complimentary lounge visits.
0% Forex Markup & Currency Savings Comparator
Calculate foreign currency markup drag (3.5% + 18% GST) and see how much you save with 0-Forex cards on overseas trips.
AMB Shortfall Penalty Calculator
Calculates exact non-maintenance penalties from verified bank balance rules and shortfall percentages.
RTGS Transfer Fee Calculator
Checks bank-specific branch vs online RTGS transfer costs under RBI guidelines.
CTC to In-Hand Salary Calculator
Computes post-tax monthly take-home salary comparing Old vs New Tax Regime with PF and gratuity.
8th Pay Commission (8th CPC) Salary & Fitment Calculator
Model revised basic pay, DA merger, X/Y/Z city HRA, and gross salary hikes across 1.92x to 2.86x fitment factor scenarios.