SharpScrollINDIA

Supporting salary tool

CTC to in-hand, with assumptions exposed.

The mathematical model, current official tax/EPF inputs and employer-specific assumptions are shown separately. The result is an estimate, not a payslip.

Official inputs

Tax year 2026-27 new-regime slabs · ₹75,000 standard deduction · EPF employee rate 12% with ₹15,000 monthly wage ceiling option.

Your employer / salary assumptions

Estimated monthly in-hand

₹1,07,982

Annual in-hand

₹12,95,786

Cash gross: ₹13,99,154

Taxable income: ₹13,24,154

Employee PF: ₹21,600

Estimated tax: ₹81,768