General
₹0 (Free)
When this charge applies
Axis Bank Priority Salary Account only; salary-account eligibility and salary-credit conditions remain applicable.
Checked 2026-08-15
Bank Charge Guide
See the NEFT fee rules currently supported by an official source for each bank and channel.
Amounts, trigger criteria, GST treatment, and official source links for each bank account.
General
₹0 (Free)
When this charge applies
Axis Bank Priority Salary Account only; salary-account eligibility and salary-credit conditions remain applicable.
Checked 2026-08-15
Branch
₹0 (Free)
When this charge applies
Bandhan Bank Government Salary Account only; branch NEFT is explicitly included in the product's free fund-transfer list.
Checked 2026-08-15
Other
₹0 (Free)
When this charge applies
Bandhan Bank Government Salary Account only. 'Other' groups the two source-named digital channels: Internet Banking and mBandhan 2.0.
Checked 2026-08-15
General
Up to Rs 10,000: ₹2.25 · Rs 10,001 to Rs 1,00,000: ₹4.75 · Rs 1,00,001 to Rs 2 lakh: ₹14.75 · Above Rs 2 lakh: ₹24.75
When this charge applies
Other than Savings Bank accounts. Current official table shows the same amounts for digital and branch columns.
Checked 2026-08-09 · Effective 2020-01-01
General
₹0 (Free)
When this charge applies
Savings Bank accounts only. The current NEFT table explicitly labels SB account - NIL.
Checked 2026-08-09 · Effective 2020-01-01
Branch
Up to Rs 10,000: ₹2.50 · Rs 10,001 to Rs 1 Lakh: ₹5.00 · Rs 1.01 Lakh to Rs 2 Lakh: ₹15.00 · Above Rs 2 Lakh: ₹25.00
When this charge applies
Outward NEFT across counter. Slab labels preserve the official tariff wording.
Checked 2026-08-09 · Effective 2026-02-01
Other
₹0 (Free)
When this charge applies
Outward NEFT through bank-defined Digital Mode; all amount slabs shown in current tariff.
Checked 2026-08-09 · Effective 2026-02-01
Branch
Up to Rs 10,000: ₹2.25 · Rs 10,001 to Rs 50,000: ₹4.75
When this charge applies
Canara Bank NEFT remitted against cash. The page states normal charges apply and that the facility is available only up to Rs 50,000, so no band above that limit is stored. GST is additional.
Checked 2026-09-05
General
₹0 (Free)
When this charge applies
Canara Bank accounts; inward NEFT credited to a Canara Bank account.
Checked 2026-09-05
General
Up to Rs 10,000: ₹2.25 · Rs 10,001 to Rs 1 lakh: ₹4.75 · Rs 1,00,001 to Rs 2 lakh: ₹14.75 · Above Rs 2 lakh: ₹24.75
When this charge applies
Canara Bank outward NEFT. The page separately states no charge for savings customers who initiate NEFT through online channels, and caps NEFT against cash at Rs 50,000; both are stored as their own rules rather than folded into this base tariff. GST is additional.
Checked 2026-09-05
Other
₹0 (Free)
When this charge applies
Canara Bank savings customers; NEFT initiated through internet banking or the bank's mobile apps. The channel value carries only the online channels the page names and does not extend to NEFT initiated at a branch, which keeps the base tariff.
Checked 2026-09-05
Other
₹0 (Free)
When this charge applies
Central Bank of India CENT SAMARTH Salary Account only; NEFT initiated through digital mode. The official page separately says applicable charge for offline mode, so this rule must not be generalized to branch/offline NEFT.
Checked 2026-08-15
Other
₹0 (Free)
When this charge applies
CSB Bank incoming NEFT transfers only.
Checked 2026-08-15
Other
Up to Rs 10,000: ₹2.50 · Above Rs 10,000 and up to Rs 1 lakh: ₹5.00 · Above Rs 1 lakh and up to Rs 2 lakh: ₹15.00 · Above Rs 2 lakh: ₹25.00
When this charge applies
CSB Bank outgoing NEFT transactions. The official page does not narrow the outgoing charge table to a specific delivery channel, so no branch/digital channel is invented.
Checked 2026-08-15
Branch
Up to Rs 10,000: ₹1.50 · Above Rs 10,000 and up to Rs 1 lakh: ₹4.00 · Above Rs 1 lakh and up to Rs 5 lakh: ₹14.00 · Above Rs 5 lakh: ₹24.00
When this charge applies
City Union Bank service-charge table; NEFT initiated through branch. Online NEFT is stored separately as zero charge.
Checked 2026-08-15 · Effective 2026-04-01
Net banking
₹0 (Free)
When this charge applies
City Union Bank NEFT through online channel; the current service-charge table shows Nil across listed NEFT amount slabs.
Checked 2026-08-15 · Effective 2026-04-01
Other
₹0 (Free)
When this charge applies
DCB Bank NRE Classic Savings Account only; NEFT initiated through DCB Internet Banking or Mobile Banking. The current official page also states RTGS is free, but this rule models NEFT only. No branch-channel waiver or effective date is inferred.
Checked 2026-08-15
Branch
Up to Rs 10,000: ₹2.50 · Rs 10,001 to Rs 1 lakh: ₹5.00 · Above Rs 1 lakh and up to Rs 2 lakh: ₹15.00 · Above Rs 2 lakh: ₹25.00
When this charge applies
Dhanlaxmi Bank outward NEFT initiated from branch. Internet/Mobile Banking NEFT is stored separately as free.
Checked 2026-08-15
Other
₹0 (Free)
When this charge applies
Dhanlaxmi Bank NEFT through Internet Banking or Mobile Banking only.
Checked 2026-08-15
Branch
Up to Rs 10,000: ₹2.00 · Rs 10,001 to Rs 1,00,000: ₹4.00 · Rs 1,00,001 to Rs 2,00,000: ₹14.00 · Rs 2,00,001 and above: ₹20.00
When this charge applies
Federal Bank liability products; NEFT outward initiated at a branch. The same schedule prices NEFT through FedNet and FedMobile at nil and inward NEFT at nil, both of which are stored as separate rules rather than folded into this one. GST is additional.
Checked 2026-09-05 · Effective 2026-04-01
Other
₹0 (Free)
When this charge applies
Federal Bank liability products; NEFT initiated through FedNet internet banking or FedMobile mobile banking. The channel value groups only those two source-named digital channels and does not extend to branch NEFT, which is charged.
Checked 2026-09-05 · Effective 2026-04-01
General
₹0 (Free)
When this charge applies
Federal Bank liability products; inward NEFT credited to a Federal Bank account.
Checked 2026-09-05 · Effective 2026-04-01
Branch
Up to Rs 10,000: ₹2.00 · Above Rs 10,000 to Rs 1 lakh: ₹5.00 · Above Rs 1 lakh to Rs 2 lakh: ₹15.00 · Above Rs 2 lakh: ₹25.00
When this charge applies
IDBI Advantage Savings Account; NEFT initiated through Branch Channel. Net/Mobile Banking NEFT is represented separately as free.
Checked 2026-08-15 · Effective 2026-02-01
Other
₹0 (Free)
When this charge applies
IDBI Advantage Savings Account. 'Other' groups only the two source-named digital channels: Net Banking and Mobile Banking.
Checked 2026-08-15 · Effective 2026-02-01
General
₹0 (Free)
When this charge applies
IDFC FIRST Bank Savings Account. The official page lists NEFT among fund-transfer options available through internet banking, mobile app, ATMs and branch visits and states these transfers are without any additional charges.
Checked 2026-08-15
General
Up to Rs 10,000: ₹2.25 · Above Rs 10,000 to Rs 1 lakh: ₹4.75 · Above Rs 1 lakh to Rs 2 lakh: ₹14.75 · Above Rs 2 lakh: ₹24.75
When this charge applies
Indian Bank outward NEFT. The schedule carries a footnote waiving savings-bank customers from charges on NEFT online transactions; that waiver is stored as its own channel rule on the savings product and is not folded into this base tariff. GST is additional.
Checked 2026-09-05
Other
₹0 (Free)
When this charge applies
Indian Bank savings-bank customers, NEFT initiated online. The channel value carries only the online transactions the schedule's footnote names; NEFT that is not online keeps the base tariff stored separately.
Checked 2026-09-05
Branch
Up to Rs 50,000: ₹0.00 · Above Rs 50,000 to Rs 1 lakh: ₹4.00 · Above Rs 1 lakh to Rs 2 lakh: ₹14.00 · Above Rs 2 lakh: ₹24.00
When this charge applies
Indus Delite Savings Account; NEFT outward initiated at branch. Current schedule separately states Net Banking/Mobile Banking NEFT has no charge.
Checked 2026-08-15 · Effective 2026-01-01
Other
₹0 (Free)
When this charge applies
Indus Delite Savings Account. 'Other' groups only the two source-named digital channels: Net Banking and Mobile Banking.
Checked 2026-08-15 · Effective 2026-01-01
General
₹0 (Free)
When this charge applies
Indian Overseas Bank Salary Account — Diamond or Platinum sub-scheme only; Gold is excluded because the official table says applicable charges.
Checked 2026-08-15
Other
₹0 (Free)
When this charge applies
J & K Bank Pink Silver Saving Scheme for Women only; NEFT initiated by the customer through E-banking or M-pay. The current page also states RTGS is free in the same digital scope, but this rule models NEFT only. No effective date is inferred from the page's Last Updated date.
Checked 2026-08-15
Other
₹0 (Free)
When this charge applies
Kotak 811 only; online transfer context from the official product page.
Checked 2026-08-15
Branch
Up to Rs 10,000: ₹2.50 · Above Rs 10,001 to Rs 1 lakh: ₹5.00 · Above Rs 1 lakh to Rs 2 lakh: ₹15.00 · Above Rs 2 lakh: ₹25.00
When this charge applies
KVB current Remittance Charges — NEFT through branch.
Checked 2026-08-15
Net banking
₹0 (Free)
When this charge applies
KVB current Remittance Charges — NEFT through Netbanking.
Checked 2026-08-15
Other
₹0 (Free)
When this charge applies
Savings Bank users only; NEFT must be done via Netbanking. Branch/slab charges are not waived by this rule.
Checked 2026-08-15
Branch
Up to Rs 10,000: ₹2.25 · Above Rs 10,000 to Rs 1 lakh: ₹4.75 · Above Rs 1 lakh to Rs 2 lakh: ₹14.75 · Above Rs 2 lakh: ₹24.75
When this charge applies
Punjab National Bank outward NEFT initiated at a branch. The page prices this transfer in four separate columns — Branch, Online CC/OD, Online Savings and Online Current — so this figure applies only to the column named here and never to another channel or account type. Charges are exclusive of GST wherever applicable.
Checked 2026-09-06
Net banking
Up to Rs 10,000: ₹1.75 · Above Rs 10,000 to Rs 1 lakh: ₹4.25 · Above Rs 1 lakh to Rs 2 lakh: ₹14.25 · Above Rs 2 lakh: ₹24.25
When this charge applies
Punjab National Bank outward NEFT initiated online from a cash credit or overdraft account. The page prices this transfer in four separate columns — Branch, Online CC/OD, Online Savings and Online Current — so this figure applies only to the column named here and never to another channel or account type. Charges are exclusive of GST wherever applicable.
Checked 2026-09-06
Net banking
₹0 (Free)
When this charge applies
Punjab National Bank outward NEFT initiated online from a current account, at every slab. The page prices this transfer in four separate columns — Branch, Online CC/OD, Online Savings and Online Current — so this figure applies only to the column named here and never to another channel or account type. The page states this NIL applies with effect from 12.10.2023.
Checked 2026-09-06 · Effective 2023-10-12
Net banking
₹0 (Free)
When this charge applies
Punjab National Bank outward NEFT initiated online from a savings account, at every slab. The page prices this transfer in four separate columns — Branch, Online CC/OD, Online Savings and Online Current — so this figure applies only to the column named here and never to another channel or account type. The branch column of the same table charges up to Rs 24.75 for the same transfer.
Checked 2026-09-06
Net banking
₹0 (Free)
When this charge applies
Punjab National Bank Savings Account online NEFT only; branch NEFT and other account-type/channel charges remain separate.
Checked 2026-08-15
Branch
₹0 (Free)
When this charge applies
RBL Bank Imperium Savings Account, named RBL Rise/Imperium on the schedule only; NEFT outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.
Checked 2026-09-05 · Effective 2026-02-02
Branch
Under Rs 50,000: ₹2.00 · Rs 50,000 to Rs 1,00,000: ₹5.00 · Above Rs 1,00,000: ₹10.00
When this charge applies
RBL Bank savings accounts on the standard schedule; NEFT outward through a branch. The same schedule makes branch NEFT free for Seniors First, Advantage/Revelio and RBL Rise/Imperium, each of which carries its own product rule instead of being flattened into this one. Taxes are additional.
Checked 2026-09-05 · Effective 2026-02-02
Other
₹0 (Free)
When this charge applies
RBL Bank savings accounts, all products; NEFT outward initiated through the bank's online channels. The channel value names the online channels the schedule groups together and does not extend to branch NEFT, which is charged on the standard schedule.
Checked 2026-09-05 · Effective 2026-02-02
Branch
₹0 (Free)
When this charge applies
RBL Bank Revelio Savings Account, named Advantage/Revelio on the schedule only; NEFT outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.
Checked 2026-09-05 · Effective 2026-02-02
General
₹0 (Free)
When this charge applies
RBL Bank Seniors First Savings Account only. Current official eligibility requires the applicant to be an Indian national aged 60 years or above. The page states free and unlimited IMPS/NEFT/RTGS/ATM transactions without a channel qualifier, so no channel is inferred here.
Checked 2026-08-15
Branch
₹0 (Free)
When this charge applies
RBL Bank Seniors First Savings Account only; NEFT outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.
Checked 2026-09-05 · Effective 2026-02-02
Branch
Up to Rs 10,000: ₹2.00 · Above Rs 10,000 and up to Rs 1 lakh: ₹4.00 · Above Rs 1 lakh and up to Rs 2 lakh: ₹12.00 · Above Rs 2 lakh: ₹20.00
When this charge applies
SBI Branch Channel. Current account variants Gold, Diamond, Platinum, Rhodium and listed government/defence categories have the waiver described on the official FAQ; this base rule does not flatten those exemptions.
Checked 2026-08-09
Other
₹0 (Free)
When this charge applies
SBI official FAQ Online Channel. 'Other' is used because the source groups online delivery rather than specifying only one application channel.
Checked 2026-08-09
General
₹0 (Free)
When this charge applies
South Indian Bank SB NRO Gold Savings Account only. The official product page states modified features applicable from 01-Sep-2023, including free and unlimited NEFT/RTGS. No broader savings-account or channel scope is inferred.
Checked 2026-08-15 · Effective 2023-09-01
Other
₹0 (Free)
When this charge applies
TMB Santhosh Savings Bank Account only; source states Free RTGS and NEFT Charges without narrowing channel.
Checked 2026-08-15
General
₹0 (Free)
When this charge applies
UCO Bank accounts; inward NEFT credited to a UCO Bank account.
Checked 2026-09-05 · Effective 2023-07-15
General
Up to Rs 10,000: ₹2.25 · Above Rs 10,000 to Rs 1 lakh: ₹4.75 · Above Rs 1 lakh to Rs 2 lakh: ₹14.75 · Above Rs 2 lakh: ₹24.75
When this charge applies
UCO Bank outward NEFT. The savings-bank waiver for NEFT through net banking and mobile banking is published on its own channel rule from UCO's current schedule and is not folded into this base tariff. Charges are exclusive of GST.
Checked 2026-09-05 · Effective 2023-07-15
Other
₹0 (Free)
When this charge applies
Savings Bank Account holders only; Net Banking or Mobile Banking channel. Branch NEFT charges remain separate.
Checked 2026-08-15 · Effective 2025-07-01
General
₹0 (Free)
When this charge applies
Union Bank of India Elite Salary Account only. The current official page lists NEFT/RTGS/IMPS/Demand Draft as free. No channel or effective date is inferred beyond the exact current product benefit.
Checked 2026-08-15
Other
₹0 (Free)
When this charge applies
YES Digital Salary Account only; digital NEFT through the two source-named channels.
Checked 2026-08-15
Every figure on this page is retrieved directly from official Schedule of Charges documents and RBI circulars. No bank can pay to alter, suppress, or enhance fee ratings on SharpScroll.
Charges for neft charges depend on the bank, account variant, channel (online vs branch), and transaction amount tier. In addition, 18% GST is added unless an official zero-rate policy applies.
Waivers depend on meeting required account balance criteria, using digital banking channels (NEFT/RTGS/UPI), or submitting a dispute if debited wrongfully.
You can often reduce neft charges by transacting online rather than at a branch, keeping the balance your account tier requires, or asking your bank which debit card variants carry no annual charge. Compare published charges before switching accounts.