NEFT charges

₹0 (Free)

When this charge applies

Axis Bank Priority Salary Account only; salary-account eligibility and salary-credit conditions remain applicable.

₹0 (Free)

When this charge applies

Bandhan Bank Government Salary Account only; branch NEFT is explicitly included in the product's free fund-transfer list.

₹0 (Free)

When this charge applies

Bandhan Bank Government Salary Account only. 'Other' groups the two source-named digital channels: Internet Banking and mBandhan 2.0.

Up to Rs 10,000: ₹2.25 · Rs 10,001 to Rs 1,00,000: ₹4.75 · Rs 1,00,001 to Rs 2 lakh: ₹14.75 · Above Rs 2 lakh: ₹24.75

When this charge applies

Other than Savings Bank accounts. Current official table shows the same amounts for digital and branch columns.

₹0 (Free)

When this charge applies

Savings Bank accounts only. The current NEFT table explicitly labels SB account - NIL.

Up to Rs 10,000: ₹2.50 · Rs 10,001 to Rs 1 Lakh: ₹5.00 · Rs 1.01 Lakh to Rs 2 Lakh: ₹15.00 · Above Rs 2 Lakh: ₹25.00

When this charge applies

Outward NEFT across counter. Slab labels preserve the official tariff wording.

₹0 (Free)

When this charge applies

Outward NEFT through bank-defined Digital Mode; all amount slabs shown in current tariff.

Up to Rs 10,000: ₹2.25 · Rs 10,001 to Rs 50,000: ₹4.75

When this charge applies

Canara Bank NEFT remitted against cash. The page states normal charges apply and that the facility is available only up to Rs 50,000, so no band above that limit is stored. GST is additional.

₹0 (Free)

When this charge applies

Canara Bank accounts; inward NEFT credited to a Canara Bank account.

Up to Rs 10,000: ₹2.25 · Rs 10,001 to Rs 1 lakh: ₹4.75 · Rs 1,00,001 to Rs 2 lakh: ₹14.75 · Above Rs 2 lakh: ₹24.75

When this charge applies

Canara Bank outward NEFT. The page separately states no charge for savings customers who initiate NEFT through online channels, and caps NEFT against cash at Rs 50,000; both are stored as their own rules rather than folded into this base tariff. GST is additional.

₹0 (Free)

When this charge applies

Canara Bank savings customers; NEFT initiated through internet banking or the bank's mobile apps. The channel value carries only the online channels the page names and does not extend to NEFT initiated at a branch, which keeps the base tariff.

₹0 (Free)

When this charge applies

Central Bank of India CENT SAMARTH Salary Account only; NEFT initiated through digital mode. The official page separately says applicable charge for offline mode, so this rule must not be generalized to branch/offline NEFT.

₹0 (Free)

When this charge applies

CSB Bank incoming NEFT transfers only.

Up to Rs 10,000: ₹2.50 · Above Rs 10,000 and up to Rs 1 lakh: ₹5.00 · Above Rs 1 lakh and up to Rs 2 lakh: ₹15.00 · Above Rs 2 lakh: ₹25.00

When this charge applies

CSB Bank outgoing NEFT transactions. The official page does not narrow the outgoing charge table to a specific delivery channel, so no branch/digital channel is invented.

Up to Rs 10,000: ₹1.50 · Above Rs 10,000 and up to Rs 1 lakh: ₹4.00 · Above Rs 1 lakh and up to Rs 5 lakh: ₹14.00 · Above Rs 5 lakh: ₹24.00

When this charge applies

City Union Bank service-charge table; NEFT initiated through branch. Online NEFT is stored separately as zero charge.

₹0 (Free)

When this charge applies

City Union Bank NEFT through online channel; the current service-charge table shows Nil across listed NEFT amount slabs.

₹0 (Free)

When this charge applies

DCB Bank NRE Classic Savings Account only; NEFT initiated through DCB Internet Banking or Mobile Banking. The current official page also states RTGS is free, but this rule models NEFT only. No branch-channel waiver or effective date is inferred.

Up to Rs 10,000: ₹2.50 · Rs 10,001 to Rs 1 lakh: ₹5.00 · Above Rs 1 lakh and up to Rs 2 lakh: ₹15.00 · Above Rs 2 lakh: ₹25.00

When this charge applies

Dhanlaxmi Bank outward NEFT initiated from branch. Internet/Mobile Banking NEFT is stored separately as free.

₹0 (Free)

When this charge applies

Dhanlaxmi Bank NEFT through Internet Banking or Mobile Banking only.

Up to Rs 10,000: ₹2.00 · Rs 10,001 to Rs 1,00,000: ₹4.00 · Rs 1,00,001 to Rs 2,00,000: ₹14.00 · Rs 2,00,001 and above: ₹20.00

When this charge applies

Federal Bank liability products; NEFT outward initiated at a branch. The same schedule prices NEFT through FedNet and FedMobile at nil and inward NEFT at nil, both of which are stored as separate rules rather than folded into this one. GST is additional.

₹0 (Free)

When this charge applies

Federal Bank liability products; NEFT initiated through FedNet internet banking or FedMobile mobile banking. The channel value groups only those two source-named digital channels and does not extend to branch NEFT, which is charged.

₹0 (Free)

When this charge applies

Federal Bank liability products; inward NEFT credited to a Federal Bank account.

Online — Any amount: ₹0.00 · Branch — Up to Rs10,000: ₹2.00 · Branch — Above Rs10,000 up to Rs1 lakh: ₹4.00 · Branch — Above Rs1 lakh up to Rs2 lakh: ₹14.00 · Branch — Above Rs2 lakh: ₹24.00

When this charge applies

Regular Savings Account; online and branch outward NEFT. Ordinary non-senior Regular Savings pricing only; excludes Senior Citizen pricing, the above-80 waiver, Speciale Senior Citizen and other special-product waivers.

Online — Any amount: ₹0.00 · Rural branch — Any amount: ₹0.00 · Non-rural branch — Up to Rs10,000: ₹2.25 · Non-rural branch — Above Rs10,000 up to Rs1 lakh: ₹4.75 · Non-rural branch — Above Rs1 lakh up to Rs2 lakh: ₹14.75 · Non-rural branch — Above Rs2 lakh up to Rs10 lakh: ₹24.75

When this charge applies

New/migrated Savings Account outward NEFT. The source explicitly marks rural accounts Nil for the branch schedule. Ordinary Regular Savings accounts opened from 01-Aug-2025 or recently migrated to the current products; excludes Salary, Senior Citizen/Pensioner, BSBDA/PMJDY and disability-account SOCs, and programme-specific benefits.

Up to Rs 10,000: ₹2.00 · Above Rs 10,000 to Rs 1 lakh: ₹5.00 · Above Rs 1 lakh to Rs 2 lakh: ₹15.00 · Above Rs 2 lakh: ₹25.00

When this charge applies

IDBI Advantage Savings Account; NEFT initiated through Branch Channel. Net/Mobile Banking NEFT is represented separately as free.

₹0 (Free)

When this charge applies

IDBI Advantage Savings Account. 'Other' groups only the two source-named digital channels: Net Banking and Mobile Banking.

₹0 (Free)

When this charge applies

IDFC FIRST Bank Savings Account. The official page lists NEFT among fund-transfer options available through internet banking, mobile app, ATMs and branch visits and states these transfers are without any additional charges.

Up to Rs 10,000: ₹2.25 · Above Rs 10,000 to Rs 1 lakh: ₹4.75 · Above Rs 1 lakh to Rs 2 lakh: ₹14.75 · Above Rs 2 lakh: ₹24.75

When this charge applies

Indian Bank outward NEFT. The schedule carries a footnote waiving savings-bank customers from charges on NEFT online transactions; that waiver is stored as its own channel rule on the savings product and is not folded into this base tariff. GST is additional.

₹0 (Free)

When this charge applies

Indian Bank savings-bank customers, NEFT initiated online. The channel value carries only the online transactions the schedule's footnote names; NEFT that is not online keeps the base tariff stored separately.

Up to Rs 50,000: ₹0.00 · Above Rs 50,000 to Rs 1 lakh: ₹4.00 · Above Rs 1 lakh to Rs 2 lakh: ₹14.00 · Above Rs 2 lakh: ₹24.00

When this charge applies

Indus Delite Savings Account; NEFT outward initiated at branch. Current schedule separately states Net Banking/Mobile Banking NEFT has no charge.

₹0 (Free)

When this charge applies

Indus Delite Savings Account. 'Other' groups only the two source-named digital channels: Net Banking and Mobile Banking.

₹0 (Free)

When this charge applies

Indian Overseas Bank Salary Account — Diamond or Platinum sub-scheme only; Gold is excluded because the official table says applicable charges.

₹0 (Free)

When this charge applies

J & K Bank Pink Silver Saving Scheme for Women only; NEFT initiated by the customer through E-banking or M-pay. The current page also states RTGS is free in the same digital scope, but this rule models NEFT only. No effective date is inferred from the page's Last Updated date.

₹0 (Free)

When this charge applies

Kotak 811 only; online transfer context from the official product page.

Up to Rs 10,000: ₹2.50 · Above Rs 10,001 to Rs 1 lakh: ₹5.00 · Above Rs 1 lakh to Rs 2 lakh: ₹15.00 · Above Rs 2 lakh: ₹25.00

When this charge applies

KVB current Remittance Charges — NEFT through branch.

₹0 (Free)

When this charge applies

KVB current Remittance Charges — NEFT through Netbanking.

₹0 (Free)

When this charge applies

Savings Bank users only; NEFT must be done via Netbanking. Branch/slab charges are not waived by this rule.

Up to Rs 10,000: ₹2.25 · Above Rs 10,000 to Rs 1 lakh: ₹4.75 · Above Rs 1 lakh to Rs 2 lakh: ₹14.75 · Above Rs 2 lakh: ₹24.75

When this charge applies

Punjab National Bank outward NEFT initiated at a branch. The page prices this transfer in four separate columns — Branch, Online CC/OD, Online Savings and Online Current — so this figure applies only to the column named here and never to another channel or account type. Charges are exclusive of GST wherever applicable.

Up to Rs 10,000: ₹1.75 · Above Rs 10,000 to Rs 1 lakh: ₹4.25 · Above Rs 1 lakh to Rs 2 lakh: ₹14.25 · Above Rs 2 lakh: ₹24.25

When this charge applies

Punjab National Bank outward NEFT initiated online from a cash credit or overdraft account. The page prices this transfer in four separate columns — Branch, Online CC/OD, Online Savings and Online Current — so this figure applies only to the column named here and never to another channel or account type. Charges are exclusive of GST wherever applicable.

₹0 (Free)

When this charge applies

Punjab National Bank outward NEFT initiated online from a current account, at every slab. The page prices this transfer in four separate columns — Branch, Online CC/OD, Online Savings and Online Current — so this figure applies only to the column named here and never to another channel or account type. The page states this NIL applies with effect from 12.10.2023.

₹0 (Free)

When this charge applies

Punjab National Bank outward NEFT initiated online from a savings account, at every slab. The page prices this transfer in four separate columns — Branch, Online CC/OD, Online Savings and Online Current — so this figure applies only to the column named here and never to another channel or account type. The branch column of the same table charges up to Rs 24.75 for the same transfer.

₹0 (Free)

When this charge applies

Punjab National Bank Savings Account online NEFT only; branch NEFT and other account-type/channel charges remain separate.

₹0 (Free)

When this charge applies

RBL Bank Imperium Savings Account, named RBL Rise/Imperium on the schedule only; NEFT outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.

Under Rs 50,000: ₹2.00 · Rs 50,000 to Rs 1,00,000: ₹5.00 · Above Rs 1,00,000: ₹10.00

When this charge applies

RBL Bank savings accounts on the standard schedule; NEFT outward through a branch. The same schedule makes branch NEFT free for Seniors First, Advantage/Revelio and RBL Rise/Imperium, each of which carries its own product rule instead of being flattened into this one. Taxes are additional.

₹0 (Free)

When this charge applies

RBL Bank savings accounts, all products; NEFT outward initiated through the bank's online channels. The channel value names the online channels the schedule groups together and does not extend to branch NEFT, which is charged on the standard schedule.

₹0 (Free)

When this charge applies

RBL Bank Revelio Savings Account, named Advantage/Revelio on the schedule only; NEFT outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.

₹0 (Free)

When this charge applies

RBL Bank Seniors First Savings Account only. Current official eligibility requires the applicant to be an Indian national aged 60 years or above. The page states free and unlimited IMPS/NEFT/RTGS/ATM transactions without a channel qualifier, so no channel is inferred here.

₹0 (Free)

When this charge applies

RBL Bank Seniors First Savings Account only; NEFT outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.

Up to Rs 10,000: ₹2.00 · Above Rs 10,000 and up to Rs 1 lakh: ₹4.00 · Above Rs 1 lakh and up to Rs 2 lakh: ₹12.00 · Above Rs 2 lakh: ₹20.00

When this charge applies

SBI Branch Channel. Current account variants Gold, Diamond, Platinum, Rhodium and listed government/defence categories have the waiver described on the official FAQ; this base rule does not flatten those exemptions.

₹0 (Free)

When this charge applies

SBI official FAQ Online Channel. 'Other' is used because the source groups online delivery rather than specifying only one application channel.

₹0 (Free)

When this charge applies

South Indian Bank SB NRO Gold Savings Account only. The official product page states modified features applicable from 01-Sep-2023, including free and unlimited NEFT/RTGS. No broader savings-account or channel scope is inferred.

₹0 (Free)

When this charge applies

TMB Santhosh Savings Bank Account only; source states Free RTGS and NEFT Charges without narrowing channel.

₹0 (Free)

When this charge applies

UCO Bank accounts; inward NEFT credited to a UCO Bank account.

Up to Rs 10,000: ₹2.25 · Above Rs 10,000 to Rs 1 lakh: ₹4.75 · Above Rs 1 lakh to Rs 2 lakh: ₹14.75 · Above Rs 2 lakh: ₹24.75

When this charge applies

UCO Bank outward NEFT. The savings-bank waiver for NEFT through net banking and mobile banking is published on its own channel rule from UCO's current schedule and is not folded into this base tariff. Charges are exclusive of GST.

₹0 (Free)

When this charge applies

Savings Bank Account holders only; Net Banking or Mobile Banking channel. Branch NEFT charges remain separate.

₹0 (Free)

When this charge applies

Union Bank of India Elite Salary Account only. The current official page lists NEFT/RTGS/IMPS/Demand Draft as free. No channel or effective date is inferred beyond the exact current product benefit.

₹0 (Free)

When this charge applies

YES Digital Salary Account only; digital NEFT through the two source-named channels.