Credit Card True Net-Value Calculator

India's highest earning RuPay credit card for UPI payments and 10% returns across the Tata retail ecosystem.

India's most popular cashback card for online spenders, offering 5% direct cashback on Amazon, Flipkart, Swiggy, and Zomato.

India's undisputed king of super-premium cards: 3.3% base reward rate, up to 16.6% on SmartBuy travel, and unlimited global lounge access.

The ultimate monthly recurring bill saver: 25% on Airtel services and 10% on Swiggy, Zomato, and BigBasket. Available on RuPay for UPI payments.

India's highest circulating lifetime-free credit card offering 5% uncapped cashback on Amazon for Prime members.

The gold standard of universal online cashback: 5% flat cashback across almost all online merchants without portal restrictions.

Lifetime Free 0-Forex credit card with low ₹5,000/month spend threshold to unlock airport lounge visits.

Powerful everyday utility card offering 5% cashback on Google Pay bill payments and 1.5% uncapped offline cashback.

Premium travel & lifestyle card offering lower 2% forex markup and generous Priority Pass international lounge visits.

Accessible starter shopping card offering 10x reward points on Amazon, BookMyShow, Cleartrip, and Swiggy.

India's best rail and flight travel card featuring 0% forex markup, 16 railway lounges, and 8 airport lounge visits. Available on RuPay for UPI payments.

Dual-card power: 2 cards (Visa + Mastercard) on 1 credit limit with ₹5,000 welcome shopping vouchers and 25% BookMyShow discount.

The pioneer 0% forex markup card in India, saving ~4.13% on overseas trips, online foreign SaaS, and travel bookings.

Premium lifestyle card packed with ₹3,000 welcome gift vouchers, 4 Priority Pass lounge visits, and 20 reward points on utility standing instructions.

Lifetime Free credit card with low dynamic interest rates (9%-36% APR) and reward points that never expire.

Accessible starter card with low ₹50,000 annual spend waiver threshold and free PVR movie ticket milestone rewards.

Accessible RuPay card linked to UPI offering 25% discount on BookMyShow and railway lounge access.

India's premier airline & hotel transfer card with 1:2 mile conversion ratios to Accor, Singapore Airlines, and Qatar Airways.

Lifetime Free metal card with lower 1% forex markup and automated 5x multipliers on your top 2 monthly spend categories.

Luxury metal card designed for global jet-setters offering true 0% forex markup and 32 airport lounge & spa visits.