RTGS charges in India

₹0 (Free)

When this charge applies

Axis Bank Priority Salary Account only; salary-account eligibility and salary-credit conditions remain applicable.

₹0 (Free)

When this charge applies

Bandhan Bank Government Salary Account only. The source lists RTGS among free fund transfers but does not split the channel, so no narrower channel is invented.

₹0 (Free)

When this charge applies

BOI Elite Salary Account only; applies to the listed salary categories on the official product table.

Rs 2 lakh to Rs 5 lakh: ₹25.00 · Above Rs 5 lakh: ₹50.00

When this charge applies

Outward RTGS across counter.

Rs 2 lakh to Rs 5 lakh: ₹5.00 · Above Rs 5 lakh: ₹10.00

When this charge applies

Outward RTGS through bank-defined Digital Mode.

₹0 (Free)

When this charge applies

Canara Bank accounts; inward RTGS credited to a Canara Bank account.

Rs 2 lakh to Rs 5 lakh: ₹24.50 · Above Rs 5 lakh: ₹49.50

When this charge applies

Canara Bank outward RTGS. GST is additional.

Above Rs 2 lakh and up to Rs 5 lakh: ₹24.00 · Above Rs 5 lakh: ₹49.00

When this charge applies

City Union Bank service-charge table; RTGS initiated through branch. Online RTGS is stored separately as zero charge.

₹0 (Free)

When this charge applies

City Union Bank RTGS through online channel; the current service-charge table shows Nil for the listed RTGS amount slabs.

Above Rs 2 lakh and up to Rs 5 lakh: ₹25.00 · Above Rs 5 lakh: ₹50.00

When this charge applies

Dhanlaxmi Bank outward RTGS initiated from branch. Internet/Mobile Banking RTGS is stored separately as free.

₹0 (Free)

When this charge applies

Dhanlaxmi Bank RTGS through Internet Banking or Mobile Banking only.

Rs 2,00,000 to Rs 5,00,000: ₹20.00 · Above Rs 5,00,000: ₹45.00

When this charge applies

Federal Bank liability products; RTGS outward initiated at a branch. The same schedule prices RTGS through FedNet and FedMobile at nil and inward RTGS at nil, both stored as separate rules. GST is additional.

₹0 (Free)

When this charge applies

Federal Bank liability products; RTGS initiated through FedNet internet banking or FedMobile mobile banking. The channel value groups only those two source-named digital channels and does not extend to branch RTGS, which is charged.

₹0 (Free)

When this charge applies

Federal Bank liability products; inward RTGS credited to a Federal Bank account.

Above Rs 2 lakh – Rs 5 lakh: ₹20.00 · Above Rs 5 lakh – Rs 10 lakh: ₹45.00

When this charge applies

RTGS initiated at branch. Official live page lists the two amount bands and charges plus GST.

₹0 (Free)

When this charge applies

RTGS initiated via ICICI iMobile app.

₹0 (Free)

When this charge applies

RTGS initiated via ICICI Internet Banking.

Rs 2 lakh to Rs 5 lakh: ₹24.50 · Above Rs 5 lakh: ₹49.50

When this charge applies

IDBI Advantage Savings Account; RTGS initiated through Branch Channel. Net/Mobile Banking RTGS is represented separately as free.

₹0 (Free)

When this charge applies

IDBI Advantage Savings Account. 'Other' groups only the two source-named digital channels: Net Banking and Mobile Banking.

₹0 (Free)

When this charge applies

IDFC FIRST Bank Savings Account. The official page lists RTGS among fund-transfer options available through internet banking, mobile app, ATMs and branch visits and states these transfers are without any additional charges.

Rs 2 lakh to Rs 5 lakh: ₹24.50 · Above Rs 5 lakh: ₹49.50

When this charge applies

Current Indian Bank non-credit service-charge table. Select-category concessions in the same source remain separate eligibility overlays and must not alter this base tariff silently.

Rs 2 lakh to Rs 5 lakh: ₹20.00 · Above Rs 5 lakh: ₹45.00

When this charge applies

Indus Delite Savings Account; RTGS outward initiated at branch. Current schedule separately states Net Banking/Mobile Banking RTGS has no charge.

₹0 (Free)

When this charge applies

Indus Delite Savings Account. 'Other' groups only the two source-named digital channels: Net Banking and Mobile Banking.

Rs 2 lakh to Rs 5 lakh: ₹25.00 · Above Rs 5 lakh: ₹50.00

When this charge applies

KVB current Remittance Charges — RTGS through branch.

Rs 2 lakh to Rs 5 lakh: ₹15.00 · Above Rs 5 lakh: ₹30.00

When this charge applies

KVB current Remittance Charges — RTGS through Netbanking.

Rs 2 lakh to Rs 5 lakh: ₹24.50 · Above Rs 5 lakh: ₹49.50

When this charge applies

Punjab National Bank outward RTGS initiated at a branch. The page prices this transfer in four separate columns — Branch, Online CC/OD, Online Savings and Online Current — so this figure applies only to the column named here and never to another channel or account type. Charges are exclusive of GST wherever applicable.

Rs 2 lakh to Rs 5 lakh: ₹24.00 · Above Rs 5 lakh: ₹49.00

When this charge applies

Punjab National Bank outward RTGS initiated online from a cash credit or overdraft account. The page prices this transfer in four separate columns — Branch, Online CC/OD, Online Savings and Online Current — so this figure applies only to the column named here and never to another channel or account type. Charges are exclusive of GST wherever applicable.

₹0 (Free)

When this charge applies

Punjab National Bank outward RTGS initiated online from a current account, at every slab. The page prices this transfer in four separate columns — Branch, Online CC/OD, Online Savings and Online Current — so this figure applies only to the column named here and never to another channel or account type. The page states this NIL applies with effect from 12.10.2023.

Rs 2 lakh to Rs 5 lakh: ₹24.00 · Above Rs 5 lakh: ₹49.00

When this charge applies

Punjab National Bank outward RTGS initiated online from a savings account. The page prices this transfer in four separate columns — Branch, Online CC/OD, Online Savings and Online Current — so this figure applies only to the column named here and never to another channel or account type. Charges are exclusive of GST wherever applicable.

₹0 (Free)

When this charge applies

RBL Bank Imperium Savings Account, named RBL Rise/Imperium on the schedule only; RTGS outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.

₹0 (Free)

When this charge applies

RBL Bank Revelio Savings Account, named Advantage/Revelio on the schedule only; RTGS outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.

Rs 2,00,000 to Rs 5,00,000: ₹20.00 · Above Rs 5,00,000: ₹40.00

When this charge applies

RBL Bank savings accounts on the standard schedule; RTGS outward through a branch. The same schedule makes branch RTGS free for Seniors First, Advantage/Revelio and RBL Rise/Imperium, each of which carries its own product rule instead of being flattened into this one. Taxes are additional.

₹0 (Free)

When this charge applies

RBL Bank savings accounts, all products; RTGS outward initiated through the bank's online channels. The channel value names the online channels the schedule groups together and does not extend to branch RTGS, which is charged on the standard schedule.

₹0 (Free)

When this charge applies

RBL Bank Seniors First Savings Account only; RTGS outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.

₹0 (Free)

When this charge applies

TMB Santhosh Savings Bank Account only; source states Free RTGS and NEFT Charges without narrowing channel.

₹0 (Free)

When this charge applies

UCO Bank accounts; inward RTGS credited to a UCO Bank account.

Rs 2 lakh to Rs 5 lakh: ₹24.50 · Above Rs 5 lakh: ₹49.50

When this charge applies

UCO Bank outward RTGS. Charges are exclusive of GST.

₹0 (Free)

When this charge applies

YES Digital Salary Account only; digital RTGS through the two source-named channels.