UCO Bank Charges & Fees

Trigger Condition

UCO Bank Current and Cash Credit accounts. Charges are exclusive of GST.

Trigger Condition

UCO Bank Basic Savings Bank Deposit Accounts and small accounts. The schedule states no closure charge for them, so the savings closure bands do not apply.

Trigger Condition

UCO Bank savings accounts with cheque book. The schedule states no closure charge for BSBDA and small accounts, which is stored as its own rule. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings accounts without cheque book. The schedule states no closure charge for BSBDA and small accounts, which is stored as its own rule. Charges are exclusive of GST.

Trigger Condition

UCO Bank cards used for a balance enquiry at ATMs abroad on the VISA network. Charges are exclusive of GST.

Trigger Condition

UCO Bank cards used for cash withdrawal at ATMs abroad on the VISA network. The schedule levies Rs 94 per transaction and, on top of it, a currency conversion charge of 2% per transaction; only the flat amount is stored as the figure because the conversion element is a share of a transaction the schema cannot compute here. Charges are exclusive of GST.

Trigger Condition

UCO Bank current account holders at other banks' ATMs. The schedule gives current accounts no free allowance here, so the charge applies from the first transaction. Charges are exclusive of GST.

Trigger Condition

UCO Bank current account holders at other banks' ATMs. The schedule gives current accounts no free allowance here, so the charge applies from the first transaction. Charges are exclusive of GST.

Trigger Condition

UCO Bank current account holders at UCO Bank's own ATMs. The schedule states there is no upper limit on transactions, so no per-transaction charge applies at UCO's own ATMs.

Trigger Condition

UCO Bank savings account holders at other banks' ATMs located at metro centres. The free count is stated once for this centre category and is repeated on both the financial and the non-financial rule for it. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings account holders at other banks' ATMs located at metro centres. The free count is stated once for this centre category and is repeated on both the financial and the non-financial rule for it. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings account holders at other banks' ATMs located at centres other than metro centres. The free count is stated once for this centre category and is repeated on both the financial and the non-financial rule for it. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings account holders at other banks' ATMs located at centres other than metro centres. The free count is stated once for this centre category and is repeated on both the financial and the non-financial rule for it. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings account holders at UCO Bank's own ATMs. The schedule states one free limit of ten transactions a month counting financial and non-financial transactions together, and that limit is repeated on both rules because it is stated once for both. Not applicable to Small, No Frill, BSBDA and PMJDY account holders. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings account holders at UCO Bank's own ATMs. The schedule states one free limit of ten transactions a month counting financial and non-financial transactions together, and that limit is repeated on both rules because it is stated once for both. Not applicable to Small, No Frill, BSBDA and PMJDY account holders. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings, cash credit and overdraft accounts; charge per cheque leaf issued. No free-leaf allowance is stored: UCO's savings-account-rules page and this schedule state different free counts, so the allowance is unresolved and is not published either way. Charges are exclusive of GST.

Trigger Condition

UCO Bank accounts; a cheque received for payment that is returned unpaid. Only the two bands legible in the source document are stored; the band above Rs 10 lakh was not legible and no figure is claimed for it. Charges are exclusive of GST.

Trigger Condition

UCO Bank Basic Savings Bank accounts. The schedule restricts cheque-return charges in these accounts to 25% of the normal charges rather than stating rupee figures, so the restriction is published in the schedule's own words and no derived amount is stored. Charges are exclusive of GST.

Trigger Condition

UCO Bank demand drafts; issue of a duplicate, revalidation, or cancellation. One flat charge per instrument covers all three. Charges are exclusive of GST.

Trigger Condition

UCO Bank demand drafts up to Rs 10,000 issued other than against cash. The schedule's higher band is stated as a rate per thousand with a floor and a ceiling, a shape no amount type in this dataset can express, so it is not stored and no approximation is published. Charges are exclusive of GST.

Trigger Condition

UCO Bank IMPS. Charges are exclusive of GST.

Trigger Condition

UCO Bank current accounts at metro branches. Required AQB: Rs 5,000, the minimum balance the schedule prescribes for this branch category. Charges are exclusive of GST.

Trigger Condition

UCO Bank current accounts at rural branches. Required AQB: Rs 2,000, the minimum balance the schedule prescribes for this branch category. Charges are exclusive of GST.

Trigger Condition

UCO Bank current accounts at semi-urban branches. Required AQB: Rs 2,500, the minimum balance the schedule prescribes for this branch category. Charges are exclusive of GST.

Trigger Condition

UCO Bank current accounts at urban branches. Required AQB: Rs 5,000, the minimum balance the schedule prescribes for this branch category. Charges are exclusive of GST.

Trigger Condition

UCO Bank accounts that have become inoperative. The schedule states no charge for non-maintenance of minimum balance is levied on them, whatever the account type.

Trigger Condition

UCO Bank No-Frills Savings Bank Account only.

Trigger Condition

UCO Bank savings pension and senior-citizen accounts, with or without cheque facility. The schedule states no penalty charges apply and the account may be operated at zero balance, so no minimum-balance figure from the other savings rows reaches it.

Trigger Condition

UCO Bank savings accounts with cheque facility at metro branches. Required AQB: Rs 2,000, the minimum balance the schedule prescribes for this branch category. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings accounts with cheque facility at rural branches. Required AQB: Rs 500, the minimum balance the schedule prescribes for this branch category. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings accounts with cheque facility at semi-urban branches. Required AQB: Rs 1,000, the minimum balance the schedule prescribes for this branch category. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings accounts with cheque facility at urban branches. Required AQB: Rs 2,000, the minimum balance the schedule prescribes for this branch category. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings accounts without cheque facility at metro branches. Required AQB: Rs 1,000, the minimum balance the schedule prescribes for this branch category. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings accounts without cheque facility at rural branches. Required AQB: Rs 250, the minimum balance the schedule prescribes for this branch category. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings accounts without cheque facility at semi-urban branches. Required AQB: Rs 500, the minimum balance the schedule prescribes for this branch category. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings accounts without cheque facility at urban branches. Required AQB: Rs 1,000, the minimum balance the schedule prescribes for this branch category. Charges are exclusive of GST.

Trigger Condition

UCO Bank accounts; inward NEFT credited to a UCO Bank account.

Trigger Condition

UCO Bank outward NEFT. The savings-bank waiver for NEFT through net banking and mobile banking is published on its own channel rule from UCO's current schedule and is not folded into this base tariff. Charges are exclusive of GST.

Trigger Condition

Savings Bank Account holders only; Net Banking or Mobile Banking channel. Branch NEFT charges remain separate.

Trigger Condition

UCO Bank accounts; collection of an outstation cheque, banded by the amount of the cheque. The schedule states these charges are all-inclusive, with no separate courier or out-of-pocket charge added on top. Charges are exclusive of GST.

Trigger Condition

UCO Bank current accounts; stop-payment instruction. Charged per instrument up to a stated maximum of Rs 915. Charges are exclusive of GST.

Trigger Condition

UCO PMJDY/BSBD/No-Frill Accounts only; this rule records issuance charge only.

Trigger Condition

UCO Bank cards used to withdraw cash at a point of sale terminal. The schedule states the charge as a share of the transaction with a ceiling; the dataset has no amount type that applies a percentage to a transaction amount, so the charge is published in the schedule's own words rather than as a figure that would be computed against the wrong basis. Charges are exclusive of GST.

Trigger Condition

UCO Bank savings accounts; stop-payment instruction. Charged per instrument up to a stated maximum of Rs 602. Charges are exclusive of GST.

Trigger Condition

UCO Bank accounts receiving SMS alerts. The domestic per-message rate is capped at Rs 20 per quarter; the schedule states no cap against the international rate and none is inferred. Charges are exclusive of GST.

Trigger Condition

UCO Bank accounts; inward RTGS credited to a UCO Bank account.

Trigger Condition

UCO Bank outward RTGS. Charges are exclusive of GST.