Bank Charge Guide · 12 banks covered · 37 checked rules

Demand Draft charges

Cheapest

Cheapest, Kotak Mahindra Bank

From Kotak Everyday Savings Account — Complete Fees and Charges

Verified

Kotak Mahindra Bank
Costliest

Costliest, Bank of India

From Bank of India — Revised Schedule of Service Charges (Lockers & Remittances)

Verified

Bank of India

Check published Demand Draft issuance charges and the conditions attached to them. 12 banks with a verified rate charge between ₹0 and ₹118 for one ₹10,000 demand draft.

Includes 18% GST wherever the bank adds it.Last verified

Calculate your exact chargeDD Charges Calculator

What banks charge for one ₹10,000 demand draft

Includes 18% GST wherever the bank adds it. Tap a figure for its source.

  1. Kotak Mahindra Bank

    From Kotak Everyday Savings Account — Complete Fees and Charges

    Verified

    Free

  2. Canara Bank

    Varies by customer type or branch

    Canara Bank

    From Canara Bank — Non-Credit and Non-Forex Service Charges

    Verified

    up to ₹59 · Mid

  3. Low

    ICICI Bank changed this page on 22 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗
  4. Indian Bank

    Varies by customer type or branch

    Indian Bank

    From Indian Bank — Service Charges (Last Updated 20.04.2026)

    Verified

    up to ₹59 · Mid

  5. Low

  6. State Bank of India

    From SBI — Service Charges Updated as on 30 September 2025

    Verified

    Low

  7. Axis Bank

    From Axis Bank — Savings Account Fees and Charges Master

    Verified

    Mid

  8. Bank of Baroda

    Varies by customer type or branch

    Bank of Baroda

    From Bank of Baroda — Service Charges

    Verified

    up to ₹88.50 · High

  9. Bank of Maharashtra

    From Bank of Maharashtra — Service Charges w.e.f. 01.02.2026

    Verified

    Mid

    Bank of Maharashtra changed this page on 2 November 2026; this figure hasn't been re-confirmed since. Check the official page ↗
  10. HDFC Bank

    From HDFC Bank — Consolidated Savings Account Fees and Charges

    Verified

    Mid

Show all 12 banks
  1. Indian Overseas Bank

    From Indian Overseas Bank — Revision of Service Charges 2026

    Verified

    High

  2. High

Our advice

Tired of these charges?

These links go to the banks’ own account pages. SharpScroll does not rank them by a fee claim, and no fee figure is stored in this offer list.

Work out the DD charge for any amountEvery bank, any draft amount, from verified rules
Quick amounts:
Axis Bank Limited DD charge for ₹10,000.00
Bank charge
₹50.00
GST (18%)
₹9.00
Total you pay
₹59.00

Rule applied: Rs50 for demand draft issuance up to Rs10,000 · Applies to: Savings & Salary Accounts — Service Charge Portfolio

Axis Bank — Savings Account Fees and Charges Master · verified 17 Sept 2026

Same amount at other banks

₹10,000.00 demand draft, worked out the same way from each bank’s verified rule.

BankChargeSource

Bank of Baroda

Individual Semi-Urban/Rural or Senior/Pensioner

₹70.80 (₹60.00 + GST)Bank of Baroda — Service Charges · verified 9 Aug 2026

Bank of Baroda

Individual Metro/Urban

₹59.00 (₹50.00 + GST)Bank of Baroda — Service Charges · verified 9 Aug 2026

Bank of Baroda

Non-Individual all branches

₹88.50 (₹75.00 + GST)Bank of Baroda — Service Charges · verified 9 Aug 2026

Bank of India

Retail Banking Service Charges

₹118.00 (₹100.00 + GST)Bank of India — Revised Schedule of Service Charges (Lockers & Remittances) · verified 25 Aug 2026

Bank of Maharashtra

Retail Banking Service Charges

₹59.00 (₹50.00 + GST)Bank of Maharashtra changed this page on 2 November 2026; this figure hasn't been re-confirmed since. Check the official page ↗Bank of Maharashtra — Service Charges w.e.f. 01.02.2026 · verified 9 Aug 2026

Canara Bank

Individual — Semi-Urban, Urban or Metro branch

₹47.20 (₹40.00 + GST)Canara Bank — Non-Credit and Non-Forex Service Charges · verified 5 Sept 2026

Canara Bank

Individual — Rural branch

₹41.30 (₹35.00 + GST)Canara Bank — Non-Credit and Non-Forex Service Charges · verified 5 Sept 2026

Canara Bank

Non-individual customer

₹59.00 (₹50.00 + GST)Canara Bank — Non-Credit and Non-Forex Service Charges · verified 5 Sept 2026

HDFC Bank Limited

Regular Savings Account

₹59.00 (₹50.00 + GST)HDFC Bank — Consolidated Savings Account Fees and Charges · verified 17 Sept 2026

ICICI Bank Limited

Savings Account — Opened from 01-Aug-2025 / Migrated

₹47.20 (₹40.00 + GST)ICICI Bank changed this page on 22 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗ICICI Bank Savings Account — Schedule of Charges (Accounts opened from 01-Aug-2025 / migrated) · verified 24 Sept 2026

Indian Bank

Standard customer

₹59.00 (₹50.00 + GST)Indian Bank — Service Charges (Last Updated 20.04.2026) · verified 9 Aug 2026

Indian Bank

Senior Citizen

₹47.20 (₹40.00 + GST)Indian Bank — Service Charges (Last Updated 20.04.2026) · verified 9 Aug 2026

Indian Overseas Bank

Retail Banking Service Charges

₹70.80 (₹60.00 + GST)Indian Overseas Bank — Revision of Service Charges 2026 · verified 26 Sept 2026

Kotak Mahindra Bank Limited

Everyday Savings Account

No chargeKotak Everyday Savings Account — Complete Fees and Charges · verified 17 Sept 2026

State Bank of India

Retail Banking Service Charges

₹50.00 (incl. GST)SBI — Service Charges Updated as on 30 September 2025 · verified 17 Sept 2026

UCO Bank

Retail Banking Service Charges

₹47.20 (₹40.00 + GST)UCO Bank — Service Charges on Deposit and other Ancillary Services 2023-24 · verified 5 Sept 2026
Verified Demand Draft Rules by Bank37 rules · amounts, conditions, GST and sources

Amounts, trigger criteria, GST treatment, and official source links for each bank account.

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Axis Bank Limited
Axis Bank Limited

Savings & Salary Accounts — Service Charge Portfolio

CHECKED
Demand Draft charge

Branch

₹50.00

Verified 17 Sept 2026•Official source

When this charge applies

Axis New Easy Access Savings Account (fee-master selected value 57, labelled Wef 15Th Feb 2025); demand draft amount up to Rs10,000. Higher amounts use a per-thousand formula and are deliberately excluded.

Official source (HTML)

Checked 2026-09-17

Bank of Baroda
Bank of Baroda

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Individual Semi-Urban/Rural or Senior/Pensioner — up to Rs5,000: ₹40.00 · Individual Semi-Urban/Rural or Senior/Pensioner — above Rs5,000 to Rs25,000: ₹60.00 · Individual Metro/Urban — up to Rs5,000: ₹30.00 · Individual Metro/Urban — above Rs5,000 to Rs25,000: ₹50.00 · Non-Individual all branches — up to Rs5,000: ₹50.00 · Non-Individual all branches — above Rs5,000 to Rs25,000: ₹75.00

Verified 9 Aug 2026•Official source

When this charge applies

This rule covers the fixed bands up to Rs 25,000. From Rs 25,001 the separate per-thousand rules for the same customer segment apply.

Official source (HTML)

Checked 2026-08-09 · Effective 2020-07-01

Bank of Baroda
Bank of Baroda

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

₹25,001.00 to ₹1,00,000.00: ₹2.50 per ₹1,000.00 (minimum ₹30.00, maximum ₹250.00)

Verified 26 Sept 2026•Official source

When this charge applies

Bank of Baroda demand drafts / banker's cheques from Rs 25,001 to Rs 100,000 issued to individuals at metro or urban branches, not against cash. GST is additional. Against cash: 50% more; non-customers: 50% more - neither is included here.

Official source (HTML)

Checked 2026-09-26

Bank of Baroda
Bank of Baroda

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Above ₹1,00,000.00: ₹3.50 per ₹1,000.00 (minimum ₹350.00, maximum ₹15,000.00)

Verified 26 Sept 2026•Official source

When this charge applies

Bank of Baroda demand drafts / banker's cheques above Rs 1 lakh issued to individuals at metro or urban branches, not against cash. GST is additional. Against cash: 50% more; non-customers: 50% more - neither is included here.

Official source (HTML)

Checked 2026-09-26

Bank of Baroda
Bank of Baroda

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

₹25,001.00 to ₹1,00,000.00: ₹4.00 per ₹1,000.00 (minimum ₹50.00, maximum ₹400.00)

Verified 26 Sept 2026•Official source

When this charge applies

Bank of Baroda demand drafts / banker's cheques from Rs 25,001 to Rs 100,000 issued to non-individual customers at all branches, not against cash. GST is additional. Against cash: 50% more; non-customers: 50% more - neither is included here.

Official source (HTML)

Checked 2026-09-26

Bank of Baroda
Bank of Baroda

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Above ₹1,00,000.00: ₹5.00 per ₹1,000.00 (minimum ₹500.00, maximum ₹15,000.00)

Verified 26 Sept 2026•Official source

When this charge applies

Bank of Baroda demand drafts / banker's cheques above Rs 1 lakh issued to non-individual customers at all branches, not against cash. GST is additional. Against cash: 50% more; non-customers: 50% more - neither is included here.

Official source (HTML)

Checked 2026-09-26

Bank of Baroda
Bank of Baroda

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

₹25,001.00 to ₹1,00,000.00: ₹3.00 per ₹1,000.00 (minimum ₹40.00, maximum ₹300.00)

Verified 26 Sept 2026•Official source

When this charge applies

Bank of Baroda demand drafts / banker's cheques from Rs 25,001 to Rs 100,000 issued to individuals at semi-urban or rural branches, and senior citizens or pensioners at any branch, not against cash. GST is additional. Against cash: 50% more; non-customers: 50% more - neither is included here.

Official source (HTML)

Checked 2026-09-26

Bank of Baroda
Bank of Baroda

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Above ₹1,00,000.00: ₹4.00 per ₹1,000.00 (minimum ₹400.00, maximum ₹15,000.00)

Verified 26 Sept 2026•Official source

When this charge applies

Bank of Baroda demand drafts / banker's cheques above Rs 1 lakh issued to individuals at semi-urban or rural branches, and senior citizens or pensioners at any branch, not against cash. GST is additional. Against cash: 50% more; non-customers: 50% more - neither is included here.

Official source (HTML)

Checked 2026-09-26

Bank of India
Bank of India

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Up to Rs500: ₹20.00 · Above Rs500 up to Rs10,000: ₹100.00 · Above Rs10,000 up to Rs50,000 (Min Rs90): ₹90.00 · Above Rs50,000 (per thousand slab): ₹150.00

Verified 25 Aug 2026•Official source

When this charge applies

Applies to Demand Draft issuance at Bank of India branches.

Official source (HTML)

Checked 2026-08-25 · Effective 2026-01-01

Bank of Maharashtra
Bank of Maharashtra

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

₹10,001.00 to ₹1,00,000.00: ₹5.00 per ₹1,000.00 (minimum ₹100.00)

Verified 26 Sept 2026•Official source

When this charge applies

Bank of Maharashtra demand drafts / pay orders not against cash. GST is additional. Against cash: 1.5 times these charges; senior citizens, pensioners and students with an account get 20% off - neither is modelled. The source says 'per Rs. 1000' without 'or part thereof', so amounts that are not whole thousands may round differently at the branch.

Official source (HTML)

Checked 2026-09-26

Bank of Maharashtra
Bank of Maharashtra

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Above ₹1,00,000.00: ₹4.00 per ₹1,000.00 (minimum ₹500.00, maximum ₹10,000.00)

Verified 26 Sept 2026•Official source

When this charge applies

Bank of Maharashtra demand drafts / pay orders not against cash. GST is additional. Against cash: 1.5 times these charges; senior citizens, pensioners and students with an account get 20% off - neither is modelled. The source says 'per Rs. 1000' without 'or part thereof', so amounts that are not whole thousands may round differently at the branch.

Official source (HTML)

Checked 2026-09-26

Canara Bank
Canara Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Above ₹10,000.00: ₹3.50 per ₹1,000.00 (minimum ₹40.00, maximum ₹12,000.00)

Verified 25 Sept 2026•Official source

When this charge applies

Canara Bank demand drafts, pay orders and banker's cheques above Rs 10,000 issued to individual customers at Semi-Urban, Urban and Metro branches (the page's Non-Rural category), local and outstation alike. GST is additional. Issue against tender of cash above Rs 1,000 attracts an additional 50% (branch discretion up to 200%), not included here.

Official source (HTML)

Checked 2026-09-25

Canara Bank
Canara Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Above ₹10,000.00: ₹3.50 per ₹1,000.00 (minimum ₹40.00, maximum ₹10,000.00)

Verified 25 Sept 2026•Official source

When this charge applies

Canara Bank demand drafts, pay orders and banker's cheques above Rs 10,000 issued to individual customers at Rural branches, local and outstation alike. GST is additional. Issue against tender of cash above Rs 1,000 attracts an additional 50% (branch discretion up to 200%), not included here.

Official source (HTML)

Checked 2026-09-25

Canara Bank
Canara Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Above ₹10,000.00: ₹4.00 per ₹1,000.00 (minimum ₹50.00, maximum ₹12,000.00)

Verified 25 Sept 2026•Official source

When this charge applies

Canara Bank demand drafts, pay orders and banker's cheques above Rs 10,000 issued to non-individual customers, local and outstation alike. GST is additional. Issue against tender of cash above Rs 1,000 attracts an additional 50% (branch discretion up to 200%), not included here.

Official source (HTML)

Checked 2026-09-25

Canara Bank
Canara Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Up to and including Rs 1,000: ₹30.00 · Above Rs 1,000 up to Rs 10,000: ₹40.00

Verified 5 Sept 2026•Official source

When this charge applies

Canara Bank demand drafts, pay orders and banker's cheques issued to individual customers at Semi-Urban, Urban and Metro branches, the page's non-Rural category,, local and outstation alike. This rule covers the two fixed bands up to Rs 10,000; above Rs 10,000 the separate per-thousand rule for the same customer category applies. GST is additional.

Official source (HTML)

Checked 2026-09-05

Canara Bank
Canara Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Up to and including Rs 1,000: ₹25.00 · Above Rs 1,000 up to Rs 10,000: ₹35.00

Verified 5 Sept 2026•Official source

When this charge applies

Canara Bank demand drafts, pay orders and banker's cheques issued to individual customers at Rural branches, local and outstation alike. This rule covers the two fixed bands up to Rs 10,000; above Rs 10,000 the separate per-thousand rule for the same customer category applies. GST is additional.

Official source (HTML)

Checked 2026-09-05

Canara Bank
Canara Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Up to and including Rs 1,000: ₹40.00 · Above Rs 1,000 up to Rs 10,000: ₹50.00

Verified 5 Sept 2026•Official source

When this charge applies

Canara Bank demand drafts, pay orders and banker's cheques issued to non-individual customers, local and outstation alike. This rule covers the two fixed bands up to Rs 10,000; above Rs 10,000 the separate per-thousand rule for the same customer category applies. GST is additional.

Official source (HTML)

Checked 2026-09-05

HDFC Bank Limited
HDFC Bank Limited

Regular Savings Account

CHECKED
Demand Draft charge

Branch

₹50.00

Verified 17 Sept 2026•Official source

When this charge applies

Regular Savings Account; demand draft amount up to Rs10,000. Higher amounts use a per-thousand formula and are deliberately excluded from the bounded model. Ordinary non-senior Regular Savings pricing only; excludes Senior Citizen pricing, the above-80 waiver, Speciale Senior Citizen and other special-product waivers. Issuance/re-issuance on HDFC Bank locations only; non-branch-location drafts are excluded.

Official source (PDF)

Checked 2026-09-17

ICICI Bank Limited
ICICI Bank Limited

Savings Account — Opened from 01-Aug-2025 / Migrated

CHECKED
Demand Draft charge

Branch

Above ₹0.00: ₹2.00 per ₹1,000.00 (minimum ₹40.00, maximum ₹15,000.00)

Verified 24 Sept 2026•Official source

When this charge applies

New/migrated Savings Account (opened from 01-Aug-2025 or recently migrated), non-rural accounts; DD drawn on ICICI Bank issued by cheque/transfer. Rural accounts: same Rs2 per Rs1,000 with minimum Rs30 - not modelled in this rule. The source does not say 'or part thereof', so amounts that are not whole thousands may round differently at the branch. Excludes Salary, Senior Citizen/Pensioner, BSBDA/PMJDY and disability-account SOCs.

Official source (PDF)

Checked 2026-09-24

Indian Bank
Indian Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Standard customer — up to Rs10,000: ₹50.00 · Senior Citizen — up to Rs50,000: ₹40.00

Verified 9 Aug 2026•Official source

When this charge applies

This rule covers the fixed bands (standard up to Rs 10,000; senior citizens up to Rs 50,000). Higher bands are separate per-Rs1,000 rules with minimum/maximum caps; the non-customer 50% uplift and student 50% concession are not modelled.

Official source (PDF)

Checked 2026-08-09

Indian Bank
Indian Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

₹50,001.00 to ₹1,00,000.00: ₹2.50 per ₹1,000.00 (minimum ₹40.00, maximum ₹250.00)

Verified 26 Sept 2026•Official source

When this charge applies

Indian Bank demand drafts above Rs 50,000 up to Rs 100,000 issued to senior citizens (customers of the bank). GST is additional. Non-customers pay 50% more and students pay 50% of these charges - neither is included here. The source says 'per 1000' without 'or part thereof', so amounts that are not whole thousands may round differently at the branch.

Official source (PDF)

Checked 2026-09-26

Indian Bank
Indian Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Above ₹1,00,000.00: ₹3.00 per ₹1,000.00 (minimum ₹300.00, maximum ₹12,000.00)

Verified 26 Sept 2026•Official source

When this charge applies

Indian Bank demand drafts above Rs 100,000 issued to senior citizens (customers of the bank). GST is additional. Non-customers pay 50% more and students pay 50% of these charges - neither is included here. The source says 'per 1000' without 'or part thereof', so amounts that are not whole thousands may round differently at the branch.

Official source (PDF)

Checked 2026-09-26

Indian Bank
Indian Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

₹10,001.00 to ₹1,00,000.00: ₹4.00 per ₹1,000.00 (minimum ₹50.00, maximum ₹300.00)

Verified 26 Sept 2026•Official source

When this charge applies

Indian Bank demand drafts above Rs 10,000 up to Rs 100,000 issued to standard customers (customers of the bank). GST is additional. Non-customers pay 50% more and students pay 50% of these charges - neither is included here. The source says 'per 1000' without 'or part thereof', so amounts that are not whole thousands may round differently at the branch.

Official source (PDF)

Checked 2026-09-26

Indian Bank
Indian Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Above ₹1,00,000.00: ₹5.00 per ₹1,000.00 (maximum ₹20,000.00)

Verified 26 Sept 2026•Official source

When this charge applies

Indian Bank demand drafts above Rs 100,000 issued to standard customers (customers of the bank). GST is additional. Non-customers pay 50% more and students pay 50% of these charges - neither is included here. The source says 'per 1000' without 'or part thereof', so amounts that are not whole thousands may round differently at the branch.

Official source (PDF)

Checked 2026-09-26

Indian Overseas Bank
Indian Overseas Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

₹10,001.00 to ₹1,00,000.00: ₹5.00 per ₹1,000.00 (minimum ₹80.00)

Verified 26 Sept 2026•Official source

When this charge applies

Indian Overseas Bank demand drafts for regular (SB-PUB) customers. GST is additional. Many IOB account schemes get free or discounted drafts, non-customers paying cash pay 50% more - none of these is modelled. The source says 'per Rs1000' without 'or part thereof', so amounts that are not whole thousands may round differently at the branch.

Official source (PDF)

Checked 2026-09-26

Indian Overseas Bank
Indian Overseas Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Above ₹1,00,000.00: ₹5.00 per ₹1,000.00 (minimum ₹500.00, maximum ₹15,000.00)

Verified 26 Sept 2026•Official source

When this charge applies

Indian Overseas Bank demand drafts for regular (SB-PUB) customers. GST is additional. Many IOB account schemes get free or discounted drafts, non-customers paying cash pay 50% more - none of these is modelled. The source says 'per Rs1000' without 'or part thereof', so amounts that are not whole thousands may round differently at the branch.

Official source (PDF)

Checked 2026-09-26

Indian Overseas Bank
Indian Overseas Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Up to Rs5,000: ₹25.00 · Above Rs5,000 up to Rs10,000: ₹60.00

Verified 26 Sept 2026•Official source

When this charge applies

Indian Overseas Bank demand drafts for regular (SB-PUB) customers. GST is additional. Many IOB account schemes get free or discounted drafts, non-customers paying cash pay 50% more - none of these is modelled. This rule covers drafts up to Rs 10,000; larger drafts use the separate per-Rs1,000 rules.

Official source (PDF)

Checked 2026-09-26

UCO Bank
UCO Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Above ₹10,000.00: ₹5.00 per ₹1,000.00 (minimum ₹60.00, maximum ₹21,155.00)

Verified 26 Sept 2026•Official source

When this charge applies

UCO Bank demand drafts and pay orders above Rs 10,000 issued other than against tender of cash. GST is additional. Against cash (only below Rs 50,000) an extra 30% for customers and 50% for non-customers applies; students get a 10% rebate - neither is included here.

Official source (PDF)

Checked 2026-09-26

UCO Bank
UCO Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

₹150.00

Verified 5 Sept 2026•Official source

When this charge applies

UCO Bank demand drafts; issue of a duplicate, revalidation, or cancellation. One flat charge per instrument covers all three. Charges are exclusive of GST.

Official source (PDF)

Checked 2026-09-05 · Effective 2023-07-15

UCO Bank
UCO Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

₹40.00

Verified 5 Sept 2026•Official source

When this charge applies

UCO Bank demand drafts up to Rs 10,000 issued other than against cash. Above Rs 10,000 the separate per-thousand rule (Rs 5 per thousand, minimum Rs 60, maximum Rs 21,155) applies. Charges are exclusive of GST.

Official source (PDF)

Checked 2026-09-05 · Effective 2023-07-15

Covered Banks in This Guide12 banks · Official Tariff Guarantee

Official Tariff Guarantee

Every figure on this page is retrieved directly from official Schedule of Charges documents and RBI circulars. No bank can pay to alter, suppress, or enhance fee ratings on SharpScroll.

Frequently Asked Questions (Demand Draft charges)3 questions

What is the standard charge for demand draft charges across Indian banks?

Charges for demand draft charges depend on the bank, account variant, channel (online vs branch), and transaction amount tier. In addition, 18% GST is added unless an official zero-rate policy applies.

Can I get a waiver or refund for demand draft charges?

Waivers depend on meeting required account balance criteria, using digital banking channels (NEFT/RTGS/UPI), or submitting a dispute if debited wrongfully.

How do I avoid paying demand draft charges altogether?

You can often reduce demand draft charges by transacting online rather than at a branch, keeping the balance your account tier requires, or asking your bank which debit card variants carry no annual charge. Compare published charges before switching accounts.