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Bank Charge Guide

Demand Draft charges

Check published Demand Draft issuance charges and the conditions attached to them.

11 checked rules6 banks covered
Live DD Fee CalculatorOfficial Branch Tariffs

Demand Draft (DD) Issuance Fee Calculator

Calculate exact Bankers Cheque & Demand Draft charges with 18% GST across major Indian banks.

Quick amounts:
Bank of Baroda

Bank of Baroda

Official Branch DD

Total Payable

₹59.00

Base: ₹50.00GST (18%): ₹9.00

BoB tariff: Rs30-50 up to Rs25k, Rs3/thousand for Rs25k-1L, Rs2.50/k above.

Official scheduleSource
Bank of India

Bank of India

Official Branch DD

Total Payable

₹132.75

Base: ₹112.50GST (18%): ₹20.25

BOI tariff: Rs20 (up to Rs500), Rs100 (up to Rs10k), Rs7.50/k (Rs10k-50k).

Official scheduleSource
Bank of Maharashtra

Bank of Maharashtra

Official Branch DD

Total Payable

₹70.80

Base: ₹60.00GST (18%): ₹10.80

BoM tariff: Rs35 (up to Rs5k), Rs60 (up to Rs10k), Rs3.50/k thereafter.

Official scheduleSource
Canara Bank

Canara Bank

Official Branch DD

Total Payable

₹61.95

Base: ₹52.50GST (18%): ₹9.45

Standard slab tariff

Official scheduleSource
Canara Bank

Canara Bank

Official Branch DD

Total Payable

₹61.95

Base: ₹52.50GST (18%): ₹9.45

Standard slab tariff

Official scheduleSource
Canara Bank

Canara Bank

Official Branch DD

Total Payable

₹61.95

Base: ₹52.50GST (18%): ₹9.45

Standard slab tariff

Official scheduleSource
Canara Bank

Canara Bank

Official Branch DD

Total Payable

₹61.95

Base: ₹52.50GST (18%): ₹9.45

Standard slab tariff

Official scheduleSource
Canara Bank

Canara Bank

Official Branch DD

Total Payable

₹61.95

Base: ₹52.50GST (18%): ₹9.45

Standard slab tariff

Official scheduleSource
Indian Bank

Indian Bank

Official Branch DD

Total Payable

₹61.95

Base: ₹52.50GST (18%): ₹9.45

Indian Bank tariff: Rs30 (up to Rs5k), Rs50 (up to Rs10k), Rs3.50/k slab.

Official scheduleSource
UCO Bank

UCO Bank

Official Branch DD

Total Payable

₹61.95

Base: ₹52.50GST (18%): ₹9.45

Standard slab tariff

Official scheduleSource
UCO Bank

UCO Bank

Official Branch DD

Total Payable

₹61.95

Base: ₹52.50GST (18%): ₹9.45

Standard slab tariff

Official scheduleSource

Verified Demand Draft Rules by Bank

Amounts, trigger criteria, GST treatment, and official source links for each bank account.

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Bank of Baroda
Bank of Baroda

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Individual Semi-Urban/Rural or Senior/Pensioner — up to Rs5,000: ₹40.00 · Individual Semi-Urban/Rural or Senior/Pensioner — above Rs5,000 to Rs25,000: ₹60.00 · Individual Metro/Urban — up to Rs5,000: ₹30.00 · Individual Metro/Urban — above Rs5,000 to Rs25,000: ₹50.00 · Non-Individual all branches — up to Rs5,000: ₹50.00 · Non-Individual all branches — above Rs5,000 to Rs25,000: ₹75.00

Verified 9 Aug 2026Official source

When this charge applies

Only exact fixed low-value bands are represented. Higher bands use 'per thousand or part thereof' with min/max and remain unmodeled until bounded rounding-aware schema support exists.

Official source (HTML)

Checked 2026-08-09 · Effective 2020-07-01

Bank of India
Bank of India

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Up to Rs500: ₹20.00 · Above Rs500 up to Rs10,000: ₹100.00 · Above Rs10,000 up to Rs50,000 (Min Rs90): ₹90.00 · Above Rs50,000 (per thousand slab): ₹150.00

Verified 25 Aug 2026Official source

When this charge applies

Applies to Demand Draft issuance at Bank of India branches.

Official source (HTML)

Checked 2026-08-25 · Effective 2026-01-01

Canara Bank
Canara Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Up to and including Rs 1,000: ₹30.00 · Above Rs 1,000 up to Rs 10,000: ₹40.00

Verified 5 Sept 2026Official source

When this charge applies

Canara Bank demand drafts, pay orders and banker's cheques issued to individual customers at Semi-Urban, Urban and Metro branches, the page's non-Rural category,, local and outstation alike. Only the two exact fixed bands are stored; above Rs 10,000 the page charges a rate per thousand with a floor and a ceiling, a shape no amount type in this dataset can express, so it is not stored and no approximation is published. GST is additional.

Official source (HTML)

Checked 2026-09-05

Canara Bank
Canara Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Up to and including Rs 1,000: ₹25.00 · Above Rs 1,000 up to Rs 10,000: ₹35.00

Verified 5 Sept 2026Official source

When this charge applies

Canara Bank demand drafts, pay orders and banker's cheques issued to individual customers at Rural branches, local and outstation alike. Only the two exact fixed bands are stored; above Rs 10,000 the page charges a rate per thousand with a floor and a ceiling, a shape no amount type in this dataset can express, so it is not stored and no approximation is published. GST is additional.

Official source (HTML)

Checked 2026-09-05

Canara Bank
Canara Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Up to and including Rs 1,000: ₹40.00 · Above Rs 1,000 up to Rs 10,000: ₹50.00

Verified 5 Sept 2026Official source

When this charge applies

Canara Bank demand drafts, pay orders and banker's cheques issued to non-individual customers, local and outstation alike. Only the two exact fixed bands are stored; above Rs 10,000 the page charges a rate per thousand with a floor and a ceiling, a shape no amount type in this dataset can express, so it is not stored and no approximation is published. GST is additional.

Official source (HTML)

Checked 2026-09-05

Indian Bank
Indian Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

Standard customer — up to Rs10,000: ₹50.00 · Senior Citizen — up to Rs50,000: ₹40.00

Verified 9 Aug 2026Official source

When this charge applies

Only exact fixed bands are represented. Higher bands use per-Rs1,000 calculations with minimum/maximum caps, non-customer 50% uplift and student 50% concession; those require a bounded rounding/adjustment-capable schema instead of approximation.

Official source (PDF)

Checked 2026-08-09

UCO Bank
UCO Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

₹150.00

Verified 5 Sept 2026Official source

When this charge applies

UCO Bank demand drafts; issue of a duplicate, revalidation, or cancellation. One flat charge per instrument covers all three. Charges are exclusive of GST.

Official source (PDF)

Checked 2026-09-05 · Effective 2023-07-15

UCO Bank
UCO Bank

Retail Banking Service Charges

CHECKED
Demand Draft charge

Branch

₹40.00

Verified 5 Sept 2026Official source

When this charge applies

UCO Bank demand drafts up to Rs 10,000 issued other than against cash. The schedule's higher band is stated as a rate per thousand with a floor and a ceiling, a shape no amount type in this dataset can express, so it is not stored and no approximation is published. Charges are exclusive of GST.

Official source (PDF)

Checked 2026-09-05 · Effective 2023-07-15

Official Tariff Guarantee

Every figure on this page is retrieved directly from official Schedule of Charges documents and RBI circulars. No bank can pay to alter, suppress, or enhance fee ratings on SharpScroll.

Frequently Asked Questions (Demand Draft charges)

What is the standard charge for demand draft charges across Indian banks?

Charges for demand draft charges depend on the bank, account variant, channel (online vs branch), and transaction amount tier. In addition, 18% GST is added unless an official zero-rate policy applies.

Can I get a waiver or refund for demand draft charges?

Waivers depend on meeting required account balance criteria, using digital banking channels (NEFT/RTGS/UPI), or submitting a dispute if debited wrongfully.

How do I avoid paying demand draft charges altogether?

You can often reduce demand draft charges by transacting online rather than at a branch, keeping the balance your account tier requires, or asking your bank which debit card variants carry no annual charge. Compare published charges before switching accounts.