Verified Bank Tariff
Canara Bank Charges & Fees
Complete official Schedule of Charges for Canara Bank. Every fee entry is backed by verified citations, 18% GST treatment, waiver conditions, and RBI dispute rights.
How much is Canara Bank quietly deducting from your account every year?
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Verified Fee Categories for Canara Bank
Canara Bank
Account closure charges
Current / Cash Credit / Overdraft Accounts · Branch
Within 14 days of opening: ₹0.00 · Beyond 14 days and within 1 year: ₹750.00 · Beyond 1 year: ₹375.00
Trigger Condition
Canara Bank Current, Overdraft and Cash Credit accounts closed in the stated windows. GST is additional.
Documented Waiver Condition
No charge for BSBD accounts, accounts opened in joint names, closure on the death of the account holder, and branch-to-branch transfer.
Verified on 2026-09-05
Recurring Deposit Account · Branch
₹100.00
Trigger Condition
Canara Bank recurring deposits closed prematurely within one year of opening. GST is additional.
Verified on 2026-09-05
Savings Bank Account — Standard Balance Schedule · Branch
Within 14 days of opening: ₹0.00 · Beyond 14 days and within 1 year: ₹200.00 · Beyond 1 year: ₹100.00
Trigger Condition
Canara Bank savings accounts closed in the stated windows. GST is additional.
Documented Waiver Condition
No charge for BSBD accounts, accounts opened in joint names, closure on the death of the account holder, and branch-to-branch transfer.
Verified on 2026-09-05
Canara Bank
Account maintenance charges
Retail Banking Service Charges · Branch
₹50.00
Trigger Condition
Canara Bank CASA accounts transferred to another Canara Bank branch. The page states one flat charge for savings and current alike and adds out-of-pocket expenses on top without quantifying them, so only the flat element is stored as the figure. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹0 (Free)
Trigger Condition
Canara Bank accounts; the first change of mobile number, email or address, or a change made at account opening. The page states Nil for both.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹50.00
Trigger Condition
Canara Bank accounts; changes of mobile number, email or address beyond the first. GST is additional.
Verified on 2026-09-05
Current / Cash Credit / Overdraft Accounts · Branch
₹250.00
Trigger Condition
Canara Bank Current, Overdraft and OCC accounts; modification of the operating instructions. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹150.00
Trigger Condition
Canara Bank accounts; addition or deletion of names, done other than online. GST is additional.
Documented Waiver Condition
Not applicable for deletion on account of the death of a holder in a joint account.
Verified on 2026-09-05
Retail Banking Service Charges · Other
₹0 (Free)
Trigger Condition
Canara Bank accounts; addition or deletion of names carried out online. The page states no charge for this route, so the branch figure does not apply to it.
Verified on 2026-09-05
Savings Bank Account — Standard Balance Schedule · Branch
₹100.00
Trigger Condition
Canara Bank savings accounts; modification of the operating instructions. GST is additional.
Verified on 2026-09-05
Canara Bank
Cheque charges
Retail Banking Service Charges · Branch
Below Rs 1,000: ₹200.00 · Rs 1,000 to below Rs 10 lakh: ₹300.00 · Rs 10 lakh to below Rs 50 lakh: ₹500.00 · Rs 50 lakh to below Rs 1 crore: ₹1,000.00 · Rs 1 crore and above: ₹2,000.00
Trigger Condition
Canara Bank SB/CA/OD/OCC accounts; a cheque or instrument returned, inward or outward. The page states GST is not applicable to this charge. No charge is levied where the instrument is returned for technical reasons or where the customer is not at fault.
Documented Waiver Condition
No charge where the instrument is returned for technical reasons or where the customer is not at fault.
Verified on 2026-09-05
Current / Cash Credit / Overdraft Accounts · Branch
₹5.00
Trigger Condition
Canara Bank Current, Overdraft and OCC accounts. The page states a per-leaf charge and no free allowance for these accounts, so none is inferred. GST is additional.
Documented Waiver Condition
Free for senior citizens, staff and ex-staff.
Verified on 2026-09-05
Savings Bank Account — Standard Balance Schedule · Branch
First 25 cheque leaves free in a calendar year; thereafter Rs4 per cheque leaf + GST (₹4.00 per cheque_leaf after 25 free)
Trigger Condition
Canara Savings Bank Account cheque-book facility; first 25 leaves free per calendar year, then Rs4 per leaf plus GST.
Verified on 2026-08-15
Canara Bank
Demand Draft charges
Retail Banking Service Charges · Branch
Up to Rs 10 lakh: ₹100.00 · Above Rs 10 lakh: ₹1,000.00
Trigger Condition
Canara Bank demand drafts; cancellation or revalidation. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
Up to Rs 5 lakh: ₹100.00 · Above Rs 5 lakh: ₹1,000.00
Trigger Condition
Canara Bank demand drafts; issue of a duplicate instrument. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
Up to and including Rs 1,000: ₹30.00 · Above Rs 1,000 up to Rs 10,000: ₹40.00
Trigger Condition
Canara Bank demand drafts, pay orders and banker's cheques issued to individual customers at Semi-Urban, Urban and Metro branches, the page's non-Rural category,, local and outstation alike. Only the two exact fixed bands are stored; above Rs 10,000 the page charges a rate per thousand with a floor and a ceiling, a shape no amount type in this dataset can express, so it is not stored and no approximation is published. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
Up to and including Rs 1,000: ₹25.00 · Above Rs 1,000 up to Rs 10,000: ₹35.00
Trigger Condition
Canara Bank demand drafts, pay orders and banker's cheques issued to individual customers at Rural branches, local and outstation alike. Only the two exact fixed bands are stored; above Rs 10,000 the page charges a rate per thousand with a floor and a ceiling, a shape no amount type in this dataset can express, so it is not stored and no approximation is published. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
Up to and including Rs 1,000: ₹40.00 · Above Rs 1,000 up to Rs 10,000: ₹50.00
Trigger Condition
Canara Bank demand drafts, pay orders and banker's cheques issued to non-individual customers, local and outstation alike. Only the two exact fixed bands are stored; above Rs 10,000 the page charges a rate per thousand with a floor and a ceiling, a shape no amount type in this dataset can express, so it is not stored and no approximation is published. GST is additional.
Verified on 2026-09-05
Canara Bank
IMPS charges
Retail Banking Service Charges · Other
Below Rs1,000: ₹0.00 · Rs1,000 to below Rs10,000: ₹3.00 · Rs10,000 to below Rs25,000: ₹5.00 · Rs25,000 to below Rs1,00,000: ₹8.00 · Rs1,00,000 to below Rs2,00,000: ₹15.00 · Rs2,00,000 to Rs5,00,000: ₹20.00
Trigger Condition
For SB/CA/OD/OCC funds transfer through Internet and Mobile Banking Services.
Documented Waiver Condition
Staff Account, Ex-Staff, Jan Dhan Accounts, BSBD Accounts and other Financial Inclusion Accounts are exempt as explicitly published.
Verified on 2026-08-09
Canara Bank
Locker charges
Retail Banking Service Charges · Branch
₹1,000.00
Trigger Condition
Canara Bank safe deposit locker holders who lose a locker key. The page adds the actual break-open and replacement cost on top of this charge and does not quantify it, so only the flat element is stored as the figure. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
Twelve locker operations free per year; Rs 100 per operation thereafter (₹100.00 per locker operation after 12 free)
Trigger Condition
Canara Bank safe deposit locker holders. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹400.00
Trigger Condition
Canara Bank safe deposit locker holders; one-time registration charge. GST is additional.
Documented Waiver Condition
Staff and ex-staff are exempt.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
Small: ₹2,000.00 · Medium: ₹4,000.00 · Large: ₹7,000.00 · Very Large: ₹10,000.00
Trigger Condition
Canara Bank safe deposit lockers at Metro branches. The page states these amounts are minimums and that circles may charge higher, so the figure stored is a floor rather than a fixed price. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
Small: ₹1,000.00 · Medium: ₹2,000.00 · Large: ₹4,000.00 · Very Large: ₹6,000.00
Trigger Condition
Canara Bank safe deposit lockers at Rural branches. The page states these amounts are minimums and that circles may charge higher, so the figure stored is a floor rather than a fixed price. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
Small: ₹1,500.00 · Medium: ₹3,000.00 · Large: ₹6,000.00 · Very Large: ₹8,000.00
Trigger Condition
Canara Bank safe deposit lockers at Urban and Semi-Urban branches. The page states these amounts are minimums and that circles may charge higher, so the figure stored is a floor rather than a fixed price. GST is additional.
Verified on 2026-09-05
Canara Bank
Minimum balance charges
Current / Cash Credit / Overdraft Accounts · General
₹60.00
Trigger Condition
Canara Bank Current accounts at Metro branches. Required AMB: Rs 7,500, the average monthly balance the page prescribes for this branch category. The charge is levied for non-maintenance on any day or any number of days during the month, at the same per-day rate and monthly ceiling at all branches. GST is additional.
Documented Waiver Condition
Not applicable to inoperative current accounts.
Verified on 2026-09-05
Current / Cash Credit / Overdraft Accounts · General
₹60.00
Trigger Condition
Canara Bank Current accounts at Rural branches. Required AMB: Rs 1,000, the average monthly balance the page prescribes for this branch category. The charge is levied for non-maintenance on any day or any number of days during the month, at the same per-day rate and monthly ceiling at all branches. GST is additional.
Documented Waiver Condition
Not applicable to inoperative current accounts.
Verified on 2026-09-05
Current / Cash Credit / Overdraft Accounts · General
₹60.00
Trigger Condition
Canara Bank Current accounts at Semi-Urban branches. Required AMB: Rs 2,000, the average monthly balance the page prescribes for this branch category. The charge is levied for non-maintenance on any day or any number of days during the month, at the same per-day rate and monthly ceiling at all branches. GST is additional.
Documented Waiver Condition
Not applicable to inoperative current accounts.
Verified on 2026-09-05
Current / Cash Credit / Overdraft Accounts · General
₹60.00
Trigger Condition
Canara Bank Current accounts at Urban branches. Required AMB: Rs 5,000, the average monthly balance the page prescribes for this branch category. The charge is levied for non-maintenance on any day or any number of days during the month, at the same per-day rate and monthly ceiling at all branches. GST is additional.
Documented Waiver Condition
Not applicable to inoperative current accounts.
Verified on 2026-09-05
Savings Bank Account — Standard Balance Schedule · General
₹0 (Free)
Trigger Condition
Canara Savings Bank Account [With or Without Cheque Book], Urban/Metro branch category. Average Minimum Balance: Rs2,000. Non-maintenance charge: NIL.
Verified on 2026-08-15
Savings Bank Account — Standard Balance Schedule · General
₹0 (Free)
Trigger Condition
Canara Savings Bank Account [With or Without Cheque Book], Rural branch category. Average Minimum Balance: Rs500. Non-maintenance charge: NIL.
Verified on 2026-08-15
Savings Bank Account — Standard Balance Schedule · General
₹0 (Free)
Trigger Condition
Canara Savings Bank Account [With or Without Cheque Book], Semi Urban branch category. Average Minimum Balance: Rs1,000. Non-maintenance charge: NIL.
Verified on 2026-08-15
Canara Bank
NEFT charges
Retail Banking Service Charges · Branch
Up to Rs 10,000: ₹2.25 · Rs 10,001 to Rs 50,000: ₹4.75
Trigger Condition
Canara Bank NEFT remitted against cash. The page states normal charges apply and that the facility is available only up to Rs 50,000, so no band above that limit is stored. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · General
₹0 (Free)
Trigger Condition
Canara Bank accounts; inward NEFT credited to a Canara Bank account.
Verified on 2026-09-05
Retail Banking Service Charges · General
Up to Rs 10,000: ₹2.25 · Rs 10,001 to Rs 1 lakh: ₹4.75 · Rs 1,00,001 to Rs 2 lakh: ₹14.75 · Above Rs 2 lakh: ₹24.75
Trigger Condition
Canara Bank outward NEFT. The page separately states no charge for savings customers who initiate NEFT through online channels, and caps NEFT against cash at Rs 50,000; both are stored as their own rules rather than folded into this base tariff. GST is additional.
Verified on 2026-09-05
Savings Bank Account — Standard Balance Schedule · Other
₹0 (Free)
Trigger Condition
Canara Bank savings customers; NEFT initiated through internet banking or the bank's mobile apps. The channel value carries only the online channels the page names and does not extend to NEFT initiated at a branch, which keeps the base tariff.
Verified on 2026-09-05
Canara Bank
Other bank charges
Retail Banking Service Charges · Branch
₹50.00
Trigger Condition
Canara Bank accounts; confirmation or attestation of an address. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹150.00
Trigger Condition
Canara Bank accounts; verification of a signature or photo, or a certificate for passport purpose. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹60.00
Trigger Condition
Canara Bank accounts; balance certificate issued to individual customers at Semi-Urban, Urban and Metro branches, the page's non-Rural category,. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹40.00
Trigger Condition
Canara Bank accounts; balance certificate issued to individual customers at Rural branches. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹100.00
Trigger Condition
Canara Bank accounts; balance certificate issued to non-individual customers. GST is additional.
Verified on 2026-09-05
Basic Savings Bank Deposit Account · General
Four withdrawals free per month including own-bank and other-bank ATM withdrawals; up to Rs 5 per withdrawal thereafter (₹5.00 per withdrawal after 4 free)
Trigger Condition
Canara Bank Basic Savings Bank Deposit accounts. The four free withdrawals a month include own-bank and other-bank ATM withdrawals. The page states the charge is not levied where normal charges are already collected, naming ATM and POS cash withdrawal, branch-induced RTGS and NEFT, clearing, transfer, internal debit, standing instructions, EMIs, demand drafts and business correspondent transactions. GST is additional.
Documented Waiver Condition
Fully exempt: RuPay debit card transactions, UPI, UPI QR, and NEFT initiated through online channels.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
Up to Rs 5,000: ₹50.00 · Above Rs 5,000 to Rs 10,000: ₹50.00 · Above Rs 10,000 to Rs 1 lakh: ₹100.00 · Above Rs 1 lakh to Rs 10 lakh: ₹200.00 · Above Rs 10 lakh: ₹250.00
Trigger Condition
Canara Bank accounts other than savings accounts; collection of an outstation cheque or instrument. The page states these charges are all-inclusive, with no courier or out-of-pocket expenses added on top. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹5.00
Trigger Condition
Canara Bank accounts; noting the loss of a cheque book or a cheque leaf. Charged per leaf between a stated floor of Rs 50 and a stated ceiling of Rs 1,000. GST is additional.
Verified on 2026-09-05
Current / Cash Credit / Overdraft Accounts · Branch
₹100.00
Trigger Condition
Canara Bank Current, Overdraft and OCC accounts; stop-payment instruction given by individual account holders at Semi-Urban, Urban and Metro branches, the page's non-Rural category,. Charged per cheque up to a stated maximum of Rs 500 per occasion. GST is additional.
Verified on 2026-09-05
Current / Cash Credit / Overdraft Accounts · Branch
₹100.00
Trigger Condition
Canara Bank Current, Overdraft and OCC accounts; stop-payment instruction given by individual account holders at Rural branches. Charged per cheque up to a stated maximum of Rs 500 per occasion. GST is additional.
Verified on 2026-09-05
Current / Cash Credit / Overdraft Accounts · Branch
₹200.00
Trigger Condition
Canara Bank Current, Overdraft and OCC accounts; stop-payment instruction given by non-individual account holders. Charged per cheque up to a stated maximum of Rs 600 per occasion. GST is additional.
Verified on 2026-09-05
Current / Cash Credit / Overdraft Accounts · Branch
₹100.00
Trigger Condition
Canara Bank Current, Overdraft and OCC accounts; revocation of a stop-payment instruction. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹100.00
Trigger Condition
Canara Bank accounts; any deliverable returned to the branch because of a negative delivery response, which the page lists as a cheque book, debit card, credit card or notice. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
With latest balance only: ₹100.00 · With previous entries, per page: ₹50.00
Trigger Condition
Canara Bank accounts, all customer categories; a duplicate pass book, pass sheet or statement. The page defines a page as 40 entries or part thereof. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · General
₹0 (Free)
Trigger Condition
Canara Bank accounts; ECS credit and ECS debit transactions. The page states NIL for both. The separate charge for an ECS debit that is returned unpaid is its own rule.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
Below Rs 1,000: ₹300.00 · Rs 1,000 to below Rs 1 lakh: ₹500.00 · Rs 1 lakh to below Rs 50 lakh: ₹750.00 · Rs 50 lakh to below Rs 1 crore: ₹1,000.00 · Rs 1 crore and above: ₹2,000.00
Trigger Condition
Canara Bank SB/CA/OD/OCC accounts; an ECS debit returned unpaid. The page states GST is not applicable to this charge.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹75.00
Trigger Condition
Canara Bank accounts; an extra copy of an interest certificate issued to individual customers at Semi-Urban, Urban and Metro branches, the page's non-Rural category,. The first copy is free and is stored as its own rule. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹50.00
Trigger Condition
Canara Bank accounts; an extra copy of an interest certificate issued to individual customers at Rural branches. The first copy is free and is stored as its own rule. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹150.00
Trigger Condition
Canara Bank accounts; an extra copy of an interest certificate issued to non-individual customers. The first copy is free and is stored as its own rule. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹0 (Free)
Trigger Condition
Canara Bank accounts; the first copy of an interest certificate, for every customer category. Extra copies are charged and are stored as their own rules.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹150.00
Trigger Condition
Canara Bank accounts; registration of a NACH one-time mandate. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹100.00
Trigger Condition
Canara Bank accounts; subsequent modification, cancellation or variation of a nomination. Registration itself is free and is stored as its own rule. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹0 (Free)
Trigger Condition
Canara Bank accounts; registering nominations in a new or an existing account, for up to four nominees. The page states this is free.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
Up to 6 months: ₹0.00 · Above 6 months to 1 year: ₹100.00 · Beyond 1 year: ₹250.00
Trigger Condition
Canara Bank accounts; enquiry of old records, banded by the age of the record. GST is additional.
Verified on 2026-09-05
Savings Bank Account — Standard Balance Schedule · Branch
Five cash withdrawals free per month at a branch; Rs 100 per transaction thereafter (₹100.00 per cash withdrawal after 5 free)
Trigger Condition
Canara Bank savings accounts; cash withdrawal at a branch. The page states the free entitlement excludes ATM and other alternate channels. GST is additional.
Verified on 2026-09-05
Savings Bank Account — Standard Balance Schedule · Branch
Up to Rs 5,000: ₹25.00 · Above Rs 5,000 to Rs 10,000: ₹50.00 · Above Rs 10,000 to Rs 1 lakh: ₹100.00 · Above Rs 1 lakh to Rs 10 lakh: ₹200.00 · Above Rs 10 lakh: ₹250.00
Trigger Condition
Canara Bank savings accounts; collection of an outstation cheque or instrument. The page states these charges are all-inclusive, with no courier or out-of-pocket expenses added on top. GST is additional.
Verified on 2026-09-05
Savings Bank Account — Standard Balance Schedule · General
Fifty debit entries free per half year; Rs 10 per debit entry thereafter (₹10.00 per debit entry after 50 free)
Trigger Condition
Canara Bank savings accounts. The free entitlement excludes debits made through alternate channels, which the page counts separately. GST is additional.
Verified on 2026-09-05
Savings Bank Account — Standard Balance Schedule · Branch
₹150.00
Trigger Condition
Canara Bank savings accounts; stop-payment instruction given by individual account holders at Semi-Urban, Urban and Metro branches, the page's non-Rural category,. Charged per cheque up to a stated maximum of Rs 750 per occasion. GST is additional.
Verified on 2026-09-05
Savings Bank Account — Standard Balance Schedule · Branch
₹100.00
Trigger Condition
Canara Bank savings accounts; stop-payment instruction given by individual account holders at Rural branches. Charged per cheque up to a stated maximum of Rs 500 per occasion. GST is additional.
Verified on 2026-09-05
Savings Bank Account — Standard Balance Schedule · Branch
₹250.00
Trigger Condition
Canara Bank savings accounts; stop-payment instruction given by non-individual account holders. Charged per cheque up to a stated maximum of Rs 1,000 per occasion. GST is additional.
Verified on 2026-09-05
Savings Bank Account — Standard Balance Schedule · Branch
₹50.00
Trigger Condition
Canara Bank savings accounts; revocation of a stop-payment instruction. GST is additional.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹100.00
Trigger Condition
Canara Bank accounts; standing instructions. GST is additional.
Documented Waiver Condition
Exempt: standing instructions from a guardian to a minor account, between parent and child accounts, between spouses, from a co-obligant to a borrower, and to the customer's own loan, recurring deposit or deposit accounts.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹100.00
Trigger Condition
Canara Bank accounts; standing instructions. GST is additional.
Documented Waiver Condition
Exempt: standing instructions from a guardian to a minor account, between parent and child accounts, between spouses, from a co-obligant to a borrower, and to the customer's own loan, recurring deposit or deposit accounts.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹40.00
Trigger Condition
Canara Bank accounts; standing instructions. The page adds actual remittance charges on top and does not quantify them, so only the per-debit element is stored as the figure. GST is additional.
Documented Waiver Condition
Exempt: standing instructions from a guardian to a minor account, between parent and child accounts, between spouses, from a co-obligant to a borrower, and to the customer's own loan, recurring deposit or deposit accounts.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹35.00
Trigger Condition
Canara Bank accounts; standing instructions. GST is additional.
Documented Waiver Condition
Exempt: standing instructions from a guardian to a minor account, between parent and child accounts, between spouses, from a co-obligant to a borrower, and to the customer's own loan, recurring deposit or deposit accounts.
Verified on 2026-09-05
Retail Banking Service Charges · Other
Domestic SMS: ₹0.25 · International SMS: ₹1.20
Trigger Condition
Canara Bank accounts receiving SMS alerts. The page charges for customer-induced transactions only and levies the charge quarterly. GST is additional.
Documented Waiver Condition
Staff, ex-staff, PMJDY, BSBD and other financial inclusion accounts are exempt.
Verified on 2026-09-05
Retail Banking Service Charges · Branch
₹4.00
Trigger Condition
Canara Bank accounts; issuing a withdrawal slip to an account holder who already holds a cheque book. GST is additional.
Verified on 2026-09-05
Canara Bank
RTGS charges
Retail Banking Service Charges · General
₹0 (Free)
Trigger Condition
Canara Bank accounts; inward RTGS credited to a Canara Bank account.
Verified on 2026-09-05
Retail Banking Service Charges · General
Rs 2 lakh to Rs 5 lakh: ₹24.50 · Above Rs 5 lakh: ₹49.50
Trigger Condition
Canara Bank outward RTGS. GST is additional.
Verified on 2026-09-05
What Canara Bank prints on your statement
22 narrations decoded against Canara Bank's own schedule of charges — the plain-English and Hinglish meaning, the exact amount including GST, and how to avoid it.
ATTESTATION CHGA charge for the bank attesting your signature or photograph.
BRANCH WDL CHGA charge for cash withdrawals at a branch beyond the free monthly limit.
CHQ LOSS CHGA charge for recording the loss of a cheque or cheque book.
CHQ RETURN CHGA charge when a cheque is returned unpaid. Amounts differ depending on whether the cheque was one you issued or one you deposited.
DELIVERABLE RET CHGA charge when something the bank posted to you is returned undelivered.
DUP STMT CHGA charge for a duplicate statement or passbook.
ECS CHGA charge relating to an ECS transfer on your account.
ECS RETURN CHGA charge when an ECS debit is returned unpaid.
EXCESS DEBIT CHGA charge for transactions beyond the free number of debit entries in the period.
EXCESS WDL CHGA charge for withdrawals beyond the free number allowed on your account.
IMPS CHGA charge on an IMPS instant transfer.
LOCKER KEY CHGA charge for a lost locker key, covering the cost of breaking open and replacing the lock.
LOCKER OPS CHGA charge for operating your locker more often than the free number of visits per year.
LOCKER REG CHGA one-time charge when a locker is allotted to you.
LOCKER RENTAnnual rent for a safe deposit locker. The amount depends on locker size and branch location.
NACH MANDATE CHGA charge for registering an auto-debit mandate on your account.
NOMINATION CHGA charge for changing the nominee on your account. First-time nomination is free.
OLD RECORDS CHGA charge for retrieving old transaction records, rising with the age of the record.
RTGS CHGA charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
SI CHGA charge relating to a standing instruction on your account.
SMS CHGA periodic charge for transaction alerts sent by SMS.
WDL SLIP CHGA charge for withdrawing using a slip rather than a cheque.
Disputing a Wrongful Charge at Canara Bank
Under Reserve Bank of India (RBI) consumer protection directives, account holders have statutory rights to claim refunds for unauthorized debits, failed ATM transactions, or penalties debited without prior notification.
Branch / Helpdesk Ticket
Email Canara Bank customer service quoting the transaction ID and account details. TAT: 7 working days.
Principal Nodal Officer
If unresolved within 7 days, escalate to Canara Bank's Principal Nodal Officer (PNO). TAT: 14–30 days.
RBI Banking Ombudsman
Lodge a statutory complaint on the RBI CMS Portal (cms.rbi.org.in) if rejected or delayed past 30 days.
Need a pre-filled grievance email draft for AMB penalties or debit card AMC?
Open Dispute Letter GeneratorFrequently Asked Questions (Canara Bank)
What is the minimum balance (AMB) requirement in Canara Bank?
In Canara Bank, the minimum average balance (AMB/MAB) varies by account tier and branch location. Regular savings accounts in metros typically require maintaining the published threshold, while salary accounts and BSBDA zero-balance accounts have ₹0 AMB requirements.
What are the debit card annual maintenance charges (AMC) for Canara Bank?
Debit card maintenance charges at Canara Bank are billed annually based on card variant plus 18% GST.
Can Canara Bank deduct minimum balance penal charges without sending an SMS?
No. Under RBI Master Direction (DBOD.No.Leg.BC.21/09.07.006/2015-16), Canara Bank is legally mandated to notify the customer via SMS or email giving them a 30-day notice window to restore their balance before any penalty can be debited. If debited without prior notification, you are entitled to a full reversal.
How do I dispute a wrongful fee or charge deducted by Canara Bank?
To dispute a wrongful deduction at Canara Bank: (1) Send an email to the Branch Manager / Customer Service citing the relevant RBI circular and transaction ID. (2) If unresolved within 7 days, escalate to Canara Bank's Principal Nodal Officer (PNO). (3) If unresolved after 30 days, lodge a complaint with the RBI Banking Ombudsman via the CMS portal (cms.rbi.org.in).