Canara Bank · statement narration
EXCESS DEBIT CHG
Also printed as: LEDGER FOLIO CHG · EXCESS ENTRIES CHG · TXN CHARGES
Decoded
A charge for transactions beyond the free number of debit entries in the period.
Hinglish meinPeriod mein free debit entries se zyada transaction hone par lagta hai.
- First 50 debit entries (half year)
First 50 debit entries (half year), Bank’s own figure
From Canara Bank — Non-Credit and Non-Forex Service Charges
Verified
- Bank’s own figure
- Each debit entry after that
Each debit entry after that, ₹10 + 18% GST
From Canara Bank — Non-Credit and Non-Forex Service Charges
Verified
- ₹10 + 18% GST
EXCESS DEBIT CHG on your Canara Bank statement — A charge for transactions beyond the free number of debit entries in the period. The bank publishes a rate table, not one figure; the rates are below.
Read from Canara Bank — Non-Credit and Non-Forex Service Charges on 2026-09-05.
What it costs, including GST1 rule · rate table, conditions and waiver
Savings Bank Account — Standard Balance Schedule · General
Fifty debit entries free per half year; Rs 10 per debit entry thereafter
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| First 50 debit entries (half year) | ₹0 | — |
| Each debit entry after that | ₹10 | ₹11.80 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Canara Bank savings accounts. The free entitlement excludes debits made through alternate channels, which the page counts separately. GST is additional.
Why it happened and how to avoid it
Why it happened
Your account recorded more debit entries than the free allowance for the half-year or quarter.
How to avoid it
Digital transactions and standing instructions are usually excluded from the count.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Canara Bank — Non-Credit and Non-Forex Service Charges
Retrieved 2026-09-05
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