Canara Bank · statement narration
IMPS CHG
Also printed as: IMPS CHARGES · IMPS COMM · IMPS TXN CHG
Decoded
A charge on an IMPS instant transfer.
Hinglish meinIMPS instant transfer par lagne wala charge.
- Below Rs1,000
- Bank’s own figure
- Rs1,000 to below Rs10,000
Rs1,000 to below Rs10,000, ₹3 + 18% GST
From Canara Bank — Non-Credit and Non-Forex Service Charges
Verified
- ₹3 + 18% GST
IMPS CHG on your Canara Bank statement — A charge on an IMPS instant transfer. The bank publishes a rate table, not one figure; the rates are below.
Read from Canara Bank — Non-Credit and Non-Forex Service Charges on 2026-08-09.
IMPS transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Show all 20 banks
Not on this chart (1)
- ICICI Bank — Levied per transaction rather than per transaction, so not drawn against the others.
What it costs, including GST1 rule · rate table, conditions and waiver
Retail Banking Service Charges · Other
IMPS transaction amount through Internet/Mobile Banking
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Below Rs1,000 | ₹0 | — |
| Rs1,000 to below Rs10,000 | ₹3 | ₹3.54 |
| Rs10,000 to below Rs25,000 | ₹5 | ₹5.90 |
| Rs25,000 to below Rs1,00,000 | ₹8 | ₹9.44 |
| Rs1,00,000 to below Rs2,00,000 | ₹15 | ₹17.70 |
| Rs2,00,000 to Rs5,00,000 | ₹20 | ₹23.60 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: For SB/CA/OD/OCC funds transfer through Internet and Mobile Banking Services.
Documented waiver: Staff Account, Ex-Staff, Jan Dhan Accounts, BSBD Accounts and other Financial Inclusion Accounts are exempt as explicitly published.
Why it happened and how to avoid it
Why it happened
An IMPS transfer was sent from your account.
How to avoid it
Use UPI for smaller amounts, or NEFT through digital banking, both of which usually carry no charge.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Canara Bank — Non-Credit and Non-Forex Service Charges
Retrieved 2026-08-09
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