Canara Bank · statement narration
IMPS CHG
IMPS CHG on your Canara Bank statement — A charge on an IMPS instant transfer. The bank publishes a rate table, not one figure; the rates are below.
Read from Canara Bank — Non-Credit and Non-Forex Service Charges on 2026-08-09.
Also printed as
IMPS CHARGES, IMPS COMM, IMPS TXN CHG.
Hinglish mein
IMPS instant transfer par lagne wala charge.
What it costs, including GST
Retail Banking Service Charges · Other
IMPS transaction amount through Internet/Mobile Banking
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Below Rs1,000 | ₹0 | — |
| Rs1,000 to below Rs10,000 | ₹3 | ₹3.54 |
| Rs10,000 to below Rs25,000 | ₹5 | ₹5.90 |
| Rs25,000 to below Rs1,00,000 | ₹8 | ₹9.44 |
| Rs1,00,000 to below Rs2,00,000 | ₹15 | ₹17.70 |
| Rs2,00,000 to Rs5,00,000 | ₹20 | ₹23.60 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: For SB/CA/OD/OCC funds transfer through Internet and Mobile Banking Services.
Documented waiver: Staff Account, Ex-Staff, Jan Dhan Accounts, BSBD Accounts and other Financial Inclusion Accounts are exempt as explicitly published.
Why it happened
An IMPS transfer was sent from your account.
How to avoid it
Use UPI for smaller amounts, or NEFT through digital banking, both of which usually carry no charge.