Verified Bank Tariff
Axis Bank Limited Charges & Fees
- Charges verified
- 16
- 16 checked rules · 9 fee categories · 3 account variants
Complete official Schedule of Charges for Axis Bank Limited. Every fee entry is backed by verified citations, 18% GST treatment, waiver conditions, and RBI dispute rights.
At a glance
Axis Bank Limited’s own figures, before GST. Tap a figure for its source.
- SMS alerts
Not verified yet
No official figure checked for this bank.
- Demand draft
Bank’s figure
Low vs 12 banks
- RTGSAxis Bank changed this page on 12 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗
Bank’s figure
Free
- IMPS
Top rate · from ₹2.50
Low vs 20 banks
- NEFTAxis Bank changed this page on 12 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗
Bank’s figure
Free
- Minimum balance
Bank’s figure
Free
- Cheque return
Top rate · from ₹500
High vs 7 banks
- Locker rent
Not verified yet
No official figure checked for this bank.
Verified Fee Categories for Axis Bank Limited
Account closure charges1 checked entry
Savings & Salary Accounts — Service Charge Portfolio · Branch
Closed within 14 days of account opening: ₹0.00 · Closed between 14 days and 1 year of account opening: ₹500.00 · Closed post 1 year of account opening: ₹0.00
Trigger Condition
Axis savings-account closure timing rule surfaced in the current fees master and independently corroborated by current Digital Savings terms. Product-specific schedules should still be selected where Axis publishes an override.
Verified on 2026-08-09
ATM charges1 checked entry
Savings & Salary Accounts — Service Charge Portfolio · ATM
Financial — Axis/non-Axis ATM — After applicable free limit: ₹23.00 · Non-financial — Axis/non-Axis ATM — After free limit, through 30 combined monthly transactions: ₹10.00 · Non-financial — non-Axis ATM — After 30 combined monthly transactions: ₹21.00
Trigger Condition
Axis New Easy Access Savings Account (fee-master selected value 57, labelled Wef 15Th Feb 2025). First 5 financial transactions free at Axis ATMs; non-Axis first 3 combined transactions free in six metros, first 5 elsewhere. After 30 combined monthly transactions, non-Axis non-financial fee is Rs21. No post-30 Axis non-financial figure is inferred.
Verified on 2026-09-17
Cheque charges8 checked entries
Savings & Salary Accounts — Service Charge Portfolio · Branch
₹0 (Free)
Trigger Condition
Basic Savings Bank Deposit (BSBD) / PMJDY account only.
Verified on 2026-08-09
Savings & Salary Accounts — Service Charge Portfolio · Branch
₹0 (Free)
Trigger Condition
First annual 25-leaf chequebook only; applies to Easy Access Savings, Easy Access Salary, Woman's Savings, Future Stars, Insurance Agents Savings, Krishi Savings and Sahaj Savings accounts. The source does not state the post-free-limit price for these families in this row, so none is invented.
Verified on 2026-08-09
Savings & Salary Accounts — Service Charge Portfolio · Branch
₹0 (Free)
Trigger Condition
Prime Salary Account and Prime Plus Savings Account only.
Verified on 2026-08-09
Savings & Salary Accounts — Service Charge Portfolio · Branch
₹50.00
Trigger Condition
Prime Savings, Power Salute Senior Privilege Priority Savings, Priority Savings and Priority Salary Savings. The source does not define the relevant free limit in this row.
Verified on 2026-08-09
Savings & Salary Accounts — Service Charge Portfolio · Cheque
First return: ₹500.00 · Second return onward: ₹550.00
Trigger Condition
Axis New Easy Access Savings Account (fee-master selected value 57, labelled Wef 15Th Feb 2025); inward cheque returned for a financial reason.
Verified on 2026-09-17
Savings & Salary Accounts — Service Charge Portfolio · Branch
₹50.00
Trigger Condition
Applies to Special Accounts, Smart Privilege, Senior Citizen Savings, Salary Power Plus, Inaam Personal Bank and Gold Loan Savings. The source says 'beyond the free limit' but does not define that free limit in the same row, so it is not invented here.
Verified on 2026-08-09
Savings & Salary Accounts — Service Charge Portfolio · Branch
₹0 (Free)
Trigger Condition
Wealth Salary, Wealth Savings, Burgundy Savings, Burgundy Salary, Pension Savings and Trust Savings accounts.
Verified on 2026-08-09
Savings & Salary Accounts — Service Charge Portfolio · Branch
₹100.00
Trigger Condition
Youth Account only.
Verified on 2026-08-09
Demand Draft charges1 checked entry
Savings & Salary Accounts — Service Charge Portfolio · Branch
₹50.00
Trigger Condition
Axis New Easy Access Savings Account (fee-master selected value 57, labelled Wef 15Th Feb 2025); demand draft amount up to Rs10,000. Higher amounts use a per-thousand formula and are deliberately excluded.
Verified on 2026-09-17
ECS / NACH return charges1 checked entry
Savings & Salary Accounts — Service Charge Portfolio · General
First return: ₹500.00 · Second return onward: ₹550.00
Trigger Condition
Axis New Easy Access Savings Account (fee-master selected value 57, labelled Wef 15Th Feb 2025); ECS debit returned.
Verified on 2026-09-17
IMPS charges1 checked entry
Savings & Salary Accounts — Service Charge Portfolio · General
Up to Rs1,000: ₹2.50 · Above Rs1,000 up to Rs1 lakh: ₹5.00 · Above Rs1 lakh up to Rs5 lakh: ₹10.00
Trigger Condition
Axis New Easy Access Savings Account (fee-master selected value 57, labelled Wef 15Th Feb 2025); regular IMPS tariff before any exact product concession.
Verified on 2026-09-17
Minimum balance charges1 checked entry
Employee Reimbursement Account · General
₹0 (Free)
Trigger Condition
Axis Bank Employee Reimbursement Account only.
Verified on 2026-08-15
NEFT charges1 checked entry
Priority Salary Account · General
₹0 (Free)
Trigger Condition
Axis Bank Priority Salary Account only; salary-account eligibility and salary-credit conditions remain applicable.
Verified on 2026-08-15
RTGS charges1 checked entry
Priority Salary Account · General
₹0 (Free)
Trigger Condition
Axis Bank Priority Salary Account only; salary-account eligibility and salary-credit conditions remain applicable.
Verified on 2026-08-15
What Axis Bank Limited prints on your statementStatement narrations · 5 decoded
5 narrations decoded against Axis Bank Limited's own schedule of charges — the plain-English and Hinglish meaning, the exact amount including GST, and how to avoid it.
ACCT CLOSURE CHGA fee for closing your account within a defined period after opening it.
CHQ BOOK CHGA charge for cheque leaves issued beyond the free allowance for the year.
MIN BAL CHGA penalty for not keeping the required average balance in your account for the month or quarter.
NEFT CHGA charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge.
RTGS CHGA charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
Annual Account Leakage AuditHow much is Axis Bank Limited quietly deducting every year?
How much is Axis Bank Limited quietly deducting from your account every year?
Run our 60-second audit to total the charges we can trace to published tariff documents.
Official Axis Bank Limited tariff documentsThe bank’s own Schedule of Charges and website
Disputing a Wrongful Charge at Axis Bank LimitedDispute & Refund Assistance · RBI three-level route
Under Reserve Bank of India (RBI) consumer protection directives, account holders have statutory rights to claim refunds for unauthorized debits, failed ATM transactions, or penalties debited without prior notification.
Branch / Helpdesk Ticket
Email Axis Bank Limited customer service quoting the transaction ID and account details. TAT: 7 working days.
Principal Nodal Officer
If unresolved within 7 days, escalate to Axis Bank Limited's Principal Nodal Officer (PNO). TAT: 14–30 days.
RBI Banking Ombudsman
Lodge a statutory complaint on the RBI CMS Portal (cms.rbi.org.in) if rejected or delayed past 30 days.
Need a pre-filled grievance email draft for AMB penalties or debit card AMC?
Open Dispute Letter GeneratorFrequently Asked Questions (Axis Bank Limited)4 questions
What is the minimum balance (AMB) requirement in Axis Bank Limited?
In Axis Bank Limited, the minimum average balance (AMB/MAB) varies by account tier and branch location. Regular savings accounts in metros typically require maintaining the published threshold, while salary accounts and BSBDA zero-balance accounts have ₹0 AMB requirements.
What are the debit card annual maintenance charges (AMC) for Axis Bank Limited?
Debit card maintenance charges at Axis Bank Limited are billed annually based on card variant plus 18% GST.
Can Axis Bank Limited deduct minimum balance penal charges without sending an SMS?
No. Under RBI Master Direction (DBOD.No.Leg.BC.21/09.07.006/2015-16), Axis Bank Limited is legally mandated to notify the customer via SMS or email giving them a 30-day notice window to restore their balance before any penalty can be debited. If debited without prior notification, you are entitled to a full reversal.
How do I dispute a wrongful fee or charge deducted by Axis Bank Limited?
To dispute a wrongful deduction at Axis Bank Limited: (1) Send an email to the Branch Manager / Customer Service citing the relevant RBI circular and transaction ID. (2) If unresolved within 7 days, escalate to Axis Bank Limited's Principal Nodal Officer (PNO). (3) If unresolved after 30 days, lodge a complaint with the RBI Banking Ombudsman via the CMS portal (cms.rbi.org.in).