Verified Bank Tariff
Bandhan Bank Limited Charges & Fees
Complete official Schedule of Charges for Bandhan Bank Limited. Every fee entry is backed by verified citations, 18% GST treatment, waiver conditions, and RBI dispute rights.
How much is Bandhan Bank Limited quietly deducting from your account every year?
Run our 60-second audit to total the charges we can trace to published tariff documents.
Verified Fee Categories for Bandhan Bank Limited
IMPS
1 checked entry
Minimum balance
1 checked entry
NEFT
2 checked entries
Other charge
1 checked entry
RTGS
1 checked entry
Bandhan Bank Limited
IMPS charges
Government Salary Account · Other
₹0 (Free)
Trigger Condition
Bandhan Bank Government Salary Account only. The source lists IMPS among free fund transfers but does not split the channel.
Verified on 2026-08-15
Bandhan Bank Limited
Minimum balance charges
Government Salary Account · General
₹0 (Free)
Trigger Condition
Bandhan Bank Government Salary Account only. Product eligibility is limited to government employees whose employer has a corporate arrangement with the Bank.
Verified on 2026-08-15
Bandhan Bank Limited
NEFT charges
Government Salary Account · Branch
₹0 (Free)
Trigger Condition
Bandhan Bank Government Salary Account only; branch NEFT is explicitly included in the product's free fund-transfer list.
Verified on 2026-08-15
Government Salary Account · Other
₹0 (Free)
Trigger Condition
Bandhan Bank Government Salary Account only. 'Other' groups the two source-named digital channels: Internet Banking and mBandhan 2.0.
Verified on 2026-08-15
Bandhan Bank Limited
Other bank charges
Government Salary Account · Other
₹0 (Free)
Trigger Condition
Bandhan Bank Government Salary Account only; employer corporate arrangement and account eligibility remain applicable.
Verified on 2026-08-15
Bandhan Bank Limited
RTGS charges
Government Salary Account · Other
₹0 (Free)
Trigger Condition
Bandhan Bank Government Salary Account only. The source lists RTGS among free fund transfers but does not split the channel, so no narrower channel is invented.
Verified on 2026-08-15
What Bandhan Bank Limited prints on your statement
5 narrations decoded against Bandhan Bank Limited's own schedule of charges — the plain-English and Hinglish meaning, the exact amount including GST, and how to avoid it.
DEBIT CARD FEEA one-time fee charged when a debit card is issued to you.
IMPS CHGA charge on an IMPS instant transfer.
MIN BAL CHGA penalty for not keeping the required average balance in your account for the month or quarter.
NEFT CHGA charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge.
RTGS CHGA charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
Disputing a Wrongful Charge at Bandhan Bank Limited
Under Reserve Bank of India (RBI) consumer protection directives, account holders have statutory rights to claim refunds for unauthorized debits, failed ATM transactions, or penalties debited without prior notification.
Branch / Helpdesk Ticket
Email Bandhan Bank Limited customer service quoting the transaction ID and account details. TAT: 7 working days.
Principal Nodal Officer
If unresolved within 7 days, escalate to Bandhan Bank Limited's Principal Nodal Officer (PNO). TAT: 14–30 days.
RBI Banking Ombudsman
Lodge a statutory complaint on the RBI CMS Portal (cms.rbi.org.in) if rejected or delayed past 30 days.
Need a pre-filled grievance email draft for AMB penalties or debit card AMC?
Open Dispute Letter GeneratorFrequently Asked Questions (Bandhan Bank Limited)
What is the minimum balance (AMB) requirement in Bandhan Bank Limited?
In Bandhan Bank Limited, the minimum average balance (AMB/MAB) varies by account tier and branch location. Regular savings accounts in metros typically require maintaining the published threshold, while salary accounts and BSBDA zero-balance accounts have ₹0 AMB requirements.
What are the debit card annual maintenance charges (AMC) for Bandhan Bank Limited?
Debit card maintenance charges at Bandhan Bank Limited are billed annually based on card variant plus 18% GST.
Can Bandhan Bank Limited deduct minimum balance penal charges without sending an SMS?
No. Under RBI Master Direction (DBOD.No.Leg.BC.21/09.07.006/2015-16), Bandhan Bank Limited is legally mandated to notify the customer via SMS or email giving them a 30-day notice window to restore their balance before any penalty can be debited. If debited without prior notification, you are entitled to a full reversal.
How do I dispute a wrongful fee or charge deducted by Bandhan Bank Limited?
To dispute a wrongful deduction at Bandhan Bank Limited: (1) Send an email to the Branch Manager / Customer Service citing the relevant RBI circular and transaction ID. (2) If unresolved within 7 days, escalate to Bandhan Bank Limited's Principal Nodal Officer (PNO). (3) If unresolved after 30 days, lodge a complaint with the RBI Banking Ombudsman via the CMS portal (cms.rbi.org.in).