Verified Bank Tariff

RBL Bank Limited Charges & Fees

Charges verified
38
38 checked rules · 7 fee categories · 8 account variants

Complete official Schedule of Charges for RBL Bank Limited. Every fee entry is backed by verified citations, 18% GST treatment, waiver conditions, and RBI dispute rights.

Figures are the bank’s own, before GST unless a rule says otherwise.Last verified
RBL Bank Limited
Cheapest: RTGS freeCostliest: Minimum balance up to ₹1,000

At a glance

RBL Bank Limited’s own figures, before GST. Tap a figure for its source.

Verified Fee Categories for RBL Bank Limited

Account closure charges2 checked entries
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Savings Accounts — Schedule of Charges · Branch

₹500.00

Trigger Condition

RBL Bank savings accounts on the standard schedule, closed within 6 months of account opening. Waived if the account is closed within 14 days of account opening, and waived for senior citizens. Seniors First Savings carries no closure charge at all and is stored as its own product rule. The schedule states no charge for closure after 6 months, so none is recorded. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Seniors First Savings Account · Branch

₹0 (Free)

Trigger Condition

RBL Bank Seniors First Savings Account only; the schedule states account closure is free for this product, so the standard within-6-months charge on the same schedule does not apply to it.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

ATM charges6 checked entries
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Savings Accounts — Schedule of Charges · ATM

Five free transactions per month at metro and non-metro locations; Rs 23 per financial transaction beyond the free limit (₹23.00 per financial transaction after 5 free)

Trigger Condition

RBL Bank savings accounts on the standard schedule; financial transactions at other banks' domestic ATMs. The schedule states one free limit of five transactions per month at metro and non-metro locations for other-bank ATM usage; that limit is repeated on the non-financial rule because the schedule states it once for both. Seniors First and RBL Rise/Imperium have a larger free limit and carry their own product rules. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Savings Accounts — Schedule of Charges · ATM

Five free transactions per month at metro and non-metro locations; Rs 9.50 per non-financial transaction beyond the free limit (₹9.50 per non-financial transaction after 5 free)

Trigger Condition

RBL Bank savings accounts on the standard schedule; non-financial transactions at other banks' domestic ATMs. The schedule states one free limit of five transactions per month at metro and non-metro locations for other-bank ATM usage; that limit is repeated on the financial rule because the schedule states it once for both. Seniors First and RBL Rise/Imperium have a larger free limit and carry their own product rules. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Imperium Savings Account (formerly RBL Rise) · ATM

Ten free transactions per month; Rs 23 per financial transaction beyond the free limit (₹23.00 per financial transaction after 10 free)

Trigger Condition

RBL Bank Imperium Savings Account, named RBL Rise/Imperium on the schedule only; financial transactions at other banks' domestic ATMs. The schedule raises the free limit to ten transactions per month for this product; the per-transaction charge beyond it is the same as on the standard schedule. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Imperium Savings Account (formerly RBL Rise) · ATM

Ten free transactions per month; Rs 9.50 per non-financial transaction beyond the free limit (₹9.50 per non-financial transaction after 10 free)

Trigger Condition

RBL Bank Imperium Savings Account, named RBL Rise/Imperium on the schedule only; non-financial transactions at other banks' domestic ATMs. The schedule raises the free limit to ten transactions per month for this product; the per-transaction charge beyond it is the same as on the standard schedule. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Seniors First Savings Account · ATM

Ten free transactions per month; Rs 23 per financial transaction beyond the free limit (₹23.00 per financial transaction after 10 free)

Trigger Condition

RBL Bank Seniors First Savings Account only; financial transactions at other banks' domestic ATMs. The schedule raises the free limit to ten transactions per month for this product; the per-transaction charge beyond it is the same as on the standard schedule. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Seniors First Savings Account · ATM

Ten free transactions per month; Rs 9.50 per non-financial transaction beyond the free limit (₹9.50 per non-financial transaction after 10 free)

Trigger Condition

RBL Bank Seniors First Savings Account only; non-financial transactions at other banks' domestic ATMs. The schedule raises the free limit to ten transactions per month for this product; the per-transaction charge beyond it is the same as on the standard schedule. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Cheque charges1 checked entry
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Basic Savings Account (BSBDA) · Branch

₹0 (Free)

Trigger Condition

RBL Bank Basic Savings Account only. The official page states two cheque books per year (40 leaves) are free; no beyond-allowance fee is inferred.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-08-15

IMPS charges3 checked entries
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Imperium Savings Account (formerly RBL Rise) · General

₹0 (Free)

Trigger Condition

RBL Bank Imperium Savings Account, named RBL Rise/Imperium on the schedule only; the schedule states IMPS is free for this product, so the standard IMPS slabs on the same schedule do not apply to it. No channel split is stated for IMPS and none is inferred.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Savings Accounts — Schedule of Charges · General

Up to Rs 1,000: ₹2.50 · Rs 1,001 to Rs 25,000: ₹5.00 · Rs 25,001 to Rs 5,00,000: ₹15.00

Trigger Condition

RBL Bank savings accounts on the standard schedule. The schedule states no channel split for IMPS, so none is inferred. The same schedule makes IMPS free for Seniors First and RBL Rise/Imperium, each of which carries its own product rule instead of being flattened into this one. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Seniors First Savings Account · General

₹0 (Free)

Trigger Condition

RBL Bank Seniors First Savings Account only; the schedule states IMPS is free for this product, so the standard IMPS slabs on the same schedule do not apply to it. No channel split is stated for IMPS and none is inferred.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Minimum balance charges15 checked entries
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Basic Savings Account (BSBDA) · General

₹0 (Free)

Trigger Condition

RBL Bank Basic Savings Account only.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-08-15

Imperium Savings Account (formerly RBL Rise) · General

5% of shortfall, max ₹1,000.00

Trigger Condition

RBL Bank Imperium Savings Account, named RBL Rise/Imperium on the schedule. Required AMB: Rs 50,000. Charged when the balance maintained during the month is more than 50% of the required average monthly balance: 5% of the shortfall, capped at Rs 1,000 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Imperium Savings Account (formerly RBL Rise) · General

10% of shortfall, max ₹1,000.00

Trigger Condition

RBL Bank Imperium Savings Account, named RBL Rise/Imperium on the schedule. Required AMB: Rs 50,000. Charged when the balance maintained during the month is 50% or less of the required average monthly balance: 10% of the shortfall, capped at Rs 1,000 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Prime Edge / Prime Max Savings Account · General

5% of shortfall, max ₹500.00

Trigger Condition

RBL Bank Prime Edge / Prime Max Savings Account. Required AMB: Rs 10,000. Charged when the balance maintained during the month is more than 50% of the required average monthly balance: 5% of the shortfall, capped at Rs 500 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Prime Edge / Prime Max Savings Account · General

10% of shortfall, max ₹500.00

Trigger Condition

RBL Bank Prime Edge / Prime Max Savings Account. Required AMB: Rs 10,000. Charged when the balance maintained during the month is 50% or less of the required average monthly balance: 10% of the shortfall, capped at Rs 500 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Prime Savings Account · General

5% of shortfall, max ₹500.00

Trigger Condition

RBL Bank Prime Savings Account at rural branches. Required AMB: Rs 2,500. Charged when the balance maintained during the month is more than 50% of the required average monthly balance: 5% of the shortfall, capped at Rs 500 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Prime Savings Account · General

10% of shortfall, max ₹500.00

Trigger Condition

RBL Bank Prime Savings Account at rural branches. Required AMB: Rs 2,500. Charged when the balance maintained during the month is 50% or less of the required average monthly balance: 10% of the shortfall, capped at Rs 500 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Prime Savings Account · General

5% of shortfall, max ₹500.00

Trigger Condition

RBL Bank Prime Savings Account at semi-urban branches. Required AMB: Rs 5,000. Charged when the balance maintained during the month is more than 50% of the required average monthly balance: 5% of the shortfall, capped at Rs 500 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Prime Savings Account · General

10% of shortfall, max ₹500.00

Trigger Condition

RBL Bank Prime Savings Account at semi-urban branches. Required AMB: Rs 5,000. Charged when the balance maintained during the month is 50% or less of the required average monthly balance: 10% of the shortfall, capped at Rs 500 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Revelio Savings Account (formerly Advantage Savings) · General

5% of shortfall, max ₹500.00

Trigger Condition

RBL Bank Revelio Savings Account, named Advantage/Revelio on the schedule. Required AMB: Rs 25,000. Charged when the balance maintained during the month is more than 50% of the required average monthly balance: 5% of the shortfall, capped at Rs 500 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Revelio Savings Account (formerly Advantage Savings) · General

10% of shortfall, max ₹500.00

Trigger Condition

RBL Bank Revelio Savings Account, named Advantage/Revelio on the schedule. Required AMB: Rs 25,000. Charged when the balance maintained during the month is 50% or less of the required average monthly balance: 10% of the shortfall, capped at Rs 500 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Seniors First Savings Account · General

5% of shortfall, max ₹500.00

Trigger Condition

RBL Bank Seniors First Savings Account. Required AMB: Rs 5,000. Charged when the balance maintained during the month is more than 50% of the required average monthly balance: 5% of the shortfall, capped at Rs 500 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Seniors First Savings Account · General

10% of shortfall, max ₹500.00

Trigger Condition

RBL Bank Seniors First Savings Account. Required AMB: Rs 5,000. Charged when the balance maintained during the month is 50% or less of the required average monthly balance: 10% of the shortfall, capped at Rs 500 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Woman's First Savings Account · General

5% of shortfall, max ₹500.00

Trigger Condition

RBL Bank Woman's First Savings Account. Required AMB: Rs 10,000. Charged when the balance maintained during the month is more than 50% of the required average monthly balance: 5% of the shortfall, capped at Rs 500 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Woman's First Savings Account · General

10% of shortfall, max ₹500.00

Trigger Condition

RBL Bank Woman's First Savings Account. Required AMB: Rs 10,000. Charged when the balance maintained during the month is 50% or less of the required average monthly balance: 10% of the shortfall, capped at Rs 500 per month. Not applicable once the account becomes dormant. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

NEFT charges6 checked entries
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Imperium Savings Account (formerly RBL Rise) · Branch

₹0 (Free)

Trigger Condition

RBL Bank Imperium Savings Account, named RBL Rise/Imperium on the schedule only; NEFT outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Savings Accounts — Schedule of Charges · Branch

Under Rs 50,000: ₹2.00 · Rs 50,000 to Rs 1,00,000: ₹5.00 · Above Rs 1,00,000: ₹10.00

Trigger Condition

RBL Bank savings accounts on the standard schedule; NEFT outward through a branch. The same schedule makes branch NEFT free for Seniors First, Advantage/Revelio and RBL Rise/Imperium, each of which carries its own product rule instead of being flattened into this one. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Savings Accounts — Schedule of Charges · Other

₹0 (Free)

Trigger Condition

RBL Bank savings accounts, all products; NEFT outward initiated through the bank's online channels. The channel value names the online channels the schedule groups together and does not extend to branch NEFT, which is charged on the standard schedule.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Revelio Savings Account (formerly Advantage Savings) · Branch

₹0 (Free)

Trigger Condition

RBL Bank Revelio Savings Account, named Advantage/Revelio on the schedule only; NEFT outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Seniors First Savings Account · General

₹0 (Free)

Trigger Condition

RBL Bank Seniors First Savings Account only. Current official eligibility requires the applicant to be an Indian national aged 60 years or above. The page states free and unlimited IMPS/NEFT/RTGS/ATM transactions without a channel qualifier, so no channel is inferred here.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-08-15

Seniors First Savings Account · Branch

₹0 (Free)

Trigger Condition

RBL Bank Seniors First Savings Account only; NEFT outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

RTGS charges5 checked entries
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Imperium Savings Account (formerly RBL Rise) · Branch

₹0 (Free)

Trigger Condition

RBL Bank Imperium Savings Account, named RBL Rise/Imperium on the schedule only; RTGS outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Revelio Savings Account (formerly Advantage Savings) · Branch

₹0 (Free)

Trigger Condition

RBL Bank Revelio Savings Account, named Advantage/Revelio on the schedule only; RTGS outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Savings Accounts — Schedule of Charges · Branch

Rs 2,00,000 to Rs 5,00,000: ₹20.00 · Above Rs 5,00,000: ₹40.00

Trigger Condition

RBL Bank savings accounts on the standard schedule; RTGS outward through a branch. The same schedule makes branch RTGS free for Seniors First, Advantage/Revelio and RBL Rise/Imperium, each of which carries its own product rule instead of being flattened into this one. Taxes are additional.

GST: Applicable (+18% GST added to base amount)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Savings Accounts — Schedule of Charges · Other

₹0 (Free)

Trigger Condition

RBL Bank savings accounts, all products; RTGS outward initiated through the bank's online channels. The channel value names the online channels the schedule groups together and does not extend to branch RTGS, which is charged on the standard schedule.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

Seniors First Savings Account · Branch

₹0 (Free)

Trigger Condition

RBL Bank Seniors First Savings Account only; RTGS outward through a branch, which the schedule states is free for this product. The standard branch tariff on the same schedule does not apply to it.

GST: Does not apply (Zero tax)
Official Source Schedule

Verified on 2026-09-05 · Effective: 2026-02-02

What RBL Bank Limited prints on your statementStatement narrations · 1 decoded

1 narration decoded against RBL Bank Limited's own schedule of charges — the plain-English and Hinglish meaning, the exact amount including GST, and how to avoid it.

Annual Account Leakage AuditHow much is RBL Bank Limited quietly deducting every year?
Annual Account Leakage Audit

How much is RBL Bank Limited quietly deducting from your account every year?

Run our 60-second audit to total the charges we can trace to published tariff documents.

Audit My RBL Bank Limited Fees
Official RBL Bank Limited tariff documentsThe bank’s own Schedule of Charges and website
Disputing a Wrongful Charge at RBL Bank LimitedDispute & Refund Assistance · RBI three-level route

Under Reserve Bank of India (RBI) consumer protection directives, account holders have statutory rights to claim refunds for unauthorized debits, failed ATM transactions, or penalties debited without prior notification.

LEVEL 1

Branch / Helpdesk Ticket

Email RBL Bank Limited customer service quoting the transaction ID and account details. TAT: 7 working days.

LEVEL 2

Principal Nodal Officer

If unresolved within 7 days, escalate to RBL Bank Limited's Principal Nodal Officer (PNO). TAT: 14–30 days.

LEVEL 3

RBI Banking Ombudsman

Lodge a statutory complaint on the RBI CMS Portal (cms.rbi.org.in) if rejected or delayed past 30 days.

Need a pre-filled grievance email draft for AMB penalties or debit card AMC?

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Frequently Asked Questions (RBL Bank Limited)4 questions

What is the minimum balance (AMB) requirement in RBL Bank Limited?

In RBL Bank Limited, the minimum average balance (AMB/MAB) varies by account tier and branch location. Regular savings accounts in metros typically require maintaining the published threshold, while salary accounts and BSBDA zero-balance accounts have ₹0 AMB requirements.

What are the debit card annual maintenance charges (AMC) for RBL Bank Limited?

Debit card maintenance charges at RBL Bank Limited are billed annually based on card variant plus 18% GST.

Can RBL Bank Limited deduct minimum balance penal charges without sending an SMS?

No. Under RBI Master Direction (DBOD.No.Leg.BC.21/09.07.006/2015-16), RBL Bank Limited is legally mandated to notify the customer via SMS or email giving them a 30-day notice window to restore their balance before any penalty can be debited. If debited without prior notification, you are entitled to a full reversal.

How do I dispute a wrongful fee or charge deducted by RBL Bank Limited?

To dispute a wrongful deduction at RBL Bank Limited: (1) Send an email to the Branch Manager / Customer Service citing the relevant RBI circular and transaction ID. (2) If unresolved within 7 days, escalate to RBL Bank Limited's Principal Nodal Officer (PNO). (3) If unresolved after 30 days, lodge a complaint with the RBI Banking Ombudsman via the CMS portal (cms.rbi.org.in).