Verified Bank Tariff
YES BANK Limited Charges & Fees
- Charges verified
- 5
- 5 checked rules · 5 fee categories · 2 account variants
Complete official Schedule of Charges for YES BANK Limited. Every fee entry is backed by verified citations, 18% GST treatment, waiver conditions, and RBI dispute rights.
At a glance
YES BANK Limited’s own figures, before GST. Tap a figure for its source.
- SMS alerts
Not verified yet
No official figure checked for this bank.
- Demand draft
Not verified yet
No official figure checked for this bank.
- RTGS
Bank’s figure
Free
- IMPS
Bank’s figure
Free
- NEFT
Bank’s figure
Free
- Minimum balance
Bank’s figure
Free
- Cheque return
Not verified yet
No official figure checked for this bank.
- Locker rent
Not verified yet
No official figure checked for this bank.
Verified Fee Categories for YES BANK Limited
Debit card charges1 checked entry
Basic Savings Bank Deposit Account (BSBDA) · Other
₹0 (Free)
Trigger Condition
YES BANK Basic Savings Bank Deposit Account (BSBDA) only. The current official BSBDA page states the Debit/ATM card is free with the account. No effective date is inferred from the separate schedule listing without using that PDF as this rule's source.
Verified on 2026-08-15
IMPS charges1 checked entry
YES Digital Salary Account · Other
₹0 (Free)
Trigger Condition
YES Digital Salary Account only; digital IMPS through the two source-named channels.
Verified on 2026-08-15
Minimum balance charges1 checked entry
YES Digital Salary Account · General
₹0 (Free)
Trigger Condition
YES Digital Salary Account only; NIL balance requirement is subject to regular monthly salary credits in the account.
Verified on 2026-08-15
NEFT charges1 checked entry
YES Digital Salary Account · Other
₹0 (Free)
Trigger Condition
YES Digital Salary Account only; digital NEFT through the two source-named channels.
Verified on 2026-08-15
RTGS charges1 checked entry
YES Digital Salary Account · Other
₹0 (Free)
Trigger Condition
YES Digital Salary Account only; digital RTGS through the two source-named channels.
Verified on 2026-08-15
What YES BANK Limited prints on your statementStatement narrations · 3 decoded
3 narrations decoded against YES BANK Limited's own schedule of charges — the plain-English and Hinglish meaning, the exact amount including GST, and how to avoid it.
DEBIT CARD FEEA one-time fee charged when a debit card is issued to you.
NEFT CHGA charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge.
RTGS CHGA charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
Annual Account Leakage AuditHow much is YES BANK Limited quietly deducting every year?
How much is YES BANK Limited quietly deducting from your account every year?
Run our 60-second audit to total the charges we can trace to published tariff documents.
Official YES BANK Limited tariff documentsThe bank’s own Schedule of Charges and website
Disputing a Wrongful Charge at YES BANK LimitedDispute & Refund Assistance · RBI three-level route
Under Reserve Bank of India (RBI) consumer protection directives, account holders have statutory rights to claim refunds for unauthorized debits, failed ATM transactions, or penalties debited without prior notification.
Branch / Helpdesk Ticket
Email YES BANK Limited customer service quoting the transaction ID and account details. TAT: 7 working days.
Principal Nodal Officer
If unresolved within 7 days, escalate to YES BANK Limited's Principal Nodal Officer (PNO). TAT: 14–30 days.
RBI Banking Ombudsman
Lodge a statutory complaint on the RBI CMS Portal (cms.rbi.org.in) if rejected or delayed past 30 days.
Need a pre-filled grievance email draft for AMB penalties or debit card AMC?
Open Dispute Letter GeneratorFrequently Asked Questions (YES BANK Limited)4 questions
What is the minimum balance (AMB) requirement in YES BANK Limited?
In YES BANK Limited, the minimum average balance (AMB/MAB) varies by account tier and branch location. Regular savings accounts in metros typically require maintaining the published threshold, while salary accounts and BSBDA zero-balance accounts have ₹0 AMB requirements.
What are the debit card annual maintenance charges (AMC) for YES BANK Limited?
Annual debit card charges at YES BANK Limited depend on the issued card variant (Classic, Platinum, Millennia, or Signature) plus 18% GST. Customers can also request basic RuPay Classic cards which feature nil or minimal AMC under RBI financial inclusion norms.
Can YES BANK Limited deduct minimum balance penal charges without sending an SMS?
No. Under RBI Master Direction (DBOD.No.Leg.BC.21/09.07.006/2015-16), YES BANK Limited is legally mandated to notify the customer via SMS or email giving them a 30-day notice window to restore their balance before any penalty can be debited. If debited without prior notification, you are entitled to a full reversal.
How do I dispute a wrongful fee or charge deducted by YES BANK Limited?
To dispute a wrongful deduction at YES BANK Limited: (1) Send an email to the Branch Manager / Customer Service citing the relevant RBI circular and transaction ID. (2) If unresolved within 7 days, escalate to YES BANK Limited's Principal Nodal Officer (PNO). (3) If unresolved after 30 days, lodge a complaint with the RBI Banking Ombudsman via the CMS portal (cms.rbi.org.in).