Verified Bank Tariff
YES BANK Limited Charges & Fees
Complete official Schedule of Charges for YES BANK Limited. Every fee entry is backed by verified citations, 18% GST treatment, waiver conditions, and RBI dispute rights.
How much is YES BANK Limited quietly deducting from your account every year?
Run our 60-second audit to total the charges we can trace to published tariff documents.
Verified Fee Categories for YES BANK Limited
IMPS
1 checked entry
Minimum balance
1 checked entry
NEFT
1 checked entry
Other charge
1 checked entry
RTGS
1 checked entry
YES BANK Limited
IMPS charges
YES Digital Salary Account · Other
₹0 (Free)
Trigger Condition
YES Digital Salary Account only; digital IMPS through the two source-named channels.
Verified on 2026-08-15
YES BANK Limited
Minimum balance charges
YES Digital Salary Account · General
₹0 (Free)
Trigger Condition
YES Digital Salary Account only; NIL balance requirement is subject to regular monthly salary credits in the account.
Verified on 2026-08-15
YES BANK Limited
NEFT charges
YES Digital Salary Account · Other
₹0 (Free)
Trigger Condition
YES Digital Salary Account only; digital NEFT through the two source-named channels.
Verified on 2026-08-15
YES BANK Limited
Other bank charges
Basic Savings Bank Deposit Account (BSBDA) · Other
₹0 (Free)
Trigger Condition
YES BANK Basic Savings Bank Deposit Account (BSBDA) only. The current official BSBDA page states the Debit/ATM card is free with the account. No effective date is inferred from the separate schedule listing without using that PDF as this rule's source.
Verified on 2026-08-15
YES BANK Limited
RTGS charges
YES Digital Salary Account · Other
₹0 (Free)
Trigger Condition
YES Digital Salary Account only; digital RTGS through the two source-named channels.
Verified on 2026-08-15
What YES BANK Limited prints on your statement
3 narrations decoded against YES BANK Limited's own schedule of charges — the plain-English and Hinglish meaning, the exact amount including GST, and how to avoid it.
DEBIT CARD FEEA one-time fee charged when a debit card is issued to you.
NEFT CHGA charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge.
RTGS CHGA charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
Disputing a Wrongful Charge at YES BANK Limited
Under Reserve Bank of India (RBI) consumer protection directives, account holders have statutory rights to claim refunds for unauthorized debits, failed ATM transactions, or penalties debited without prior notification.
Branch / Helpdesk Ticket
Email YES BANK Limited customer service quoting the transaction ID and account details. TAT: 7 working days.
Principal Nodal Officer
If unresolved within 7 days, escalate to YES BANK Limited's Principal Nodal Officer (PNO). TAT: 14–30 days.
RBI Banking Ombudsman
Lodge a statutory complaint on the RBI CMS Portal (cms.rbi.org.in) if rejected or delayed past 30 days.
Need a pre-filled grievance email draft for AMB penalties or debit card AMC?
Open Dispute Letter GeneratorFrequently Asked Questions (YES BANK Limited)
What is the minimum balance (AMB) requirement in YES BANK Limited?
In YES BANK Limited, the minimum average balance (AMB/MAB) varies by account tier and branch location. Regular savings accounts in metros typically require maintaining the published threshold, while salary accounts and BSBDA zero-balance accounts have ₹0 AMB requirements.
What are the debit card annual maintenance charges (AMC) for YES BANK Limited?
Debit card maintenance charges at YES BANK Limited are billed annually based on card variant plus 18% GST.
Can YES BANK Limited deduct minimum balance penal charges without sending an SMS?
No. Under RBI Master Direction (DBOD.No.Leg.BC.21/09.07.006/2015-16), YES BANK Limited is legally mandated to notify the customer via SMS or email giving them a 30-day notice window to restore their balance before any penalty can be debited. If debited without prior notification, you are entitled to a full reversal.
How do I dispute a wrongful fee or charge deducted by YES BANK Limited?
To dispute a wrongful deduction at YES BANK Limited: (1) Send an email to the Branch Manager / Customer Service citing the relevant RBI circular and transaction ID. (2) If unresolved within 7 days, escalate to YES BANK Limited's Principal Nodal Officer (PNO). (3) If unresolved after 30 days, lodge a complaint with the RBI Banking Ombudsman via the CMS portal (cms.rbi.org.in).