Canara Bank · statement narration
EXCESS WDL CHG
Also printed as: EXCESS WITHDRAWAL · WDL LIMIT CHG
Decoded
A charge for withdrawals beyond the free number allowed on your account.
Hinglish meinAccount par allowed free withdrawals se zyada nikalne par lagta hai.
- First 4 withdrawals (monthly)
First 4 withdrawals (monthly), Bank’s own figure
From Canara Bank — Non-Credit and Non-Forex Service Charges
Verified
- Bank’s own figure
- Each withdrawal after that
Each withdrawal after that, ₹5 + 18% GST
From Canara Bank — Non-Credit and Non-Forex Service Charges
Verified
- ₹5 + 18% GST
EXCESS WDL CHG on your Canara Bank statement — A charge for withdrawals beyond the free number allowed on your account. The bank publishes a rate table, not one figure; the rates are below.
Read from Canara Bank — Non-Credit and Non-Forex Service Charges on 2026-09-05.
Other bank charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
What it costs, including GST1 rule · rate table, conditions and waiver
Basic Savings Bank Deposit Account · General
Four withdrawals free per month including own-bank and other-bank ATM withdrawals; up to Rs 5 per withdrawal thereafter
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| First 4 withdrawals (monthly) | ₹0 | — |
| Each withdrawal after that | ₹5 | ₹5.90 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Canara Bank Basic Savings Bank Deposit accounts. The four free withdrawals a month include own-bank and other-bank ATM withdrawals. The page states the charge is not levied where normal charges are already collected, naming ATM and POS cash withdrawal, branch-induced RTGS and NEFT, clearing, transfer, internal debit, standing instructions, EMIs, demand drafts and business correspondent transactions. GST is additional.
Documented waiver: Fully exempt: RuPay debit card transactions, UPI, UPI QR, and NEFT initiated through online channels.
Why it happened and how to avoid it
Why it happened
You made more withdrawals in the period than your account type allows free.
How to avoid it
Consolidate withdrawals, or move to an account variant with a higher free limit.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Canara Bank — Non-Credit and Non-Forex Service Charges
Retrieved 2026-09-05
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