Canara Bank · statement narration
RTGS CHG
RTGS CHG on your Canara Bank statement — A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above. The bank publishes a rate table, not one figure; the rates are below.
Read from Canara Bank — Non-Credit and Non-Forex Service Charges on 2026-09-05.
Also printed as
RTGS CHARGES, RTGS COMM, RTGS OUTWARD CHG.
Hinglish mein
RTGS transfer par lagne wala charge. RTGS Rs 2 lakh se upar ke transfer ke liye hota hai.
What it costs, including GST
Retail Banking Service Charges · General
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Canara Bank accounts; inward RTGS credited to a Canara Bank account.
Retail Banking Service Charges · General
RTGS outward: Rs 24.50 from Rs 2 lakh to Rs 5 lakh, Rs 49.50 above Rs 5 lakh.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Rs 2 lakh to Rs 5 lakh | ₹24.50 | ₹28.91 |
| Above Rs 5 lakh | ₹49.50 | ₹58.41 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Canara Bank outward RTGS. GST is additional.
Why it happened
An outward RTGS transfer was sent from your account, usually through a branch.
How to avoid it
Use internet or mobile banking for RTGS, where charges are lower or nil. Inward RTGS is always free.