Verified Bank Tariff
The Karur Vysya Bank Limited Charges & Fees
- Charges verified
- 6
- 6 checked rules · 4 fee categories · 2 account variants
Complete official Schedule of Charges for The Karur Vysya Bank Limited. Every fee entry is backed by verified citations, 18% GST treatment, waiver conditions, and RBI dispute rights.
At a glance
The Karur Vysya Bank Limited’s own figures, before GST. Tap a figure for its source.
- SMS alerts
Not verified yet
No official figure checked for this bank.
- Demand draft
Not verified yet
No official figure checked for this bank.
- RTGS
Top rate · from ₹15
High vs 22 banks
- IMPS
Not verified yet
No official figure checked for this bank.
- NEFT
Top rate · from ₹0
High vs 30 banks
- Minimum balance
Bank’s figure
Mid vs 5 banks
- Cheque return
Not verified yet
No official figure checked for this bank.
- Locker rent
Not verified yet
No official figure checked for this bank.
Verified Fee Categories for The Karur Vysya Bank Limited
Cheque charges1 checked entry
Regular Savings Account · Branch
25 cheque leaves free per annum, thereafter Rs10 per leaf (₹10.00 per cheque_leaf after 25 free)
Trigger Condition
Karur Vysya Bank Regular Savings Account (155 product) only. Senior Citizen product has a different ₹3-per-leaf treatment and is not flattened into this rule.
Verified on 2026-08-15 · Effective: 2026-03-09
Minimum balance charges1 checked entry
Regular Savings Account · General
₹200.00
Trigger Condition
Karur Vysya Bank Regular Savings Account only. Required MAB: Rs 1,000. Current official product page states a penalty of Rs 200 for non-maintenance of minimum balance.
Verified on 2026-08-15
NEFT charges2 checked entries
Retail Banking Service Charges · Branch
Up to Rs 10,000: ₹2.50 · Above Rs 10,001 to Rs 1 lakh: ₹5.00 · Above Rs 1 lakh to Rs 2 lakh: ₹15.00 · Above Rs 2 lakh: ₹25.00
Trigger Condition
KVB current Remittance Charges — NEFT through branch.
Verified on 2026-08-15
Retail Banking Service Charges · Net banking
₹0 (Free)
Trigger Condition
KVB current Remittance Charges — NEFT through Netbanking.
Verified on 2026-08-15
RTGS charges2 checked entries
Retail Banking Service Charges · Branch
Rs 2 lakh to Rs 5 lakh: ₹25.00 · Above Rs 5 lakh: ₹50.00
Trigger Condition
KVB current Remittance Charges — RTGS through branch.
Verified on 2026-08-15
Retail Banking Service Charges · Net banking
Rs 2 lakh to Rs 5 lakh: ₹15.00 · Above Rs 5 lakh: ₹30.00
Trigger Condition
KVB current Remittance Charges — RTGS through Netbanking.
Verified on 2026-08-15
What The Karur Vysya Bank Limited prints on your statementStatement narrations · 4 decoded
4 narrations decoded against The Karur Vysya Bank Limited's own schedule of charges — the plain-English and Hinglish meaning, the exact amount including GST, and how to avoid it.
CHQ BOOK CHGA charge for cheque leaves issued beyond the free allowance for the year.
MIN BAL CHGA penalty for not keeping the required average balance in your account for the month or quarter.
NEFT CHGA charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge.
RTGS CHGA charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
Annual Account Leakage AuditHow much is The Karur Vysya Bank Limited quietly deducting every year?
How much is The Karur Vysya Bank Limited quietly deducting from your account every year?
Run our 60-second audit to total the charges we can trace to published tariff documents.
Official The Karur Vysya Bank Limited tariff documentsThe bank’s own Schedule of Charges and website
Disputing a Wrongful Charge at The Karur Vysya Bank LimitedDispute & Refund Assistance · RBI three-level route
Under Reserve Bank of India (RBI) consumer protection directives, account holders have statutory rights to claim refunds for unauthorized debits, failed ATM transactions, or penalties debited without prior notification.
Branch / Helpdesk Ticket
Email The Karur Vysya Bank Limited customer service quoting the transaction ID and account details. TAT: 7 working days.
Principal Nodal Officer
If unresolved within 7 days, escalate to The Karur Vysya Bank Limited's Principal Nodal Officer (PNO). TAT: 14–30 days.
RBI Banking Ombudsman
Lodge a statutory complaint on the RBI CMS Portal (cms.rbi.org.in) if rejected or delayed past 30 days.
Need a pre-filled grievance email draft for AMB penalties or debit card AMC?
Open Dispute Letter GeneratorFrequently Asked Questions (The Karur Vysya Bank Limited)4 questions
What is the minimum balance (AMB) requirement in The Karur Vysya Bank Limited?
In The Karur Vysya Bank Limited, the minimum average balance (AMB/MAB) varies by account tier and branch location. Regular savings accounts in metros typically require maintaining the published threshold, while salary accounts and BSBDA zero-balance accounts have ₹0 AMB requirements.
What are the debit card annual maintenance charges (AMC) for The Karur Vysya Bank Limited?
Debit card maintenance charges at The Karur Vysya Bank Limited are billed annually based on card variant plus 18% GST.
Can The Karur Vysya Bank Limited deduct minimum balance penal charges without sending an SMS?
No. Under RBI Master Direction (DBOD.No.Leg.BC.21/09.07.006/2015-16), The Karur Vysya Bank Limited is legally mandated to notify the customer via SMS or email giving them a 30-day notice window to restore their balance before any penalty can be debited. If debited without prior notification, you are entitled to a full reversal.
How do I dispute a wrongful fee or charge deducted by The Karur Vysya Bank Limited?
To dispute a wrongful deduction at The Karur Vysya Bank Limited: (1) Send an email to the Branch Manager / Customer Service citing the relevant RBI circular and transaction ID. (2) If unresolved within 7 days, escalate to The Karur Vysya Bank Limited's Principal Nodal Officer (PNO). (3) If unresolved after 30 days, lodge a complaint with the RBI Banking Ombudsman via the CMS portal (cms.rbi.org.in).