Canara Bank · statement narration
SMS CHG
Also printed as: SMS ALERT CHARGES · SMS CHARGES · SMS ALERT CHG · MSG CHG
Decoded
A periodic charge for transaction alerts sent by SMS.
Hinglish meinTransaction ke SMS alert ke liye lagne wala charge.
- Domestic SMS
- ₹0.25 + 18% GST
- International SMS
International SMS, ₹1.20 + 18% GST
From Canara Bank — Non-Credit and Non-Forex Service Charges
Verified
- ₹1.20 + 18% GST
SMS CHG on your Canara Bank statement — A periodic charge for transaction alerts sent by SMS. The bank publishes a rate table, not one figure; the rates are below.
Read from Canara Bank — Non-Credit and Non-Forex Service Charges on 2026-09-05.
SMS alert charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Not on this chart (4)
- Bank of Maharashtra — Levied per month rather than per quarter, so not drawn against the others.
- ICICI Bank — Levied each time rather than per quarter, so not drawn against the others.
- Indian Bank — Levied per month rather than per quarter, so not drawn against the others.
- Punjab National Bank — Levied each time rather than per quarter, so not drawn against the others.
Our advice
Tired of these charges?
These links go to the banks’ own account pages. SharpScroll does not rank them by a fee claim, and no fee figure is stored in this offer list.
What it costs, including GST1 rule · rate table, conditions and waiver
Retail Banking Service Charges · Other
Rs 0.25 per domestic SMS alert and Rs 1.20 per international SMS alert, levied quarterly.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Domestic SMS | ₹0.25 | ₹0.30 |
| International SMS | ₹1.20 | ₹1.42 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Canara Bank accounts receiving SMS alerts. The page charges for customer-induced transactions only and levies the charge quarterly. GST is additional.
Documented waiver: Staff, ex-staff, PMJDY, BSBD and other financial inclusion accounts are exempt.
Why it happened and how to avoid it
Why it happened
SMS alerts are active on your account and the periodic fee fell due.
How to avoid it
Many banks charge nothing for app or email alerts. Switching alert channel usually removes this charge.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Canara Bank — Non-Credit and Non-Forex Service Charges
Retrieved 2026-09-05
Decode another narration
Paste any other line from the same statement into the decoder.
Open the charge decoder