Canara Bank · statement narration
ECS RETURN CHG
ECS RETURN CHG on your Canara Bank statement — A charge when an ECS debit is returned unpaid. The bank publishes a rate table, not one figure; the rates are below.
Read from Canara Bank — Non-Credit and Non-Forex Service Charges on 2026-09-05.
Also printed as
ECS RETURN CHARGES, ECS DEBIT RETURN, ECS FAIL CHG.
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What it costs, including GST
Retail Banking Service Charges · Branch
ECS debit return: Rs 300 below Rs 1,000, Rs 500 to below Rs 1 lakh, Rs 750 to below Rs 50 lakh, Rs 1,000 to below Rs 1 crore, Rs 2,000 at Rs 1 crore and above.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Below Rs 1,000 | ₹300 | — |
| Rs 1,000 to below Rs 1 lakh | ₹500 | — |
| Rs 1 lakh to below Rs 50 lakh | ₹750 | — |
| Rs 50 lakh to below Rs 1 crore | ₹1,000 | — |
| Rs 1 crore and above | ₹2,000 | — |
GST does not apply to this charge.
Applies when: Canara Bank SB/CA/OD/OCC accounts; an ECS debit returned unpaid. The page states GST is not applicable to this charge.
Why it happened
An ECS debit was presented and returned, usually for insufficient balance.
How to avoid it
Keep enough balance ahead of scheduled ECS dates.