Canara Bank · statement narration
ECS RETURN CHG
Also printed as: ECS RETURN CHARGES · ECS DEBIT RETURN · ECS FAIL CHG
Decoded
A charge when an ECS debit is returned unpaid.
Hinglish meinECS debit wapas hone par lagne wala charge.
- Below Rs 1,000
Below Rs 1,000, Bank’s own figure
From Canara Bank — Non-Credit and Non-Forex Service Charges
Verified
- Bank’s own figure
- Rs 1,000 to below Rs 1 lakh
Rs 1,000 to below Rs 1 lakh, Bank’s own figure
From Canara Bank — Non-Credit and Non-Forex Service Charges
Verified
- Bank’s own figure
ECS RETURN CHG on your Canara Bank statement — A charge when an ECS debit is returned unpaid. The bank publishes a rate table, not one figure; the rates are below.
Read from Canara Bank — Non-Credit and Non-Forex Service Charges on 2026-09-05.
ECS / NACH return charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Not on this chart (1)
- State Bank of India — Levied each time rather than each time, so not drawn against the others.
What it costs, including GST1 rule · rate table, conditions and waiver
Retail Banking Service Charges · Branch
ECS debit return: Rs 300 below Rs 1,000, Rs 500 to below Rs 1 lakh, Rs 750 to below Rs 50 lakh, Rs 1,000 to below Rs 1 crore, Rs 2,000 at Rs 1 crore and above.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Below Rs 1,000 | ₹300 | — |
| Rs 1,000 to below Rs 1 lakh | ₹500 | — |
| Rs 1 lakh to below Rs 50 lakh | ₹750 | — |
| Rs 50 lakh to below Rs 1 crore | ₹1,000 | — |
| Rs 1 crore and above | ₹2,000 | — |
GST does not apply to this charge.
Applies when: Canara Bank SB/CA/OD/OCC accounts; an ECS debit returned unpaid. The page states GST is not applicable to this charge.
Why it happened and how to avoid it
Why it happened
An ECS debit was presented and returned, usually for insufficient balance.
How to avoid it
Keep enough balance ahead of scheduled ECS dates.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Canara Bank — Non-Credit and Non-Forex Service Charges
Retrieved 2026-09-05
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