UCO Bank · statement narration
CHQ BOOK CHG
Also printed as: CHEQUE BOOK CHARGES · CHQBK CHG · CHEQUE BOOK ISSUE · CHQ BK ISSUE CHG
Decoded
A charge for cheque leaves issued beyond the free allowance for the year.
Hinglish meinSaal ki free limit se zyada cheque leaves lene par lagta hai.
- You pay, incl. GST
You pay, incl. GST, Retail Banking Service Charges
From UCO Bank — Service Charges on Deposit and other Ancillary Services 2023-24
Verified
- Retail Banking Service Charges
CHQ BOOK CHG on your UCO Bank statement — A charge for cheque leaves issued beyond the free allowance for the year. The charge is ₹5, including 18% GST.
Cheque-related charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Not on this chart (11)
- Axis Bank — Levied each time rather than per year, so not drawn against the others.
- Bank of Baroda — Levied each time rather than per year, so not drawn against the others.
- Bank of India — Levied per transaction rather than per year, so not drawn against the others.
- Federal Bank — Levied each time rather than per year, so not drawn against the others.
- HDFC Bank — Levied each time rather than per year, so not drawn against the others.
- ICICI Bank — Levied each time rather than per year, so not drawn against the others.
- IDFC FIRST Bank — Levied per transaction rather than per year, so not drawn against the others.
- Indian Bank — Levied each time rather than per year, so not drawn against the others.
- Kotak Mahindra Bank — Levied each time rather than per year, so not drawn against the others.
- The Karur Vysya Bank — Levied each time rather than per year, so not drawn against the others.
- UCO Bank — Levied each time rather than per year, so not drawn against the others.
What it costs, including GST1 rule · rate table, conditions and waiver
Retail Banking Service Charges · Branch
₹5
₹4.24 before tax
The bank's figure is before tax, so 18% GST is added on top.
Applies when: UCO Bank savings, cash credit and overdraft accounts; charge per cheque leaf issued. No free-leaf allowance is stored: UCO's savings-account-rules page and this schedule state different free counts, so the allowance is unresolved and is not published either way. Charges are exclusive of GST.
Why it happened and how to avoid it
Why it happened
You were issued cheque leaves beyond your account's free allowance.
How to avoid it
Stay within the free leaves each financial year and use digital transfers instead of cheques where possible.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- UCO Bank — Service Charges on Deposit and other Ancillary Services 2023-24
Retrieved 2026-09-05
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