UCO Bank · statement narration
IMPS CHG
Also printed as: IMPS CHARGES · IMPS COMM · IMPS TXN CHG
Decoded
A charge on an IMPS instant transfer.
Hinglish meinIMPS instant transfer par lagne wala charge.
- Up to Rs 1,000
Up to Rs 1,000, Bank’s own figure
From UCO Bank — Service Charges on Deposit and other Ancillary Services 2023-24
Verified
- Bank’s own figure
- Rs 1,001 to Rs 10,000
Rs 1,001 to Rs 10,000, ₹2.55 + 18% GST
From UCO Bank — Service Charges on Deposit and other Ancillary Services 2023-24
Verified
- ₹2.55 + 18% GST
IMPS CHG on your UCO Bank statement — A charge on an IMPS instant transfer. The bank publishes a rate table, not one figure; the rates are below.
IMPS transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Show all 20 banks
Not on this chart (1)
- ICICI Bank — Levied per transaction rather than per transaction, so not drawn against the others.
What it costs, including GST1 rule · rate table, conditions and waiver
Retail Banking Service Charges · General
IMPS: nil up to Rs 1,000, Rs 2.55 from Rs 1,001 to Rs 10,000, Rs 5.09 from Rs 10,001 to Rs 1,00,000, Rs 14.41 from Rs 1,00,001 to Rs 5,00,000.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Up to Rs 1,000 | ₹0 | — |
| Rs 1,001 to Rs 10,000 | ₹2.55 | ₹3.01 |
| Rs 10,001 to Rs 1,00,000 | ₹5.09 | ₹6.01 |
| Rs 1,00,001 to Rs 5,00,000 | ₹14.41 | ₹17 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: UCO Bank IMPS. Charges are exclusive of GST.
Why it happened and how to avoid it
Why it happened
An IMPS transfer was sent from your account.
How to avoid it
Use UPI for smaller amounts, or NEFT through digital banking, both of which usually carry no charge.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- UCO Bank — Service Charges on Deposit and other Ancillary Services 2023-24
Retrieved 2026-09-05
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