UCO Bank · statement narration
RTGS CHG
Also printed as: RTGS CHARGES · RTGS COMM · RTGS OUTWARD CHG
Decoded
A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
Hinglish meinRTGS transfer par lagne wala charge. RTGS Rs 2 lakh se upar ke transfer ke liye hota hai.
RTGS CHG on your UCO Bank statement — A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above. The bank publishes a rate table, not one figure; the rates are below.
RTGS transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
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What it costs, including GST2 rules · rate table, conditions and waiver
Retail Banking Service Charges · General
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: UCO Bank accounts; inward RTGS credited to a UCO Bank account.
Retail Banking Service Charges · General
RTGS outward: Rs 24.50 from Rs 2 lakh to Rs 5 lakh, Rs 49.50 above Rs 5 lakh.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Rs 2 lakh to Rs 5 lakh | ₹24.50 | ₹28.91 |
| Above Rs 5 lakh | ₹49.50 | ₹58.41 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: UCO Bank outward RTGS. Charges are exclusive of GST.
Why it happened and how to avoid it
Why it happened
An outward RTGS transfer was sent from your account, usually through a branch.
How to avoid it
Use internet or mobile banking for RTGS, where charges are lower or nil. Inward RTGS is always free.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- UCO Bank — Service Charges on Deposit and other Ancillary Services 2023-24
Retrieved 2026-09-05
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