UCO Bank · statement narration
CHQ COLLECTION CHG
Also printed as: COLLECTION CHARGES · OUTSTATION CHQ CHG · OBC CHARGES
Decoded
A charge for collecting an outstation cheque.
Hinglish meinDoosre shehar ka cheque collect karne par lagne wala charge.
- Up to Rs 5,000
Up to Rs 5,000, ₹25 + 18% GST
From UCO Bank — Service Charges on Deposit and other Ancillary Services 2023-24
Verified
- ₹25 + 18% GST
- Rs 5,001 to Rs 10,000
Rs 5,001 to Rs 10,000, ₹50 + 18% GST
From UCO Bank — Service Charges on Deposit and other Ancillary Services 2023-24
Verified
- ₹50 + 18% GST
CHQ COLLECTION CHG on your UCO Bank statement — A charge for collecting an outstation cheque. The bank publishes a rate table, not one figure; the rates are below.
Other bank charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
What it costs, including GST1 rule · rate table, conditions and waiver
Retail Banking Service Charges · Branch
Outstation cheque collection: Rs 25 up to Rs 5,000, Rs 50 from Rs 5,001 to Rs 10,000, Rs 100 from Rs 10,001 to Rs 1 lakh, Rs 178 above Rs 1 lakh, all-inclusive.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Up to Rs 5,000 | ₹25 | ₹29.50 |
| Rs 5,001 to Rs 10,000 | ₹50 | ₹59 |
| Rs 10,001 to Rs 1 lakh | ₹100 | ₹118 |
| Above Rs 1 lakh | ₹178 | ₹210.04 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: UCO Bank accounts; collection of an outstation cheque, banded by the amount of the cheque. The schedule states these charges are all-inclusive, with no separate courier or out-of-pocket charge added on top. Charges are exclusive of GST.
Why it happened and how to avoid it
Why it happened
You deposited a cheque drawn on a bank in another location.
How to avoid it
Ask the payer to send money by NEFT or RTGS instead of an outstation cheque.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- UCO Bank — Service Charges on Deposit and other Ancillary Services 2023-24
Retrieved 2026-09-05
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