Verified Bank Tariff
CSB Bank Limited Charges & Fees
- Charges verified
- 4
- 4 checked rules · 3 fee categories · 2 account variants
Complete official Schedule of Charges for CSB Bank Limited. Every fee entry is backed by verified citations, 18% GST treatment, waiver conditions, and RBI dispute rights.
At a glance
CSB Bank Limited’s own figures, before GST. Tap a figure for its source.
- SMS alerts
Not verified yet
No official figure checked for this bank.
- Demand draft
Not verified yet
No official figure checked for this bank.
- RTGS
Not verified yet
No official figure checked for this bank.
- IMPS
Not verified yet
No official figure checked for this bank.
- NEFTCSB Bank changed this page on 8 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗
Top rate · from ₹0
High vs 30 banks
- Minimum balanceCSB Bank changed this page on 2 November 2026; this figure hasn't been re-confirmed since. Check the official page ↗
Bank’s figure
Free
- Cheque return
Not verified yet
No official figure checked for this bank.
- Locker rent
Not verified yet
No official figure checked for this bank.
Verified Fee Categories for CSB Bank Limited
Debit card charges1 checked entry
CSB Social Support (BSBDA) Savings Scheme · Other
₹0 (Free)
Trigger Condition
CSB Social Support (BSBDA) Savings Scheme only.
Verified on 2026-08-15 · Effective: 2026-04-01
Minimum balance charges1 checked entry
CSB Social Support (BSBDA) Savings Scheme · General
₹0 (Free)
Trigger Condition
CSB Social Support (BSBDA) Savings Scheme only.
Verified on 2026-08-15 · Effective: 2026-04-01
NEFT charges2 checked entries
Retail Banking Service Charges · Other
₹0 (Free)
Trigger Condition
CSB Bank incoming NEFT transfers only.
Verified on 2026-08-15
Retail Banking Service Charges · Other
Up to Rs 10,000: ₹2.50 · Above Rs 10,000 and up to Rs 1 lakh: ₹5.00 · Above Rs 1 lakh and up to Rs 2 lakh: ₹15.00 · Above Rs 2 lakh: ₹25.00
Trigger Condition
CSB Bank outgoing NEFT transactions. The official page does not narrow the outgoing charge table to a specific delivery channel, so no branch/digital channel is invented.
Verified on 2026-08-15
What CSB Bank Limited prints on your statementStatement narrations · 3 decoded
3 narrations decoded against CSB Bank Limited's own schedule of charges — the plain-English and Hinglish meaning, the exact amount including GST, and how to avoid it.
DEBIT CARD FEEA one-time fee charged when a debit card is issued to you.
MIN BAL CHGA penalty for not keeping the required average balance in your account for the month or quarter.
NEFT CHGA charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge.
Annual Account Leakage AuditHow much is CSB Bank Limited quietly deducting every year?
How much is CSB Bank Limited quietly deducting from your account every year?
Run our 60-second audit to total the charges we can trace to published tariff documents.
Official CSB Bank Limited tariff documentsThe bank’s own Schedule of Charges and website
Disputing a Wrongful Charge at CSB Bank LimitedDispute & Refund Assistance · RBI three-level route
Under Reserve Bank of India (RBI) consumer protection directives, account holders have statutory rights to claim refunds for unauthorized debits, failed ATM transactions, or penalties debited without prior notification.
Branch / Helpdesk Ticket
Email CSB Bank Limited customer service quoting the transaction ID and account details. TAT: 7 working days.
Principal Nodal Officer
If unresolved within 7 days, escalate to CSB Bank Limited's Principal Nodal Officer (PNO). TAT: 14–30 days.
RBI Banking Ombudsman
Lodge a statutory complaint on the RBI CMS Portal (cms.rbi.org.in) if rejected or delayed past 30 days.
Need a pre-filled grievance email draft for AMB penalties or debit card AMC?
Open Dispute Letter GeneratorFrequently Asked Questions (CSB Bank Limited)4 questions
What is the minimum balance (AMB) requirement in CSB Bank Limited?
In CSB Bank Limited, the minimum average balance (AMB/MAB) varies by account tier and branch location. Regular savings accounts in metros typically require maintaining the published threshold, while salary accounts and BSBDA zero-balance accounts have ₹0 AMB requirements.
What are the debit card annual maintenance charges (AMC) for CSB Bank Limited?
Annual debit card charges at CSB Bank Limited depend on the issued card variant (Classic, Platinum, Millennia, or Signature) plus 18% GST. Customers can also request basic RuPay Classic cards which feature nil or minimal AMC under RBI financial inclusion norms.
Can CSB Bank Limited deduct minimum balance penal charges without sending an SMS?
No. Under RBI Master Direction (DBOD.No.Leg.BC.21/09.07.006/2015-16), CSB Bank Limited is legally mandated to notify the customer via SMS or email giving them a 30-day notice window to restore their balance before any penalty can be debited. If debited without prior notification, you are entitled to a full reversal.
How do I dispute a wrongful fee or charge deducted by CSB Bank Limited?
To dispute a wrongful deduction at CSB Bank Limited: (1) Send an email to the Branch Manager / Customer Service citing the relevant RBI circular and transaction ID. (2) If unresolved within 7 days, escalate to CSB Bank Limited's Principal Nodal Officer (PNO). (3) If unresolved after 30 days, lodge a complaint with the RBI Banking Ombudsman via the CMS portal (cms.rbi.org.in).