Verified Bank Tariff
Karnataka Bank Limited Charges & Fees
- Charges verified
- 1
- 1 checked rule · 1 fee category · 1 account variant
Complete official Schedule of Charges for Karnataka Bank Limited. Every fee entry is backed by verified citations, 18% GST treatment, waiver conditions, and RBI dispute rights.
At a glance
Karnataka Bank Limited’s own figures, before GST. Tap a figure for its source.
- SMS alerts
Not verified yet
No official figure checked for this bank.
- Demand draft
Not verified yet
No official figure checked for this bank.
- RTGS
Not verified yet
No official figure checked for this bank.
- IMPS
Not verified yet
No official figure checked for this bank.
- NEFT
Not verified yet
No official figure checked for this bank.
- Minimum balance
Karnataka Bank Limited, Minimum balance
From Karnataka Bank — Corporate Salary Account official update
Verified
Bank’s figure
Free
- Cheque return
Not verified yet
No official figure checked for this bank.
- Locker rent
Not verified yet
No official figure checked for this bank.
Verified Fee Categories for Karnataka Bank Limited
Minimum balance charges1 checked entry
Corporate Salary Account · General
₹0 (Free)
Trigger Condition
Karnataka Bank Corporate Salary Account only. The official bank update describes the salary savings account as having zero balance requirements. No claim is made for other Karnataka Bank savings products.
Verified on 2026-08-15
What Karnataka Bank Limited prints on your statementStatement narrations · 1 decoded
1 narration decoded against Karnataka Bank Limited's own schedule of charges — the plain-English and Hinglish meaning, the exact amount including GST, and how to avoid it.
Annual Account Leakage AuditHow much is Karnataka Bank Limited quietly deducting every year?
How much is Karnataka Bank Limited quietly deducting from your account every year?
Run our 60-second audit to total the charges we can trace to published tariff documents.
Official Karnataka Bank Limited tariff documentsThe bank’s own Schedule of Charges and website
Disputing a Wrongful Charge at Karnataka Bank LimitedDispute & Refund Assistance · RBI three-level route
Under Reserve Bank of India (RBI) consumer protection directives, account holders have statutory rights to claim refunds for unauthorized debits, failed ATM transactions, or penalties debited without prior notification.
Branch / Helpdesk Ticket
Email Karnataka Bank Limited customer service quoting the transaction ID and account details. TAT: 7 working days.
Principal Nodal Officer
If unresolved within 7 days, escalate to Karnataka Bank Limited's Principal Nodal Officer (PNO). TAT: 14–30 days.
RBI Banking Ombudsman
Lodge a statutory complaint on the RBI CMS Portal (cms.rbi.org.in) if rejected or delayed past 30 days.
Need a pre-filled grievance email draft for AMB penalties or debit card AMC?
Open Dispute Letter GeneratorFrequently Asked Questions (Karnataka Bank Limited)4 questions
What is the minimum balance (AMB) requirement in Karnataka Bank Limited?
In Karnataka Bank Limited, the minimum average balance (AMB/MAB) varies by account tier and branch location. Regular savings accounts in metros typically require maintaining the published threshold, while salary accounts and BSBDA zero-balance accounts have ₹0 AMB requirements.
What are the debit card annual maintenance charges (AMC) for Karnataka Bank Limited?
Debit card maintenance charges at Karnataka Bank Limited are billed annually based on card variant plus 18% GST.
Can Karnataka Bank Limited deduct minimum balance penal charges without sending an SMS?
No. Under RBI Master Direction (DBOD.No.Leg.BC.21/09.07.006/2015-16), Karnataka Bank Limited is legally mandated to notify the customer via SMS or email giving them a 30-day notice window to restore their balance before any penalty can be debited. If debited without prior notification, you are entitled to a full reversal.
How do I dispute a wrongful fee or charge deducted by Karnataka Bank Limited?
To dispute a wrongful deduction at Karnataka Bank Limited: (1) Send an email to the Branch Manager / Customer Service citing the relevant RBI circular and transaction ID. (2) If unresolved within 7 days, escalate to Karnataka Bank Limited's Principal Nodal Officer (PNO). (3) If unresolved after 30 days, lodge a complaint with the RBI Banking Ombudsman via the CMS portal (cms.rbi.org.in).