HDFC Bank Infinia Metal Edition Fees & MITC Charges
India's undisputed king of super-premium cards: 3.3% base reward rate, up to 16.6% on SmartBuy travel, and unlimited global lounge access.
HDFC Infinia Metal Edition
•••• •••• •••• 2026
Airport Lounge Access Policy (2026 Update)
Official Rule: Unlimited complimentary domestic and international airport lounge access for primary and add-on cardholders + guest privileges.
Surcharges & Utility Caps
Key Strengths
- •3.33% flat base reward rate (5 points per ₹150, where 1 point = ₹1)
- •Up to 16.67% return on flights, hotels, and brand vouchers via SmartBuy
- •Unlimited domestic and international airport lounge access with guest access
Limitations & Drawbacks
- •Strict invite-only eligibility criteria with high income thresholds
- •High ₹12,500 + GST annual fee
- •₹10,00,000 annual spend required for fee waiver
Questions about HDFC Bank Infinia Metal Edition charges
What is the annual fee for HDFC Bank Infinia Metal Edition?
The annual fee for HDFC Bank Infinia Metal Edition is ₹12500 + 18% GST (total ₹14750). It can be waived by spending ₹10,00,000 in the preceding card anniversary year.
What is the foreign currency (forex) markup on HDFC Bank Infinia Metal Edition?
HDFC Bank Infinia Metal Edition charges a 2% foreign currency markup fee + 18% GST on all non-INR currency transactions and foreign merchants.
Does HDFC Bank Infinia Metal Edition offer airport lounge access in 2026?
HDFC Bank Infinia Metal Edition provides 99 complimentary domestic lounge visit(s) per quarter. No minimum quarterly spend required.