SharpScrollINDIA
Back to All Credit Cards
ICICI BankRuPay / Visa / Mastercard • Entry Tier Source Verified

ICICI Bank Coral RuPay Credit Card Fees & MITC Charges

Accessible RuPay card linked to UPI offering 25% discount on BookMyShow and railway lounge access.

i
ICICI Bank
RuPay▶

CORAL

•••• •••• •••• 2026

Entry
Joining Fee
₹500
+ 18% GST on issuance
Annual Renewal Fee
₹500
Total billed: ₹590 incl. GST
Annual Fee Waiver Spend
₹1,50,000
Waived upon reaching annual spend
Forex Markup Fee
3.5%
Effective 4.13% incl. GST

Airport Lounge Access Policy (2026 Update)

Domestic Lounge Allowance:1 visit(s) per quarter
International Lounge Allowance:None
Quarterly Spend Condition:₹50,000 in prior quarter

Official Rule: 1 complimentary domestic airport lounge visit per quarter upon spending ₹50,000 in the previous calendar quarter.

Surcharges & Utility Caps

Fuel Surcharge:1% waiver on transactions between ₹400 and ₹4000 (up to ₹200/month).
Utility Spends:1% surcharge applies on cumulative monthly utility bill payments exceeding ₹50,000.

Key Strengths

  • •UPI payment enabled via BHIM, Google Pay, PhonePe, Paytm
  • •25% discount on BookMyShow and Inox (up to ₹100/ticket twice a month)
  • •1 complimentary domestic railway lounge visit per quarter

Limitations & Drawbacks

  • •Domestic airport lounge requires ₹50,000 quarterly spend
  • •Low base reward rate (0.5%)
  • •₹99 + GST reward redemption handling fee
Source Provenance
Primary Authority Document:Official Issuer Most Important Terms & Conditions (MITC)
Last Verified Date:2026-08-21
Regulatory Compliance:RBI Master Direction – Credit Card and Debit Card Issuance and Conduct Directions
View Official Bank MITC Apply on Official Bank Website →

Related Intelligence Tools

• Calculate Your Net Value for this Card →• Check Airport Lounge Spend Criteria →• Compare with 0% Forex Cards →• Decode Credit Card Statement Charge →

Questions about ICICI Bank Coral RuPay Credit Card charges

What is the annual fee for ICICI Bank Coral RuPay Credit Card?

The annual fee for ICICI Bank Coral RuPay Credit Card is ₹500 + 18% GST (total ₹590). It can be waived by spending ₹1,50,000 in the preceding card anniversary year.

What is the foreign currency (forex) markup on ICICI Bank Coral RuPay Credit Card?

ICICI Bank Coral RuPay Credit Card charges a 3.5% foreign currency markup fee + 18% GST on all non-INR currency transactions and foreign merchants.

Does ICICI Bank Coral RuPay Credit Card offer airport lounge access in 2026?

ICICI Bank Coral RuPay Credit Card provides 1 complimentary domestic lounge visit(s) per quarter. Under 2026 bank rules, you must spend at least ₹50,000 in the preceding calendar quarter to unlock complimentary access.