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IDFC FIRST BankVisa Infinite (Metal) • Super-Premium Tier Source Verified

IDFC FIRST Mayura Metal Credit Card Fees & MITC Charges

Luxury metal card designed for global jet-setters offering true 0% forex markup and 32 airport lounge & spa visits.

IDFC
FIRST Bank
VISA
METAL

MAYURA METAL

•••• •••• •••• 2026

Super-Premium
Joining Fee
₹5,999
+ 18% GST on issuance
Annual Renewal Fee
₹5,999
Total billed: ₹7,079 incl. GST
Annual Fee Waiver Spend
₹8,00,000
Waived upon reaching annual spend
Forex Markup Fee
0%
True 0-Forex Card

Airport Lounge Access Policy (2026 Update)

Domestic Lounge Allowance:4 visit(s) per quarter
International Lounge Allowance:16 visit(s) per year (Priority Pass)
Quarterly Spend Condition:Unconditional (No spend requirement)

Official Rule: 16 complimentary domestic lounge visits (4/quarter) + 16 international lounge/spa visits per year with guest privileges.

Surcharges & Utility Caps

Fuel Surcharge:1% waiver on transactions between ₹500 and ₹4000 (up to ₹500/month).
Utility Spends:1% surcharge applies on cumulative monthly utility bill payments exceeding ₹50,000.

Key Strengths

  • •True 0% Forex Markup on all international transactions
  • •32 complimentary airport lounge & spa visits (domestic + international)
  • •Reward points never expire and have no redemption fee

Limitations & Drawbacks

  • •High ₹5,999 + GST annual fee
  • •₹8,00,000 spend required to waive annual fee
  • •Reward point baseline conversion is ₹0.25
Source Provenance
Primary Authority Document:Official Issuer Most Important Terms & Conditions (MITC)
Last Verified Date:2026-08-21
Regulatory Compliance:RBI Master Direction – Credit Card and Debit Card Issuance and Conduct Directions
View Official Bank MITC Apply on Official Bank Website →

Related Intelligence Tools

• Calculate Your Net Value for this Card →• Check Airport Lounge Spend Criteria →• Compare with 0% Forex Cards →• Decode Credit Card Statement Charge →

Questions about IDFC FIRST Mayura Metal Credit Card charges

What is the annual fee for IDFC FIRST Mayura Metal Credit Card?

The annual fee for IDFC FIRST Mayura Metal Credit Card is ₹5999 + 18% GST (total ₹7079). It can be waived by spending ₹8,00,000 in the preceding card anniversary year.

Does IDFC FIRST Mayura Metal Credit Card offer airport lounge access in 2026?

IDFC FIRST Mayura Metal Credit Card provides 4 complimentary domestic lounge visit(s) per quarter. No minimum quarterly spend required.