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SimplyCLICK SBI Card Fees & MITC Charges

Accessible starter shopping card offering 10x reward points on Amazon, BookMyShow, Cleartrip, and Swiggy.

SBI Card
VISA

SIMPLYCLICK

•••• •••• •••• 2026

Entry
Joining Fee
₹499
+ 18% GST on issuance
Annual Renewal Fee
₹499
Total billed: ₹589 incl. GST
Annual Fee Waiver Spend
₹1,00,000
Waived upon reaching annual spend
Forex Markup Fee
3.5%
Effective 4.13% incl. GST

Airport Lounge Access Policy (2026 Update)

Domestic Lounge Allowance:No complimentary access
International Lounge Allowance:None
Quarterly Spend Condition:Unconditional (No spend requirement)

Official Rule: No complimentary airport lounge access.

Surcharges & Utility Caps

Fuel Surcharge:1% waiver on transactions between ₹500 and ₹3000 (up to ₹100/month).
Utility Spends:1% surcharge applies on cumulative monthly utility bill payments exceeding ₹50,000.

Key Strengths

  • •₹500 Amazon voucher welcome gift covers joining fee
  • •10X reward points on Amazon, BookMyShow, Cleartrip, Netmeds, Swiggy
  • •Low ₹1,00,000 annual spend requirement for fee waiver

Limitations & Drawbacks

  • •Low base reward rate (0.25%) on offline transactions
  • •No airport lounge access
  • •₹99 + GST redemption fee per voucher request
Source Provenance
Primary Authority Document:Official Issuer Most Important Terms & Conditions (MITC)
Last Verified Date:2026-08-21
Regulatory Compliance:RBI Master Direction – Credit Card and Debit Card Issuance and Conduct Directions
View Official Bank MITC Apply on Official Bank Website →

Related Intelligence Tools

• Calculate Your Net Value for this Card →• Check Airport Lounge Spend Criteria →• Compare with 0% Forex Cards →• Decode Credit Card Statement Charge →

Questions about SimplyCLICK SBI Card charges

What is the annual fee for SimplyCLICK SBI Card?

The annual fee for SimplyCLICK SBI Card is ₹499 + 18% GST (total ₹589). It can be waived by spending ₹1,00,000 in the preceding card anniversary year.

What is the foreign currency (forex) markup on SimplyCLICK SBI Card?

SimplyCLICK SBI Card charges a 3.5% foreign currency markup fee + 18% GST on all non-INR currency transactions and foreign merchants.

Does SimplyCLICK SBI Card offer airport lounge access in 2026?

SimplyCLICK SBI Card does not offer complimentary domestic airport lounge visits.