Punjab National Bank · statement narration
NACH TXN CHG
Also printed as: NACH CHARGES · AUTO DEBIT CHG
Decoded
A charge on a NACH auto-debit transaction.
Hinglish meinNACH auto-debit transaction par lagne wala charge.
- You pay
You pay, Retail Banking Service Charges
From Punjab National Bank — Non-Credit Related Service Charges
Verified
- Retail Banking Service Charges
NACH TXN CHG on your Punjab National Bank statement — A charge on a NACH auto-debit transaction. The bank's document states no single all-in figure; what it does publish is below.
What it costs, including GST1 rule · rate table, conditions and waiver
Retail Banking Service Charges · Branch
Rs 2 per record, subject to a minimum of Rs 500
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Punjab National Bank outward NACH credit and debit transactions of corporates. The page prices this per record with a floor; the dataset has no amount type that applies a per-record rate with a minimum, so the charge is published in the page's own words rather than as a flat figure that would be computed against the wrong basis. Charges are exclusive of GST wherever applicable.
Why it happened and how to avoid it
Why it happened
A NACH auto-debit was processed against your account.
How to avoid it
Check whether your lender offers a no-fee mandate through internet banking.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Punjab National Bank — Non-Credit Related Service Charges
Retrieved 2026-09-06
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