Punjab National Bank · statement narration
PIN REGEN CHG
Also printed as: PIN REGENERATION · DUP PIN CHG · PIN CHARGES
Decoded
A charge for regenerating your debit card PIN.
Hinglish meinDebit card ka PIN dobara banwane par lagne wala charge.
PIN REGEN CHG on your Punjab National Bank statement — A charge for regenerating your debit card PIN. The amount depends on the account and channel; every rate is below.
What it costs, including GST2 rules · rate table, conditions and waiver
Retail Banking Service Charges · Branch
₹59
₹50.00 before tax
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Punjab National Bank duplicate or regenerated debit card PIN requested through a branch. Government-sponsored schemes are exempt. Charges are exclusive of GST wherever applicable.
Documented waiver: Government-sponsored schemes are exempt.
Retail Banking Service Charges · ATM
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Punjab National Bank duplicate or regenerated debit card PIN generated through Green PIN at an ATM. The page states this route is free, so the branch charge never reaches it.
Why it happened and how to avoid it
Why it happened
A new PIN was generated for your debit card.
How to avoid it
Generate the PIN through the app or ATM yourself, which is usually free.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Punjab National Bank — Non-Credit Related Service Charges
Retrieved 2026-09-06
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