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Punjab National Bank · statement narration

PREPAID CARD AMC

PREPAID CARD AMC on your Punjab National Bank statement — The periodic maintenance charge on a prepaid card. The charge is ₹177, including 18% GST.

Also printed as

PREPAID AMC, PREPAID MAINT CHG.

Hinglish mein

Prepaid card chalu rakhne ka periodic charge.

What it costs, including GST

Retail Banking Service Charges · Other

₹177

₹150.00 before tax

Read 2026-09-06

The bank's figure is before tax, so 18% GST is added on top.

Applies when: Punjab National Bank prepaid cards holding more than Rs 500 at expiry. Charges are exclusive of GST wherever applicable.

Why it happened

The maintenance fee on your prepaid card fell due.

How to avoid it

Surrender the card if you no longer use it, since the fee usually continues while the card is active.