Punjab National Bank · statement narration
PREPAID CARD AMC
Also printed as: PREPAID AMC · PREPAID MAINT CHG
Decoded
The periodic maintenance charge on a prepaid card.
Hinglish meinPrepaid card chalu rakhne ka periodic charge.
- You pay, incl. GST
You pay, incl. GST, Retail Banking Service Charges
From Punjab National Bank — Non-Credit Related Service Charges
Verified
- Retail Banking Service Charges
PREPAID CARD AMC on your Punjab National Bank statement — The periodic maintenance charge on a prepaid card. The charge is ₹177, including 18% GST.
What it costs, including GST1 rule · rate table, conditions and waiver
Retail Banking Service Charges · Other
₹177
₹150.00 before tax
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Punjab National Bank prepaid cards holding more than Rs 500 at expiry. Charges are exclusive of GST wherever applicable.
Why it happened and how to avoid it
Why it happened
The maintenance fee on your prepaid card fell due.
How to avoid it
Surrender the card if you no longer use it, since the fee usually continues while the card is active.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Punjab National Bank — Non-Credit Related Service Charges
Retrieved 2026-09-06
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