Punjab National Bank · statement narration
PREPAID CARD FEE
Also printed as: PREPAID ISSUE CHG · GIFT CARD FEE
Decoded
A one-time fee for issuing a prepaid card.
Hinglish meinPrepaid card jaari hone par ek baar lagne wala charge.
- You pay, incl. GST
You pay, incl. GST, Retail Banking Service Charges
From Punjab National Bank — Non-Credit Related Service Charges
Verified
- Retail Banking Service Charges
PREPAID CARD FEE on your Punjab National Bank statement — A one-time fee for issuing a prepaid card. The charge is ₹59, including 18% GST.
What it costs, including GST1 rule · rate table, conditions and waiver
Retail Banking Service Charges · Other
₹59
₹50.00 before tax
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Punjab National Bank prepaid cards; issuance. Charges are exclusive of GST wherever applicable.
Why it happened and how to avoid it
Why it happened
A prepaid or gift card was issued to you.
How to avoid it
Compare the issuance fee against a regular debit card before choosing a prepaid product.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Punjab National Bank — Non-Credit Related Service Charges
Retrieved 2026-09-06
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