State Bank of India · statement narration
ACCT OPENING CHG
Also printed as: ACCOUNT OPENING · AC OPEN CHG
Decoded
A charge applied when the account was opened.
Hinglish meinAccount kholne par lagne wala charge.
- You pay
- State Bank of India changed this page on 5 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗
You pay, Savings Bank Accounts — Service Charge Portfolio
From State Bank of India — Savings Bank Account Rules and Service Charges
Verified
- Savings Bank Accounts — Service Charge Portfolio
ACCT OPENING CHG on your State Bank of India statement — A charge applied when the account was opened. The charge is ₹0.
Account opening cost: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
What it costs, including GST1 rule · rate table, conditions and waiver
Savings Bank Accounts — Service Charge Portfolio · General
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Applies to all individual SBI Regular Savings Accounts and Basic Savings Bank Deposit (BSBD) accounts.
Why it happened and how to avoid it
Why it happened
Your account was opened under a variant that carries an opening charge.
How to avoid it
Basic savings and many digital-opened accounts carry no opening charge.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- State Bank of India — Savings Bank Account Rules and Service Charges
Retrieved 2026-08-25
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