Union Bank of India · statement narration
DEBIT CARD AMC
Also printed as: DCARDFEE · DCCHG · CARD AMC · DEBIT CARD ANNUAL FEE · ATM CARD AMC
Decoded
The annual maintenance charge for keeping your debit card active. It is charged once a year whether or not you use the card.
Hinglish meinDebit card chalu rakhne ka saalana charge. Card use karo ya na karo, saal mein ek baar lagta hai.
- You pay
You pay, Basic Savings Bank Deposit Account — Small Accounts (BSBDS)
From Union Bank of India — Basic Savings Bank Deposit Account Small Accounts (BSBDS)
Verified
- Basic Savings Bank Deposit Account — Small Accounts (BSBDS)
DEBIT CARD AMC on your Union Bank of India statement — The annual maintenance charge for keeping your debit card active. It is charged once a year whether or not you use the card. The charge is ₹0.
Debit card charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
What it costs, including GST1 rule · rate table, conditions and waiver
Basic Savings Bank Deposit Account — Small Accounts (BSBDS) · Other
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Union Bank BSBDS debit card only.
Why it happened and how to avoid it
Why it happened
The yearly maintenance fee on your debit card fell due. The amount on your statement usually includes 18% GST, which is why it appears as figures like Rs 236 or Rs 354.
How to avoid it
Switch to a virtual or lifetime-free card variant if your bank offers one, or downgrade to a card type with a lower annual fee.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Union Bank of India — Basic Savings Bank Deposit Account Small Accounts (BSBDS)
Retrieved 2026-08-15
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