Head-to-Head Card Showdown
IDFC FIRST Mayura Metal Credit Card vs RBL Bank World Safari Credit Card
Which card is actually better for your spending patterns? Compare annual fees, waiver thresholds, category caps, forex charges, and 2026 lounge access rules side-by-side.
Popular Head-to-Head Matchups
Option ASuper-Premium • Visa Infinite (Metal)
IDFC
FIRST BankVISA
METAL
MAYURA METAL
•••• •••• •••• 2026
Super-Premium
Option BPremium • Mastercard World
RBL BANK
WORLD SAFARI
•••• •••• •••• 2026
Premium
Verdict for Your Spend Profile
RBL Bank World Safari Credit Card wins by +₹6,059/year
Based on your estimated monthly spend of ₹37,000 (₹4,44,000/year), RBL Bank World Safari Credit Card yields a net annual return of ₹5,065 compared to -₹994 with IDFC FIRST Mayura Metal Credit Card.
Fine-Tune Your Monthly Spending Profile
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Comprehensive Feature-by-Feature Comparison Matrix
| Feature / Parameter | IDFC FIRST Mayura Metal Credit Card | RBL Bank World Safari Credit Card |
|---|---|---|
| Net Annual Value (Your Spends) | -₹994 | ₹5,065 |
| Gross Annual Rewards Earned | ₹5,725 | ₹4,705 |
| Annual Fee & 18% GST Status | ₹7079 (₹5999 + 18% GST) | ₹0 (Waived on ≥ ₹3,00,000) |
| Annual Spend for Fee Waiver | ₹8,00,000 | ₹3,00,000 |
| Foreign Currency (Forex) Markup | 0% (Zero Forex) | 0% (Zero Forex) |
| 2026 Airport Lounge Policy | 16 complimentary domestic lounge visits (4/quarter) + 16 international lounge/spa visits per year with guest privileges. | 2 complimentary domestic lounge visits per quarter + 2 international Priority Pass visits per year. |
| RuPay UPI Scan & Pay Enabled | No (Visa Infinite (Metal)) | No (Mastercard World) |
| Reward Point Value & Options | 1 Point = ₹0.25 (1 Reward Point = ₹0.25 on Travel & Amazon Gift Cards with zero expiry) | 1 Point = ₹0.5 (1 Travel Point = ₹0.50 for flight and hotel bookings) |
| Top Advantages |
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| Official MITC & Application | View MITC Fee Breakdown Official Bank Application | View MITC Fee Breakdown Official Bank Application |
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Questions about IDFC FIRST Mayura Metal Credit Card vs RBL Bank World Safari Credit Card
Which card has better airport lounge access rules in 2026?
IDFC FIRST Mayura Metal Credit Card provides 4 visits/quarter (no spend criteria), while RBL Bank World Safari Credit Card provides 2 visits/quarter (no spend criteria).