South Indian Bank Limited · statement narration
EXCESS WDL CHG
EXCESS WDL CHG on your South Indian Bank Limited statement — A charge for withdrawals beyond the free number allowed on your account. The bank publishes a rate table, not one figure; the rates are below.
Also printed as
EXCESS WITHDRAWAL, WDL LIMIT CHG.
Hinglish mein
Account par allowed free withdrawals se zyada nikalne par lagta hai.
What it costs, including GST
Basic Savings Bank Deposit Account (BSBDA) · Other
4 free withdrawals per month (all transactions excluding digital), then Rs20 + taxes per additional transaction
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| First 4 withdrawals (monthly) | ₹0 | — |
| Each withdrawal after that | ₹20 | ₹23.60 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: South Indian Bank BSBDA only. The free allowance covers all withdrawals/transactions described by the product page excluding digital transactions; the rule is therefore not mislabeled as ATM-only.
Why it happened
You made more withdrawals in the period than your account type allows free.
How to avoid it
Consolidate withdrawals, or move to an account variant with a higher free limit.