South Indian Bank Limited · statement narration
EXCESS WDL CHG
Also printed as: EXCESS WITHDRAWAL · WDL LIMIT CHG
Decoded
A charge for withdrawals beyond the free number allowed on your account.
Hinglish meinAccount par allowed free withdrawals se zyada nikalne par lagta hai.
- First 4 withdrawals (monthly)
First 4 withdrawals (monthly), Bank’s own figure
From South Indian Bank — Basic Savings Bank Deposit Account
Verified
- Bank’s own figure
- Each withdrawal after that
Each withdrawal after that, ₹20 + 18% GST
From South Indian Bank — Basic Savings Bank Deposit Account
Verified
- ₹20 + 18% GST
EXCESS WDL CHG on your South Indian Bank Limited statement — A charge for withdrawals beyond the free number allowed on your account. The bank publishes a rate table, not one figure; the rates are below.
Other bank charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
What it costs, including GST1 rule · rate table, conditions and waiver
Basic Savings Bank Deposit Account (BSBDA) · Other
4 free withdrawals per month (all transactions excluding digital), then Rs20 + taxes per additional transaction
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| First 4 withdrawals (monthly) | ₹0 | — |
| Each withdrawal after that | ₹20 | ₹23.60 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: South Indian Bank BSBDA only. The free allowance covers all withdrawals/transactions described by the product page excluding digital transactions; the rule is therefore not mislabeled as ATM-only.
Why it happened and how to avoid it
Why it happened
You made more withdrawals in the period than your account type allows free.
How to avoid it
Consolidate withdrawals, or move to an account variant with a higher free limit.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- South Indian Bank — Basic Savings Bank Deposit Account
Retrieved 2026-08-15
Decode another narration
Paste any other line from the same statement into the decoder.
Open the charge decoder