Indian Bank · statement narration
CHQ COLLECTION CHG
CHQ COLLECTION CHG on your Indian Bank statement — A charge for collecting an outstation cheque. The bank publishes a rate table, not one figure; the rates are below.
Read from Indian Bank — Service Charges (Last Updated 20.04.2026) on 2026-09-05.
Also printed as
COLLECTION CHARGES, OUTSTATION CHQ CHG, OBC CHARGES.
Hinglish mein
Doosre shehar ka cheque collect karne par lagne wala charge.
What it costs, including GST
Retail Banking Service Charges · Branch
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Indian Bank accounts; collection of a local cheque. The schedule states this is free.
Retail Banking Service Charges · Branch
Outstation cheque collection: Rs 30 up to Rs 5,000, Rs 60 from Rs 5,001 to Rs 10,000, Rs 120 from Rs 10,001 to Rs 1 lakh, Rs 250 above Rs 1 lakh.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Up to Rs 5,000 | ₹30 | ₹35.40 |
| Rs 5,001 to Rs 10,000 | ₹60 | ₹70.80 |
| Rs 10,001 to Rs 1 lakh | ₹120 | ₹141.60 |
| Above Rs 1 lakh | ₹250 | ₹295 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Indian Bank accounts; collection of an outstation cheque, banded by the amount of the cheque. GST is additional.
Why it happened
You deposited a cheque drawn on a bank in another location.
How to avoid it
Ask the payer to send money by NEFT or RTGS instead of an outstation cheque.