Indian Bank · statement narration

CHQ COLLECTION CHG

Indian Bank · statementDebit
CHQ COLLECTION CHG₹ ··· Dr

Also printed as: COLLECTION CHARGES · OUTSTATION CHQ CHG · OBC CHARGES

Decoded

A charge for collecting an outstation cheque.

Hinglish meinDoosre shehar ka cheque collect karne par lagne wala charge.

CHQ COLLECTION CHG on your Indian Bank statement — A charge for collecting an outstation cheque. The bank publishes a rate table, not one figure; the rates are below.

Last verified

Read from Indian Bank — Service Charges (Last Updated 20.04.2026) on 2026-09-05.

Indian Bank
All Indian Bank charges Other bank charge

Other bank charge: what other banks publish

Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.

  1. Indian BankThis bank

    2 published rates

    Indian Bank

    From Indian Bank — Service Charges (Last Updated 20.04.2026)

    Verified

    High

  2. UCO Bank

    Varies by slab or variant

    UCO Bank

    From UCO Bank — Service Charges on Deposit and other Ancillary Services 2023-24

    Verified

    Low

  3. Canara Bank

    2 published rates

    Canara Bank

    From Canara Bank — Non-Credit and Non-Forex Service Charges

    Verified

    High

What it costs, including GST2 rules · rate table, conditions and waiver

Retail Banking Service Charges · Branch

₹0

Read 2026-09-05

There is nothing to tax — this rule publishes no charge.

Applies when: Indian Bank accounts; collection of a local cheque. The schedule states this is free.

Retail Banking Service Charges · Branch

Read 2026-09-05

Outstation cheque collection: Rs 30 up to Rs 5,000, Rs 60 from Rs 5,001 to Rs 10,000, Rs 120 from Rs 10,001 to Rs 1 lakh, Rs 250 above Rs 1 lakh.

RateBank’s figureWith 18% GST
Up to Rs 5,000₹30₹35.40
Rs 5,001 to Rs 10,000₹60₹70.80
Rs 10,001 to Rs 1 lakh₹120₹141.60
Above Rs 1 lakh₹250₹295

The bank's figure is before tax, so 18% GST is added on top.

Applies when: Indian Bank accounts; collection of an outstation cheque, banded by the amount of the cheque. GST is additional.

Why it happened and how to avoid it

Why it happened

You deposited a cheque drawn on a bank in another location.

How to avoid it

Ask the payer to send money by NEFT or RTGS instead of an outstation cheque.

Dispute this chargeRBI dispute template, ready to copy
Official source1 document
Decode another narration

Paste any other line from the same statement into the decoder.

Open the charge decoder