Bank of Baroda · statement narration
DD CHARGES
Also printed as: DD COMM · DEMAND DRAFT CHG · DD ISSUE CHG · BC CHARGES
Decoded
A commission charged when a demand draft or banker's cheque is issued. It usually scales with the draft value.
Hinglish meinDemand draft ya banker's cheque banwane par lagne wala commission. Draft ki value ke hisaab se badhta hai.
DD CHARGES on your Bank of Baroda statement — A commission charged when a demand draft or banker's cheque is issued. It usually scales with the draft value. The bank publishes a rate table, not one figure; the rates are below.
Read from Bank of Baroda — Service Charges on 2026-08-09.
Demand Draft charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
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What it costs, including GST7 rules · rate table, conditions and waiver
Retail Banking Service Charges · Branch
DD/BC customer/location and low amount bands
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Individual Semi-Urban/Rural or Senior/Pensioner — up to Rs5,000 | ₹40 | ₹47.20 |
| Individual Semi-Urban/Rural or Senior/Pensioner — above Rs5,000 to Rs25,000 | ₹60 | ₹70.80 |
| Individual Metro/Urban — up to Rs5,000 | ₹30 | ₹35.40 |
| Individual Metro/Urban — above Rs5,000 to Rs25,000 | ₹50 | ₹59 |
| Non-Individual all branches — up to Rs5,000 | ₹50 | ₹59 |
| Non-Individual all branches — above Rs5,000 to Rs25,000 | ₹75 | ₹88.50 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: This rule covers the fixed bands up to Rs 25,000. From Rs 25,001 the separate per-thousand rules for the same customer segment apply.
Retail Banking Service Charges · Branch
Bank of Baroda DD/Banker's Cheque from Rs 25,001 to Rs 100,000 for individuals at metro or urban branches: Rs 2.5 per thousand or part thereof, minimum Rs 30, maximum Rs 250, plus GST.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| ₹25,001 to ₹1,00,000 | ₹2.50 per ₹1,000 (minimum ₹30, maximum ₹250) | — |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Bank of Baroda demand drafts / banker's cheques from Rs 25,001 to Rs 100,000 issued to individuals at metro or urban branches, not against cash. GST is additional. Against cash: 50% more; non-customers: 50% more - neither is included here.
Retail Banking Service Charges · Branch
Bank of Baroda DD/Banker's Cheque above Rs 1 lakh for individuals at metro or urban branches: Rs 3.5 per thousand or part thereof, minimum Rs 350, maximum Rs 15,000, plus GST.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Above ₹1,00,000 | ₹3.50 per ₹1,000 (minimum ₹350, maximum ₹15,000) | — |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Bank of Baroda demand drafts / banker's cheques above Rs 1 lakh issued to individuals at metro or urban branches, not against cash. GST is additional. Against cash: 50% more; non-customers: 50% more - neither is included here.
Retail Banking Service Charges · Branch
Bank of Baroda DD/Banker's Cheque from Rs 25,001 to Rs 100,000 for non-individual customers at all branches: Rs 4 per thousand or part thereof, minimum Rs 50, maximum Rs 400, plus GST.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| ₹25,001 to ₹1,00,000 | ₹4 per ₹1,000 (minimum ₹50, maximum ₹400) | — |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Bank of Baroda demand drafts / banker's cheques from Rs 25,001 to Rs 100,000 issued to non-individual customers at all branches, not against cash. GST is additional. Against cash: 50% more; non-customers: 50% more - neither is included here.
Retail Banking Service Charges · Branch
Bank of Baroda DD/Banker's Cheque above Rs 1 lakh for non-individual customers at all branches: Rs 5 per thousand or part thereof, minimum Rs 500, maximum Rs 15,000, plus GST.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Above ₹1,00,000 | ₹5 per ₹1,000 (minimum ₹500, maximum ₹15,000) | — |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Bank of Baroda demand drafts / banker's cheques above Rs 1 lakh issued to non-individual customers at all branches, not against cash. GST is additional. Against cash: 50% more; non-customers: 50% more - neither is included here.
Retail Banking Service Charges · Branch
Bank of Baroda DD/Banker's Cheque from Rs 25,001 to Rs 100,000 for individuals at semi-urban or rural branches, and senior citizens or pensioners at any branch: Rs 3 per thousand or part thereof, minimum Rs 40, maximum Rs 300, plus GST.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| ₹25,001 to ₹1,00,000 | ₹3 per ₹1,000 (minimum ₹40, maximum ₹300) | — |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Bank of Baroda demand drafts / banker's cheques from Rs 25,001 to Rs 100,000 issued to individuals at semi-urban or rural branches, and senior citizens or pensioners at any branch, not against cash. GST is additional. Against cash: 50% more; non-customers: 50% more - neither is included here.
Retail Banking Service Charges · Branch
Bank of Baroda DD/Banker's Cheque above Rs 1 lakh for individuals at semi-urban or rural branches, and senior citizens or pensioners at any branch: Rs 4 per thousand or part thereof, minimum Rs 400, maximum Rs 15,000, plus GST.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Above ₹1,00,000 | ₹4 per ₹1,000 (minimum ₹400, maximum ₹15,000) | — |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Bank of Baroda demand drafts / banker's cheques above Rs 1 lakh issued to individuals at semi-urban or rural branches, and senior citizens or pensioners at any branch, not against cash. GST is additional. Against cash: 50% more; non-customers: 50% more - neither is included here.
Why it happened and how to avoid it
Why it happened
A demand draft or banker's cheque was issued from your account.
How to avoid it
Use NEFT or RTGS where the recipient will accept a transfer. Rates are often lower for senior citizens and at rural branches.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Bank of Baroda — Service Charges
Retrieved 2026-09-26
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