Bank of Maharashtra · statement narration
DD CHARGES
Also printed as: DD COMM · DEMAND DRAFT CHG · DD ISSUE CHG · BC CHARGES
Decoded
A commission charged when a demand draft or banker's cheque is issued. It usually scales with the draft value.
Hinglish meinDemand draft ya banker's cheque banwane par lagne wala commission. Draft ki value ke hisaab se badhta hai.
DD CHARGES on your Bank of Maharashtra statement — A commission charged when a demand draft or banker's cheque is issued. It usually scales with the draft value. The bank publishes a rate table, not one figure; the rates are below.
Demand Draft charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
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What it costs, including GST3 rules · rate table, conditions and waiver
Retail Banking Service Charges · Branch
Bank of Maharashtra DD / pay order above Rs 10,000 up to Rs 1 lakh: Rs 5 per Rs 1,000, minimum Rs 100, plus GST.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| ₹10,001 to ₹1,00,000 | ₹5 per ₹1,000 (minimum ₹100) | — |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Bank of Maharashtra demand drafts / pay orders not against cash. GST is additional. Against cash: 1.5 times these charges; senior citizens, pensioners and students with an account get 20% off - neither is modelled. The source says 'per Rs. 1000' without 'or part thereof', so amounts that are not whole thousands may round differently at the branch.
Retail Banking Service Charges · Branch
Bank of Maharashtra DD / pay order above Rs 1 lakh: Rs 4 per Rs 1,000, minimum Rs 500, maximum Rs 10,000, plus GST.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Above ₹1,00,000 | ₹4 per ₹1,000 (minimum ₹500, maximum ₹10,000) | — |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Bank of Maharashtra demand drafts / pay orders not against cash. GST is additional. Against cash: 1.5 times these charges; senior citizens, pensioners and students with an account get 20% off - neither is modelled. The source says 'per Rs. 1000' without 'or part thereof', so amounts that are not whole thousands may round differently at the branch.
Retail Banking Service Charges · Branch
₹59
₹50.00 before tax
The bank's figure is before tax, so 18% GST is added on top.
Applies when: DD / Pay Order amount up to Rs 10,000. Current tariff lists separate up-to-5,000 and 5,001-to-10,000 rows, both at Rs 50.
Why it happened and how to avoid it
Why it happened
A demand draft or banker's cheque was issued from your account.
How to avoid it
Use NEFT or RTGS where the recipient will accept a transfer. Rates are often lower for senior citizens and at rural branches.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Bank of Maharashtra — Service Charges w.e.f. 01.02.2026
Retrieved 2026-08-09
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