The Nainital Bank Limited · statement narration

ATM TXN CHG

The Nainital Bank Limited · statementDebit
ATM TXN CHG₹27.14 Dr

Also printed as: ATM CHARGES · ATM TXN FEE · ATM WDL CHG · ATM CHG INCL GST

Decoded

A charge for ATM transactions beyond the free monthly limit set by RBI.

Hinglish meinMahine ki free ATM limit se zyada transaction karne par lagta hai.

You pay, incl. GST

You pay, incl. GST, Savings Accounts — Transfer & ATM Services

From Nainital Bank — ATM Charge Revision Notice

Verified

The Nainital Bank changed this page on 1 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗
Savings Accounts — Transfer & ATM Services

ATM TXN CHG on your The Nainital Bank Limited statement — A charge for ATM transactions beyond the free monthly limit set by RBI. The charge is ₹27.14, including 18% GST.

The bank's figure is before tax, so 18% GST is added on top.Last verified

Read from Nainital Bank — ATM Charge Revision Notice on 2026-08-15.

The Nainital Bank Limited
All The Nainital Bank Limited charges ATM charge

ATM charge: what other banks publish

Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.

  1. HDFC Bank

    Varies by slab or variant

    HDFC Bank

    From HDFC Bank — Consolidated Savings Account Fees and Charges

    Verified

    Mid

  2. ICICI Bank

    Varies by slab or variant

    ICICI Bank

    From ICICI Bank Savings Account — Schedule of Charges (Accounts opened from 01-Aug-2025 / migrated)

    Verified

    Mid

    ICICI Bank changed this page on 22 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗

  3. UCO Bank

    6 published rates

    UCO Bank

    From UCO Bank — Service Charges on Deposit and other Ancillary Services 2023-24

    Verified

    Low

  4. Indian Bank

    6 published rates

    Indian Bank

    From Indian Bank — Service Charges (Last Updated 20.04.2026)

    Verified

    Mid

  5. RBL Bank

    6 published rates

    RBL Bank

    From RBL Bank — Schedule of Charges — Savings Account

    Verified

    Mid

  6. Punjab National Bank

    2 published rates

    Punjab National Bank

    From Punjab National Bank — Non-Credit Related Service Charges

    Verified

    Low

  7. Axis Bank

    Varies by slab or variant

    Axis Bank

    From Axis Bank — Savings Account Fees and Charges Master

    Verified

    Mid

  8. Federal Bank

    Varies by slab or variant

    Federal Bank

    From Federal Bank — Charges for Savings/Current Accounts and Other Liability Products

    Verified

    Mid

    Federal Bank changed this page on 1 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗

  9. Indian Overseas Bank

     

    Indian Overseas Bank

    From Indian Overseas Bank — Revision of Service Charges 2026

    Verified

    Mid

Not on this chart (1)

  • The Nainital Bank — Levied per transaction rather than per transaction, so not drawn against the others.
What it costs, including GST1 rule · rate table, conditions and waiver

Savings Accounts — Transfer & ATM Services · ATM

₹27.14

₹23.00 before tax

Read 2026-08-15

The bank's figure is before tax, so 18% GST is added on top.

Applies when: Nainital Bank savings/customer ATM usage after the applicable monthly free-transaction entitlement; this rule records the current Rs23 financial-transaction charge, not the free-limit count itself.

Why it happened and how to avoid it

Why it happened

You used an ATM more times in the month than your free allowance permits. Balance enquiries and mini statements can also count.

How to avoid it

Track your free transactions each month, use your own bank's ATMs, and check balances in the app instead of at the ATM.

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Official source1 document
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