HDFC Bank Limited · statement narration
ACCT CLOSURE CHG
Also printed as: CLOSURE CHARGES · AC CLOSE CHG · ACCOUNT CLOSING CHARGES · PREMATURE CLOSURE CHG
Decoded
A fee for closing your account within a defined period after opening it.
Hinglish meinAccount khulne ke kuch samay ke andar band karne par lagne wala charge.
- Up to 14 days — standard
Up to 14 days — standard, Bank’s own figure
From HDFC Bank — Basic Savings Bank Deposit Account Fees and Charges
Verified
- Bank’s own figure
- 15 days up to 12 months — standard
15 days up to 12 months — standard, ₹500 + 18% GST
From HDFC Bank — Basic Savings Bank Deposit Account Fees and Charges
Verified
- ₹500 + 18% GST
ACCT CLOSURE CHG on your HDFC Bank Limited statement — A fee for closing your account within a defined period after opening it. The bank publishes a rate table, not one figure; the rates are below.
Account closure charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Show all 16 banks
What it costs, including GST1 rule · rate table, conditions and waiver
Savings & Salary Accounts — Service Charge Portfolio · Branch
Time since opening and customer category
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Up to 14 days — standard | ₹0 | — |
| 15 days up to 12 months — standard | ₹500 | ₹590 |
| 15 days up to 12 months — Senior Citizen | ₹300 | ₹354 |
| Beyond 12 months — standard/Senior Citizen | ₹0 | — |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Explicitly supported by current HDFC BSBDA fee page; the same timing/standard amount and senior-citizen variant are independently present on multiple current HDFC savings-family pages. Do not automatically apply to every HDFC account/product without exact product selection.
Why it happened and how to avoid it
Why it happened
The account was closed inside the chargeable window after the first transaction.
How to avoid it
Close within the initial free window (commonly 14 days), or wait until the account is over a year old. No charge applies where the account is closed due to the holder's death.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- HDFC Bank — Basic Savings Bank Deposit Account Fees and Charges
Retrieved 2026-08-09
Decode another narration
Paste any other line from the same statement into the decoder.
Open the charge decoder