Jammu and Kashmir Bank Limited · statement narration
ACCT CLOSURE CHG
Also printed as: CLOSURE CHARGES · AC CLOSE CHG · ACCOUNT CLOSING CHARGES · PREMATURE CLOSURE CHG
Decoded
A fee for closing your account within a defined period after opening it.
Hinglish meinAccount khulne ke kuch samay ke andar band karne par lagne wala charge.
- You pay
- Basic Saving Bank Deposit Account
ACCT CLOSURE CHG on your Jammu and Kashmir Bank Limited statement — A fee for closing your account within a defined period after opening it. The charge is ₹0.
Read from J&K Bank — Basic Saving Bank Deposit on 2026-08-15.
Account closure charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
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What it costs, including GST1 rule · rate table, conditions and waiver
Basic Saving Bank Deposit Account · Branch
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: J&K Bank Basic Saving Bank Deposit Account only.
Why it happened and how to avoid it
Why it happened
The account was closed inside the chargeable window after the first transaction.
How to avoid it
Close within the initial free window (commonly 14 days), or wait until the account is over a year old. No charge applies where the account is closed due to the holder's death.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- J&K Bank — Basic Saving Bank Deposit
Retrieved 2026-08-15
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