Bank of Baroda · statement narration
IMPS CHG
Also printed as: IMPS CHARGES · IMPS COMM · IMPS TXN CHG
Decoded
A charge on an IMPS instant transfer.
Hinglish meinIMPS instant transfer par lagne wala charge.
- Up to Rs 1,000
- ₹2.50 + 18% GST
- Rs 1,001 to Rs 25,000
- ₹5 + 18% GST
IMPS CHG on your Bank of Baroda statement — A charge on an IMPS instant transfer. The bank publishes a rate table, not one figure; the rates are below.
Read from Bank of Baroda — Service Charges on 2026-08-09.
IMPS transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Show all 20 banks
Not on this chart (1)
- ICICI Bank — Levied per transaction rather than per transaction, so not drawn against the others.
What it costs, including GST1 rule · rate table, conditions and waiver
Retail Banking Service Charges · Other
Retail IMPS through Digital Channels — transaction amount slab
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Up to Rs 1,000 | ₹2.50 | ₹2.95 |
| Rs 1,001 to Rs 25,000 | ₹5 | ₹5.90 |
| Rs 25,001 to Rs 5,00,000 | ₹15 | ₹17.70 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Retail customers; Digital Channels only. The current source table does not expose a corresponding retail branch value in the rendered rows, so no retail-branch rule is inferred.
Why it happened and how to avoid it
Why it happened
An IMPS transfer was sent from your account.
How to avoid it
Use UPI for smaller amounts, or NEFT through digital banking, both of which usually carry no charge.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Bank of Baroda — Service Charges
Retrieved 2026-08-09
Decode another narration
Paste any other line from the same statement into the decoder.
Open the charge decoder