City Union Bank Limited · statement narration
IMPS CHG
IMPS CHG on your City Union Bank Limited statement — A charge on an IMPS instant transfer. The bank publishes a rate table, not one figure; the rates are below.
Read from City Union Bank — Service Charges on 2026-08-15.
Also printed as
IMPS CHARGES, IMPS COMM, IMPS TXN CHG.
Hinglish mein
IMPS instant transfer par lagne wala charge.
What it costs, including GST
Retail Banking Service Charges · Net banking
IMPS online transaction amount slab
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Up to Rs 1,000 | ₹2.50 | ₹2.95 |
| Above Rs 1,000 and up to Rs 25,000 | ₹5 | ₹5.90 |
| Above Rs 25,000 and up to Rs 5 lakh | ₹15 | ₹17.70 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: City Union Bank IMPS online transaction charge table.
Why it happened
An IMPS transfer was sent from your account.
How to avoid it
Use UPI for smaller amounts, or NEFT through digital banking, both of which usually carry no charge.